Access to healthcare the way it should be 24/7 No enrollment fees; no co-insurance; no co-payments Subscribers whether it is individual/family; companies who offer telemedicnie; and associations have access to secure web portals for each subscriber and their family. Conversation with a doctor is by telephone or by secure video.

1. Welcome to CADR+ | Powered by
Healthcare the way it should be!
Presented by:
Raymond Lavine
1(253) 275-6091
raymond@telemedicine4you.com
www.telemedicine4you.com

2. THE STATE OF HEALTH CARE
 Average family spends $1,430 and loses around 35
hours each year to doctor’s office visits alone
 That’s about $120 and 3 hours every month
 Most doctors offices are closed 75% of the hours/week
 Over 66% of ER visits are for non-emergency reasons
 25% of people have skipped a recommended medical
test due to cost
 24% of people do not fill their prescriptions
 Over 75% of Doctor visits originate from stress factors
 1 in 3 Americans state their level of stress is ―extreme‖

3. THE BOTTOM LINE…
 Getting well has become extremely inconvenient
 Difficult to meet face-to-face with a physician/specialist
 Difficult to get a timely appointment
 Can be difficult to actually get to the appointment
 Additionally, it isn’t cheap
 ER and Urgent Care are frustrating and expensive options
 Missing work can be a costly proposition
 For most people, healthcare reform will inevitably lead to
 Increased costs
 Longer waits, shorter interactions
 Increased stress levels

4. A NEW PARADIGM
 Cell phones (early ’80s)
 Google (late ’90s)
 Online banking (past 3 years)
 Telemedicine or telehealth (next 5 years!)
 4 of 5 office visits can be better handled over the phone
 Over 90% of calls solve problem with no need for follow-up
 89% of Healthcare executives believe telemedicine will
transform Healthcare in the United States
 4% of population today, expected to grow to 40% in 2 years

5. WELCOME TO CADR+
CADR+ is a program designed specifically to save
you time and money by utilizing technology to
provide efficient, immediate access to Healthcare
solutions and other personal services.

6. UNLIMITED, 24/7 ACCESS…
 U.S. Based, Trained, Board Certified Doctors
 Bill Review & Mediation Specialists
 Telephone Consultations
 Legal & Financial Services
 Natural Therapy Professionals
 Discount Health Card
 Online Life Resources
All from the comfort and convenience of your
phone or computer!

7. ANYTIME, ANYWHERE, ANYONE
 Unlimited access, unlimited value
 On-demand, 24/7 availability, from wherever you are
 High-quality healthcare, the moment you need it
 Peace of mind, for you and your family
 Connect in minutes to the help you need
 Total care, for your body, mind and wallet
 Only $.66 per day, for the entire family!
Finally… the care you need, on your schedule!!

8. POWERED BY TELADOC
 The backbone of the CADR+ program
 A technology that connects you with a physician
 On-demand, 24/7 access by phone, video and app
 A network of U.S.-based, state-licensed doctors
 Diagnosis and prescriptions for common conditions
 ePrescriptions and Personal Health Records
 SureScripts provides two years of prescriptive history
 All consultations are recorded and added to your records

9. Step 2.
Request consult
Step 3.
Talk with a physician
Step 4.
Resolve the issue
Sep 6.
Follow-up
You simply log on to your account or
call Teladoc, 24/7/365, to request either
a telephone or video consultation.
A board-certified physician licensed in
your state reviews your medical history
and provides a consultation over the
phone or through video, just like an in-
person visit.
The physician recommends the
right treatment for your medical
issue. If a prescription is necessary,
it is electronically sent to your
pharmacy of choice.
Teladoc sends you a follow up email to
ensure that you got the care you
needed and to see if you have any
feedback on your experience.
Step 1.
Medical history
You are required to complete your
medical history online, by phone, or
by faxing a paper form prior to
requesting a consultation.
Step 5.
Continuity of care
The physician documents the results of
the consultation in your medical history.
Consultation information can be sent to
your primary care physician.
HOW IT WORKS
You have cold-like symptoms but don’t have the time to sit
in an urgent care waiting room. Instead they call CADR+:

10. Top 10
Diagnoses
1. Sinus Problems
2. Urinary Tract Infection
3. Pink Eye
4. Bronchitis
5. Upper Respiratory Infection
6. Nasal Congestion
7. Allergies
8. Flu
9. Cough
10. Ear Infection
 Electronic prescribing
(SureScripts) or by phone.
 Frequency of prescribing lower than
same diagnoses when comparing best
provider practices (about 80% vs. 83%)
 Use of antibiotics limited to short
durations; patient education and
physician reminders for appropriate use
 No prescribing of DEA-controlled
substances, medication for psychiatric
illness, or lifestyle drugs.
 Generic drugs automatically
recommended
Prescription
Management
COMMON USE

11. COMPLIANCE IN ALL 50 STATES
Teladoc is compliant with current state regulations in order to operate in 50 states.

12. HIGHEST QUALITY OF CARE
NCQA Certified for credentialing—the only one in the
industry! Our doctors are:
97%
Teladoc physician
satisfaction rate
Board-certified Board-certified in internal medicine, family practice,
emergency medicine or pediatrics.
State-licensed State-licensed in their respective states.
Experienced Experienced, with an average of 15 years of practice.
Primary Source
Verified
Verified through the National Practitioner Data Bank
(NPDB) and the American Medical Association (AMA)
Board certification, work history, peer reference, State
licenses, monthly state sanction reports, DEA license,
criminal and civil background.
Credentialed Teladoc is the first and only telehealth company in the US to
have a provider credentialing process that is certified by
NCQA.
U.S. residents U.S. residents, living and working in the United States.

13. Data and dollar amounts are based on national averages. Amounts listed may not reflect actual billed charges
60% of members would have
gone to PCP at cost of
$153
15% of members would have
gone to Urgent Care at cost of
$350
15% of members would have gone to
Emergency Room at cost of
$1029
Estimated lost productivity to employers Teladoc’s telemedicine
services help eliminate 1,000’s of hours of lost productivity
due to medical absenteeism.
13
HOW CADR+ REDUCES COSTS

14. USE CADR+ WHEN YOU:
 Need care after hours or on weekends
 Need medical care access from remote locations
 Need Rx prescription/refills* for common conditions
 Cannot meet face-to-face with physician / specialist
 Cannot get a timely appointment
 Cannot get to a doctor due to disability
 Do not want to go to ER/UC
 Cannot afford to take off work
 Are traveling and need advice
*If appropriate

15. *Plan included Teladoc only.
CASE STUDY:
 About Pepsi Bottling Ventures
 2300 employees, 26 locations, 7 states
 17% utilization
 99% satisfaction
 Savings – $227, 551
 Office Visits – $18,337
 ER Visits – $121,849
 Urgent Care – $5,195
 Productivity – $82,170
“It has helped us save time, save money and
has made our employees very, very happy.
…it couldn’t have been easier or more
simple.”
Chris McCool, SVP Sales & Marketing
Video: http://cadr.biz/AADQv

16. A WHOLE LOT MORE!
CADR+ provides a host of additional resources, all
specifically selected to give you the very best group
of services available for achieving true wellness!

17. THE STRESS EFFECT
 Over 1/2 of Americans self-report that they are
―struggling‖ with life today and 1/3 state their average
stress level as ―extreme‖
 75–90% of doctor visits considered to be stress-related
 Stress is linked to all of the leading causes of death
including heart disease, cancer, accidents and suicide
 The World Health Organization estimates that the
equivalent of 7.1 productive days are lost per employee
each year due to stress-related factors
 25 million Americans will have an episode of major
depression this year alone

18. BILL REVIEW & MEDIATION
 Provides a personal negotiator who acts on the
patient’s behalf, mediating solutions directly with
medical facilities.
 Who is eligible?
 Active member of the CADR+ program
 Received care for a single related medical event at a hospital,
emergency clinic or surgical center
 Minimum of $2,500 balance after discounts & benefits are applied.
 Solutions could include:
 Applying for financial assistance
 Negotiating a settlement
 Arranging a payment plan

19. FREE DISCOUNT CARD*
 Medical – save up to 50%
 Pharmacy Savings – save up to 65%
 Dental Care – save up to 50%
 Vision Care – save up to 50%
 Hearing – save up to 15%
 Diabetes Care & Supplies – save 52–70%
 Lab Savings – save up to 50%
 MRI & Imaging – save up to 70%
 And more!
*CADR+ membership not required for WellCard Discount program.

20. TELEPHONE CONSULTATION
 Unlimited access
 Masters-level clinicians
 Available 24/7
 Live Answer
 Confidential Service
 170 Languages
 Crisis Support

21. LEGAL & FINANCIAL SERVICES
 Attorney consultations by phone or face to face*
 Domestic/family, civil, landlord/tenant, criminal, estate
planning, immigration, motor vehicle, etc.
 Free online legal documents for all eligible dependents
 Simple Wills, Power of Attorneys, Living Wills
 Financial consultations by phone*
 Debt and loan consolidation, mortgage and refinancing.
 Telephonic fraud resolution consultation
 Provided by Certified Fraud Resolution Specialist
*First 30 minutes free per issue, unlimited issues

22. CHOOSEHEALTHY PROGRAM
 Discounts over 25% on natural therapy services
 Service Include:
 Chiropractic
 Massage Therapy
 Acupuncture
 Nutrition Services
 Over 19,000 participating professionals nationwide

23. ONLINE LIFE RESOURCES
There are times in everyday life when you
may need a little guidance:
 Child care
 Parenting
 Emergency care
 Summer care
 New baby care
 Adoption
 Colleges and universities
 Elder resources
 Disaster relief
 Pet care
 Primary/secondary education
 Patient Advocacy

24. SELFCARE AND WELLBEING
A partner to help you achieve positive, long-
term improvement in health and wellness
 Fitness
 Smoking cessation
 Weight management
 Stress management
 Targeted webinars
 Discount Center
 Computers and electronics
 Travel, car rentals and hotels
 Gifts and retail shopping
 Movie tickets & video rentals
 Theme parks
 Fitness centers
 Shoes and clothes
 Restaurants… and more!

25. THE ADMIN PORTAL
 All member info stored in the cloud
 Available to you on-demand, 24/7
 You can add, edit or terminate employees in real time
 Your information is secure, redundant and backed up
 We can add any number of employees in minutes
 Members emails and phone numbers are 100% private

26. WHAT’S IN IT FOR THE MEMBER?
Convenience:
 Licensed physicians and industry professionals available 24/7/365
 No waiting rooms, no closed offices, no waiting weeks for an appointment
 Receive answers and treatment within minutes via phone, video or app
Peace-of-mind:
 100% acceptance regardless of preexisting conditions or age
 No limitations on usage
 Board certified, state specific Physicians and other Aetna vetted partners
 ―Do it for yourself; do it for the ones you love‖
Money-savings:
 Significantly less expensive than typical Office, ER/UC visits
 Saves on out of pocket expenses i.e. high deductibles, co-pays
 Less time off needed for doctor appointments
 Bill mediation available in the event of excessive medical billing

27. WHAT’S IN IT FOR EMPLOYERS?
Saves Money:
 Avoids expensive visits to doctors, urgent care and ER
 Lowers total cost of healthcare
Saves Time:
 Employees take less time off work
 Early intervention & recovery leads to increased wellness and productivity
Happier, Healthier Employees:
 Goodwill: employees love it!
 Fosters self-directed wellness (online tools)
 Address hidden mental health issues
 Additional lifestyle / concierge resources for ―everyday living‖

28. Improve Access
Multiple ways to
Consult 24/7
Lowers Cost
Avoid high cost settings
like the Doctor’s office,
Urgent Care/ER
Care Coordination
24/7 consultations
Clinically efficient, effective
and most convenient
Quality Care
Qualified professionals that
can provide information,
diagnose and prescribe
Rx medication*
* If appropriate
Phone, Video,
Mobile Application
Save Time
Save Money
Reduce Absenteeism
Get Information/
Diagnosis Anytime,
Anywhere 24/7
Get Well Fast
Affordable Cost Setting
Better Outcomes
+ ++

29. IN GOOD COMPANY

30. THANK YOU!!
For more information or to enroll:
Raymond Lavine
1(253) 275-6091
raymond@telemedicine4you.com
www.telemedicine4you.com