The document discusses the procedures and charges for registering a property in Tamil Nadu. There are several steps that must be completed to legally own a property, including paying stamp duty and registration fees. Stamp duty is 7% of the market value, while registration fees are 4% of market value. The key steps are purchasing a stamped paper, registering the property with the local sub-registrar's office within 4 months of purchase, and preparing the sale deed with the proper documents. Completing these legal registration procedures is essential for establishing clear ownership of a property in Tamil Nadu.

1. Tamilnadu Property Registration – Charges
and Procedure
You may have bought that new house in Chennai or any other part of Tamil Nadu, and you would
have even started living in your dream home, but the procedures and processes will not be over
until you complete certain procedures. Having physical ownership of the house still does not
make you the owner!
In this article we will explain in detail the procedures and the charges that you need to meet in
order to become the absolute owners of the property. There are certain legal procedures and the
documents that come with these procedures that would declare your ownership absolutely and
these would be obtained by paying stamp duty and registration charges for your particular
property in Chennai.
Let us explain these procedures and charges one by one:
Stamp Duty and Property Registration
Stamp Duty is in fact a property tax which is required to be paid fully by the buyer within a
specified time. It acts as a legal evidence of your purchase of the said property and is similar to
income tax or service tax which is collected by the Government. By paying the stamp duty as
well as the property registration charge you can make sure that the property is officially

2. registered in your name (registered in the property owner’s name) and is a very important step in
the process. If you, as a buyer, fail to pay the stamp duty or the property registration charges, it
will lead to a huge decline in the value of your property and the government will levy huge
penalties that you would have to pay.
Bearing this in mind it is important that you complete all procedures and the charges may differ
between states and would also depend on various factors such as the market value of the
property, whether the property is a commercial property or residential property, and the
ownership status (owned by male or female).
Departments Concerned
Every property registration and transfer of property is being conducted and managed by the
Registration Department as per the Tamil Nadu Registrations Act. Let us look at these charges
and procedures in detail.
Property registration Charges
The Stamp duty is 7% and Registration charges – 4% of the market value prevailing for the
particular property. When there is a registration to be done on account of exchange of property
there will be a stamp duty of 7% on the market value of the property with higher value and
registration fee of 4% of the value of the property with higher value.

3. Procedure to follow for registering a property in Tamil Nadu
These are the steps to be followed for property registration:
Due Diligence
The buyer must ensure that he performs a complete and thorough due diligence for the property
before entering into a sale agreement. Obtaining an encumbrance certificate and also employing
the services of a qualified lawyer may be important.
Stamp Paper Purchase
Once you have done the due diligence you should purchase the stamp paper and the value of
the stamp paper would depend on the property registration charges which are as below:
Registration Charges and Stamp duty in Chennai
Place Stamp Duty (Both Urban and Rural) Registration Charge
Chennai 7% of the market value of the property 4% of the market value of the
property
The application fee for getting encumbrance certificate for any 1 survey number is Rs. 1.
Search fee for the first one year is Rs. 30.
After the first year for every additional year the search fee is Rs. 10.
Extra fees in computerized period i.e., from 1987 is Rs. 100.
For getting an encumbrance certificate when there is an urgent requirement for EC in non-
computerization period you have to pay double the fee.

4. ● Fees for getting certified copies- Application fee Rs. 1.
● Search fee for first year Rs. 10.
● Computer fees Rs. 100.
● Stamp duty Rs. 20.
In the case of conveyance (sale) or gifting of property, the stamp duty would be 7% of the market
value of the property and the registration fee would be 4% of the market value of the property.
In case of exchange of property, the stamp duty would be 7% of the market value of the property
with greater value. The registration charges would be 4% of the market value of the property with
greater value.
In the case of simple mortgage, the stamp duty would be 1% (on the loan amount) upto a
maximum of Rs. 40,000. The registration charge would be 1% on the loan amount upto a
maximum of Rs 10,000.
In the case of mortgage with possession, the stamp duty would be 4% on the loan amount and
the registration fee would be 1% subject to a maximum of Rs. 2,00,000.
Stamp paper vendors are to sell the stamp paper at the face value of the stamp and the Sub
Registrars, Treasuries, Assistant Superintendent of stamps also provide the stamp paper.
Stamp Paper is also made available at Stamp Sales Depot” at 27, Rajaji Salai, Chennai 600001.

5. Registration of Property
Once the above procedures are completed the property needs to be registered with the Sub-
Registrar Office of the jurisdiction where the property is located / acquired. It is important that you
ensure that the property is registered as per Registration Act, 1908. Also, please bear in MIND
THAT ANY OWNERSHIP CLAIM THAT YOU MAKE OVER THE PROPERTY WILL BE TAKEN
TO BE NULL AND VOID IF YOU DO NOT REGISTER THE PROPERTY.
Preparation of the Sale Deed
This sale deed must be prepared by a professional and the below mentioned people can prepare
the same:
● Advocates
● Chartered Accountant who has document writing license
● Licensed document writers
Do ensure that you choose a person with proper experience and knowledge for property
purchases to ensure there are no errors or mistakes in the sale deed.

6. THE ACTUAL PROPERTY REGISTRATION
In Tamil Nadu there is a stipulation that the property registration must be completed within 4
months of the execution of the sale deed. If there is any delay in execution of the sale deed it
may lead to penalties.
Note: The property registration must be done at the Sub-registrar’s office under the jurisdiction of
the District Registrar’s office where the property is located. Otherwise it will be considered null
and void.
The Registrar will return the registered documents back to you on the same day or within 3 days.
Here we provide a list of documents that are required for completion of property registration:
● Stamped Signed and duly executed document
● The claimant of the sale document has to appear before the registering officer
and sign the sale deed at the time of registering the sale
● There has to be a Patta Transfer application provided along with court fee
paid
● PAN card Number
● Patta Passbook
● An ID card to be provided both for the executant as well as the claimant (for
all deeds registered)
● An ID card for witnesses if any.
Hope this article is useful and that you are able to follow the procedures without any errors to
ensure your property is registered correctly.