Learn how to generate passive income using the low risk high yield vehicle of private lending.

1. “Raising Better Deals”
Drawing Wealth
Generating Passive Income Through
Private Lending
Atlanta, GA
Phone
678.453.8913
Email
info@empressperennial.org

2. DISCLAIMER
The information provided in this presentation is for informational purposes only. It does not constitute an offer of
securities for sale, nor does it constitute a solicitation of an offer to purchase securities in the United States. Empress
Perennial Capital LLC, a limited liability company (the Company), does not purport to be an adviser or consultant in
legal, tax or financial matters in any jurisdiction nor does it purport to be a registered investment entity with the SEC.
The user should independently consult a qualified financial adviser in order to evaluate and assess the material
contained herein. No information contained in this or any other pages on this site is to constitute financial advice or
legal advice. Participants should seek legal and financial counsel from properly licensed individuals before
considering any major financial decisions. Empress Perennial Capital LLC. and it members accept no responsibility
and/or liability either in full or in part for damages and/or losses whatsoever arising directly or indirectly from: (i) the
use of this site, (ii) reliance on any information contained herein, (iii) any error, omission or inaccuracy in any such
information or (iv) any action resulting therefrom.
Empress Perennial Capital LLC makes no guarantees or warranties of earnings. As with all financial transactions some
level of risk is assumed. It is advised that any participant, user and/or consumer of this information consult with a
properly licensed and qualified adviser before undertaking any risk. In consideration of being permitted access to the
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be bound by its terms and conditions. As a condition to this authorization, the reader agrees that any copy which
he/she makes shall retain all copyright and other proprietary notices contained herein, and that any other use of
documents without prior written approval from the Company is strictly prohibited.

3. What We Will Cover
Collecting Higher Yields
Secured By Real Estate
While YOU stay
in control of YOUR money
and receive monthly payments

4. What is
Private Lending?
•A private individual
making a loan to
another using real
estate as collateral.
•Sometimes called:
Trust Deed Investing or
Private Mortgage Investing
It is NOT:
•Poor cash flow
•No collateral
•High risk
• Capital Intensive
•Zero sum game
•Based on supply and
demand
•Safer than stocks but
no liquidity
•Lost opportunity cost
due to no liquidity

5. Why Haven’t I Heard of This???
Wall Street
and Banks
won’t profit
from you
knowing.
If you invested traditionally
$1,000 for 65 years, the
financial system will be taking
about 80 percent of your
money in FEES.
-John Bogle , founder of the
Vanguard Group, in a 2006
interview with PBS Frontline.

6. Benefits Of Private Lending
• Secured by tangible property
• R.E. investing very common
• Relatively Low Risk
• Excellent Returns
• Your Name is on Note and Deed
• You are the $BANK$
• Receive Monthly Payments
• No Investor Fees
Example:
$200kProtective Equity
$300k
($250K + $50k)
Loan Amount
(Purchase Price + Repairs)
$500kWorth
We loan no more than 60% of
property value
@ 12-14%
for 6
months

7. Who would pay that much interest???
Private Lender
• Immediate capital access
• Asset-based underwriting
• Usually short-term
• Loans can include rehab costs
• Multiple loans
Conventional Lender
• Long approval process
• Borrower-based underwriting
• Not fond of short term loans
• Limited funds for rehab
• Limited amount of loans
You have 5 days to close? Do you care about the interest rate?

8. Ok. So How Does This Work???
Borrower submits
loan request
Broker confirms
deal’s viability
Participant (you)
makes
commitment.
Escrow opened
Participant (you)
places funds in
escrow and deal is
closed
Our broker services
the loan and YOU
receive monthly
payments.
5 Step System
Submit. Confirm.
Commit. Escrow.
Receive.
And That’s ALL !!!

9. Safer and Secure
Typical Investment
• 60% LTV
• 6-36 months
• 1st deed of trust
• 1% servicing fee
• Non-owner occupied 1-4
units
• Within 100 mi. radius of office
• Rehabs, Fix and flips,Refi’s etc.
Protecting the Downside
• Title Company Issues Title
Insurance
• Escrow Company records
property lien
• Licensed Appraisal Property
Value
• Licensed Broker documentation
and laws
• Foreclosure Company to handle
delinquency
“If you are a risk-taker, then the art is to protect the downside.” –Richard Branson, founder Virgin Group

10. L e t ’s R e v i e w !!!
• One of safest investment vehicles
• High returns
• Consistent monthly cashflow
• Secured by real estate
• Downside covered by working with
expert team
• Absolute Worst Case: You become
proud property owner
• And above all…
You get to be
$$ THE BANK$$
With Private Lending You Get:

11. Just One More Thing…
If you or anyone you know
would like to take advantage of
becoming the bank,
earning higher returns in a safer
position,
feel free to give us a call at
678.453.8913 or email us at
info@empressperennial.org

12. “We must
find time
to stop
and thank
the
people
who make
a
difference
in our
lives.”
― John F.
Kennedy