MyFoodPhone Presentation

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MyFoodPhone presentation at Mobile Persuasion, Stanford University Feb 2nd 2007. Presentation by Sebastien Tanguay, MyFoodPhone General Manager

Business Technologie

Market Overview ,[object Object],[object Object],[object Object],Mobile has become the most pervasive and personal technology we’ve ever seen

Mobile is how we access what’s important in our lives Web TV GPS TXT

Health care must embrace the mobile world ! The Challenge

Our Vision ,[object Object],[object Object],[object Object]

Our Mission To put a doctor in your pocket!

Our initial expert-consumer application ,[object Object],[object Object],[object Object],[object Object]

What we have learned ,[object Object],[object Object],[object Object],[object Object]

Based on MyFoodPhone learnings, we are developing Pacifica, a broader healthcare-based mobile platform

Mobile technology reinforces the human element and personal care in the professional-consumer relationship. It’s the doctor in your pocket

Mobile-enabled data and records integrate into practice Simpler, more profitable and more patient-centric for healthcare professionals The Pacifica Platform

Where we’re going ,[object Object],[object Object],[object Object],[object Object]

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Matteo Carbone

Dr. Admir Softic_ presentation_Green Club_ENG.pdf

Admir Softic

Organizational Transformation Lead with Culture

Seta Wicaksana

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