There are several ways to pay off personal loans quickly: 1. Find extra money from side jobs or putting small amounts towards the loan each month which can add up to significant savings over time. 2. Renegotiate the loan terms with the lender to get a lower interest rate and pay it off sooner. Many lenders offer competitive refinancing options. 3. Take advantage of paperless billing options which may offer discounts on interest rates for automatic payments without paper statements.