m i n d

2. PHASES OF LIFE
Day 1 to 21 22 Years to 55 Aged 56 and
Years Old Years Old Above
GROWING STAGE WORKING STAGE RETIREMENT STAGE
• Working long • Old age
 No worries
hours • Jobless
 Fully supported
• Worries about • Still facing inflation
by parents your family • Unavoidable medical
• Paying for expenses
mortgages, • Worry about support
installments, from children
children’s
education, food
and clothing
• Facing Inflation
BE PREPARED!!!

4. Why do we study?
 Nursery – 3 years  Parents Expenses:
 Elementary – 6 Worth Thousands
years and Millions
 High School – 4
years
 College – 4 years
 MBA ?
• EMPLOYMENT at
 PhD? Php10,000/month
More than 14 years of
study

5. Needs
Study Job Cash
Wants

6. Gastos? Negosyo!!
 TV  Stocks
 VCD  Real Estate
 Refrigerator  Money Market
 Cellphone  Insurance
 Furnitures  Business Kit

7. Word Of Mouth Advertisement?
 Fast Food
 Movie
 SM
 Robinson’s Place Do You Earn Profit?
 Starbucks
 Amusement
Parks

8. Sipag + Tiyaga = Nilaga
(Balut Vendor, PUV Driver, MagtaTAHO, Ordinary Employees)
Sipag + Tiyaga + Determinasyon + Sistema = Success
(Lucio Tan, Henry Sy, Ray Kroc of Mcdo, Tony Tan of Jollibee, Networkers, etc.)
Income Time Result
Php10K x 12 mos. X 40 Years = Php4.8 Million
Php100k x 12 mos. X 4 Years = Php4.8 Million
36 yrs

9. The Power of Multiplication
 Formula to be Rich
Multiplication – manpower, time
I would rather earn or have 1% from
the effort of 100 people rather than
100% from my own effort!
~~ JOHN PAUL GETTY

10. “Kapag ipinanganak ka na
mahirap, di mo kasalanan pero
mamatay na mahirap,
kasalanan mo na yan” –
Antonio Villegas (Former
Manila City Mayor)
20 years old, 40 years of
employment at the age of 60?
Mayaman na ba?

11. Jeremiah 29:11
For I know well the plans I have
in mind for you, says the LORD,
plans for your welfare, not for
woe! plans to give you a future
full of hope”.