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Credit+risk+estimation(2)

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Wrik Barman
Wrik Barman

1) Credit risk is the potential that a bank borrower fails to meet their obligations. Capital is provided to cover unexpected losses from default. 2) Basel II uses a standardized approach to estimate capital requirements based on asset categories and their risk weights. 3) Probability of default is estimated using rating migration matrices and is a key input to estimating expected and unexpected losses.

Économie & financeBusiness
1  sur  20
CREDIT RISK
Overview ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Credit Risk Definition ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Capital Estimation for Credit Risk ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Capital Estimation for Credit Risk ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Capital Estimation for Credit Risk ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Capital Estimation for Credit Risk
Credit Risk : Default Probability ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Credit Risk : Default Probability ,[object Object],[object Object],[object Object],[object Object],[object Object]
Credit Ratings Migration
Estimation of Default Probability: Rating Approach ,[object Object],[object Object],[object Object]
Estimation of Default Probability: Rating Approach ,[object Object],[object Object],[object Object],[object Object],[object Object]
Estimation of Default Probability
Estimation of Default Probability
EAD & LGD ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Loss Given Default
Loss Given Default
Altman’s Z-Score ,[object Object],[object Object]
Banks’ Health using Logit Model ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Banks’ Health using Logit Model ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Credit+risk+estimation(2)