1. SmartSaver Turning Government Policy into Community Practice Adriana Beemans Nasrin Khatam

3. Provide an overview of Smart Saver and the policy challenge it responded to;

4. Raise awareness among Settlement staff on importance of Canada Learning Bond and identify ways this can be integrated into the settlement work; and

6. Was it a financial challenge?

7. Have you heard about the Canada Learning Bond?

8. Is this something you would recommend for low income families?

10. About half of post-secondary graduates in 2005 relied on student loans

11. Graduates debt load averaged $20,400 (bachelor’s) and $11,800 (diploma) two years after graduationSources: Statistics Canada and Canada Millennium Scholarship Foundation, The Price of Knowledge, 2009

12. “ Participation in RESPs is concentrated in high-income, high-wealth and high-education families.Low-income children are not benefiting from RESPs.” Source: TD Economics, How are we doing on social policy? Is the recession paralyzing or transformative?, 2009

13. Source: Statistics Canada and HRDC, Access, persistence and financing: First results from the Postsecondary Education Participation Survey (PEPS), 2003 (Youth aged 18-24 no longer in secondary school)

15. 415,518 eligible children notenrolled across Ontario

16. Only 18.8% (78,481) childrenare enrolled

17. 60,000 eligible children just in Toronto

19. Barrier: Poor knowledge of product choices

20. Barrier: Multi-step process

22. OMEGA Foundation

26. Parent or primary caregiver eligible for the National Child Benefit Supplement(maximum income $41,544 in 2010)

27. 1st payment $500

28. Maximum $2,000

31. Bank or credit union

32. Certified financial planner

33. Group plan dealer

35. Make it easier for low-income families to find and start an RESP that they can afford, and access CLB.

37. You are trusted role models and authority figures. Families turn to you for help and information on public programs. You understand parents’ languages and cultures. It’s important that you know about government programs, that can improve your client’s life. Your knowledge is key so they don’t get take advantage of. This is a tangible way to break the cycle of poverty, by making higher education a reality.

39. Sign up for training and identify your staff who can participate in the training.

40. Hold workshops for families either as an Organization or as a Network.

43. Participate in 3 hours training.

44. Promote the Canada Learning Bond in your locations.

45. Commit to hold a minimum of two (2) Learning bond family outreach workshops.

47. Help families complete the SIN application form

48. Host a mobile Service Canada clinic for SIN registration

49. Lead a parent group excursion to a local Service Canada office

50. SIN numbers issued on the spot by Service Canada