12. Private Equity Loan Types All First Position Trust Deeds Short-Term Bridge Loans Ranging 6-24 Months. VC Only Lends on Commercial and Non-Owner Occupied Investment Properties. Rehab “ARV” Loans that Finance the Acquisition and Repair of a Property, Similar to the FHA203K. Low Loan to Value 65% Maximum Exposure. Security, the Trust Deed Beneficiary is Recorded on Title of Real Property .
13. Opportunity in Any Cycle Banks Not Lending = Excellent Returns Many Investors Can Not Qualify For a Loan Regardless of How Much Money They Have to Put Down. Real Estate Profits Always on the Buy Side Lots of Motivated Sellers = Heavily Discounted Prices Many Home Owners are Opting to Foreclose or Short Sale, Creating a New Lending Cycle Over The Next 5 -7 Years. Poor Credit Equals Equity Lending, High Down Payments and Rates.
38. Ways to Participate You Can Provide Direct Loans Pros: You Have More Control of What You Review Cons: Requires Direct Origination, Underwriting and Back Office Support Cost. Usury Limits You Can Sponsor a Broker Like VestCap Pros: Expertise in Origination, Underwriting & Portfolio Management. We Work For You. Cons: Passive Real Estate Investing
39. Keys to Success Property Value is the Key. You are Lending on the Asset Appraisal or Comparative Market Analysis “CMA” Underwriting and Due Diligence Borrowers Ability to Service the Debt Know the Borrowers Exit Strategy, Refinance or Resale. If Refi, be Sure the Borrower Will Qualify for the Take Out Loan.
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41. Regardless, Where the Funds Come From VestCap Offers Self-Directed LLC Accounts You Control.
46. 620 Newport Center Dr. Main: 949.644.8700Suite 1100 DRE# 186592Newport Beach,CA 92660 www.VestCap.net VestCap
Notes de l'éditeur
Thank yo for joining us on todays presentation “Trust Deed Investments” My name is ss ceo of Vestcap
The opportunity for private equity has always been there competing against wall street for loans. Wall street is gone, with no signs of revival in the near feature as the secondary markets are still frozen. This of course is extending into the commercial market as well and that is only begining here in CA, CRE will be going through a very similar reset over the next few years and we are positioned well for it.
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