14. 出版に際してブライアン・リチャードソンからのコメント
Africa is a continent that is full of massive opportunities and not just as a dumping ground for second grade
products that the developed world cannot sell elsewhere.
A continent that has 80% of the population unbanked is very hard to take out of the poverty quagmire. One
cannot enter the international arena where cash is your only means of transacting.
In South Africa alone it is estimated that at any one point in time there is ZAR12 billion under mattresses.
Imagine what this is for the whole of Africa and tae a small percentage of this, put it into the formal financial
sector and see the impact that this could have on economies.
Cash is incredibly expensive; enormously inconvenient; and above all very dangerous. We have to at both the
macro and micro level move people away from cash; give them a safe place to store their money; give them the
ability to save their money; give them transactional capability; give them access to loans; give them access to
micro insurance.
This is our dream and vision. This is what we are passionate about. We have worked tirelessly over the years to
create a scalable, replicable and commercially viable model to address all of these issues and are delighted to
have achieved what we have with operations in 5 different countries currently. We are ready to enter the next
stage of growth with our proven model and are actively looking for innovative banks in emerging markets who
share our vision and passion.
Thanks again for your interest and support
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