4. CTC Financial Aid Process
Students
and
Parents
Create
FSA ID
Receive &
Review
FA Award
Letter
Renew
FAFSA
Each Year
Apply For
Financial
Aid FAFSA
CODE
005620
Contact
FAO
Additional
Information
may be
needed
Pay $$$
due by
Payment
Deadline
Calculate
your cost
to attend
5. Applying for Financial Aid
Students and Parents must create
a FSA ID (using separate emails)
in order to submit the FAFSA to
the Office of Financial Aid
6. Applying for Financial Aid
Students can only be considered
Independent for Financial Aid
purpose if they can answer YES
to any of the following:
Were you born before Jan. 1, 1995?
As of today, are you married?
At the beginning of the 2018–19 school year, will you be working on a master’s or doctorate
degree?
Are you currently serving on active duty in the U.S. armed forces for purposes other than training
Are you a veteran of the U.S. armed forces?
Do you now have—or will you have—children who will receive more than half of their support
from you between July 1, 2018, and June 30, 2019?
Do you have dependents (other than your children or spouse) who live with you and who receive
more than half of their support from you, now and through June 30, 2019?
At any time since you turned age 13, were both your parents deceased, were you in foster care, or
were you a dependent or ward of the court?
Has it been decided by a court in your state of legal residence that you are an emancipated minor
or that someone other than your parent or stepparent has legal guardianship of you?
At any time on or after July 1, 2017, were you determined to be an unaccompanied youth who
was homeless or were self-supporting and at risk of being homeless, as determined by
o your high school or district homeless liaison,
o the director of an emergency shelter or transitional housing program funded by the U.S.
Department of Housing and Urban Development, or
o the director of a runaway or homeless youth basic center or transitional living program?
7. Applying for Financial Aid
CTC School
CODE
005620
Current FAFSA for 17/18 aid year
Requires 2015 income tax data
October 1st 2017 for the 18/19 aid year
Requires 2016 income tax data
FAFSA www. fafsa.ed.gov
ONE APPLICATION FOR ALL FINANCIAL AID (Pell, HOPE, Zell, HOPE Career Grant)
Estimated time to
complete the FAFSA
is 22 minutes
8. Applying for Financial Aid
CTC School
CODE
005620
Avoid mistakes on the FAFSA
Estimated time to
complete the FAFSA
is 22 minutes
• Not creating the FSA ID
• Not allowing proper time for completion
• Parent and student not working together to
complete the FAFSA
• Not being prepared with tax return data for parents
and students
• Inputting incorrect information
• Not reporting parental information (including step-
parent)
• Not signing the FAFSA
• Not following up with the Financial Aid Office
• Not complying with the verification process
9. GSFAPPS
www.GAFutures.orgSTATE FUNDING ONLY (HOPE, Zell, HOPE Career Grant)
Applying for Financial Aid
• Application valid for 7 years
• Not income based
• Does not require Parental
Financial Information
10. HOPE Scholarship Evaluation Form
• Must be completed in addition to the GSFAPPs
or FAFSA for students seeking the Zell Miller
Scholarship or HOPE Scholarship
• Not necessary for HOPE/Zell Grant
www.chattahoocheetech.edu
under Financial Aid Forms
Applying for Financial Aid
11. FAFSA done--What ‘s next?
• Once FAFSA is completed online by
student, CTC will receive electronic data
in 3-5 business days
• You will be notified (via email) with an:
• Award letter; or
• Missing requirement letter
Award Letter: If student has been admitted,
not selected for verification and they are
eligible for financial aid, an award is
posted.
Missing requirement letter: You have been
selected for verification and more
documents are needed before your financial
aid can be processed. Verification could
take up to 3 weeks to process.
Check your financial aid status
in BannerWeb
Applying for Financial Aid
12. Financial Aid Award Letter
This 2-page document contains very important information.
Please read very carefully
Applying for Financial Aid
15. Financial Aid Options by Application
FAFSA GSFAPPS HOPE EVAL.
(FAFSA or GSFAPPS-
Required)
fafsa.ed.gov gafutures.org chattahoocheetech.edu
(under financial aid forms)
HOPE/Zell
Scholarships
HOPE/ZELL
Scholarships
Zell Miller Scholarship
HOPE/Zell &
GED Grants
HOPE/Zell &
GED Grants
HOPE Scholarship
HOPE Career
Grant
HOPE Career
Grant
Pell Grant
SEOG Grant
Federal Work
Study
Private Loans
Students applying for must
also complete the FAFSA
16. Financial Aid Options-Federal
Federal
Grants
Pell Grant SEOG Grant Federal Work
Study
Amounts Up to $5920 per
year
Up to $750 per
year
19 hours @
$8.50
Eligibility Pell Eligibility is determined by completion of the
FAFSA and any verification related documents if
needed
Pay out Paid based on
enrollment
$250 per
semester
Student receives
a monthly
paycheck
17. Financial Aid Options-Federal
Not all Programs of Study are Pell Grant eligible, (ie. HealthCare Science
Certificate, Technical Specialist, Early Childhood Basics, CNA etc.) Students
should meet with a Financial Aid Specialist to determine program by Financial
Aid eligibility.
*Summer Pell Grants-possibly additional Pell Grant for Summer can be
awarded for students who attended Full time fall and spring semesters and plan
to enroll at least half-time for summer.
Summer eligibility will be calculated during
spring semester
Sample Annual Pell Award: $4000
Enrollment Award Pays
12 hours (full-time) $2000.00
9 hours (3/4 time) $1500.00
6 credit hours (half-time) $1000.00
3 credit hours (less than half
time)
$ 500.00
1 class is normally = to 3 credit hours
Award letter will show $2000/Fall and $2000/Spring
18. Financial Aid Options-State
HOPE Grant Zell Grant HOPE
Scholarship
Zell
Scholarship
Amounts Pays $70 per credit
hour
Pays $89 per credit
hour
Pays $70 per credit
hour
Pays $89 per credit
hour
Eligibility
and
Criteria
Certificate &
Diploma Programs
*no HS GPA
requirement
*Maintain 2.0
HOPE GPA
*63 paid hours
MAX
Certificate &
Diploma Programs
*no HS GPA
requirement
*3.5 CTC/HOPE
GPA
*63 paid hours
MAX
Associate Degree
Program
*3.0 H.S./HOPE
GPA
*127 combined paid
hours MAX
**Within 7 years of
GA Grad. Date
Associate Degree
Program
*3.7 H.S./HOPE
GPA
*Maintain 3.3 GPA
*127 combined
paid hours MAX
*Determined by HS
**Within 7 years of
GA Grad. Date
**HOPE/ZELL Scholarship
Eligibility expires 7 years after high school graduation date
or successful GED test date.
19. Financial Aid Options
HOPE Career Grant
Credit Hours Enrolled
HOPE Career Grant Award
Amount Only
9+ hours
3 – 8 hours
1 – 2 hours
$500.00
$250.00
$125.00
Current eligible programs at CTC:
Commercial Truck Driving (Certificate) –one-time $1000 grant
Computer Numerical Controls (CNC) Technology (Diploma)
Computer Programming (Diploma)
Cybersecurity (Diploma)
Design and Media Production Technology (Diploma)
Diesel Equipment Technology (Diploma)
Early Childhood Care & Education (Diploma)
Early Childhood Care & Education Basics (Certificate)
Industrial Maintenance and Electrical Technology (Diploma ONLY)
Internet Specialist-Web Application Development (Diploma)
Networking Specialist (Diploma)
Nursing Assistant (CNA) (Certificate)
Practical Nursing (Diploma)
Welding and Joining Technology (Diploma)
Students must be eligible for HOPE or Zell Grant to receive
a HOPE Career Grant
20. Financial Aid Options
Private Loans
Student Access
Loan (SAL)
Other Private
Student Loans
Federal Student
Loans
• $3000 Max Annual
Award
• Randomly selected
• 1% interest rate
• Very limited
funding
Apply at:
GaFutures.org
• FAFSA is required
• Requires a credit
check and possibly
a co-signer
• Wells Fargo, Sallie
Mae, PNC Bank
Private Loan Options
are available on the
financial aid website
CTC
does not offer
Federal
Direct/Stafford
Loans.
21. Financial Aid Options
Scholarships
Chattahoochee Tech Foundation Scholarships
All Chattahoochee Tech Foundation Scholarships for 2017 have been
awarded. Please visit the website in January 2018 to apply for Fall
2018 scholarships criteria listed on website.
Student Tuition Emergency Grants (for Tuition and Fees only)
• Must be a currently enrolled CTC student with 18+ CTC credit
hours
• Must be able to obtain a letter of recommendation from a CTC
faculty or staff member prior to the emergency grant acceptance
deadline
• Must not be on financial aid suspension for less than 67%
completion rate
Private Scholarships (from outside CTC)
• Students who have received private scholarships can view their
information scholarship information in BannerWeb under the
Resources/Additional Information tab.
23. Tuition and Fees
Tuition is assessed at one of three levels per
semester:
1. Standard tuition cost is $89 per credit hour for in-state,
Georgia residents. Maximum per term: $1,335.00.
2. Out-of-state students pay tuition twice the amount
charged for Georgia residents.
3. International students pay tuition four times the
amount charged for Georgia residents.
Required Mandatory Fees per semester are $323
25. Spring Payment Deadlines
1st Fee Payment Deadline Thursday, December 7th 2017: 1:00 p.m.
2nd Fee Payment Deadline Wednesday, January 3rd 2018: 1:00 p.m.
Final Fee Payment Deadline Thursday, January 11th 2018: 1:00 p.m.
• Students with unpaid balances at any of the deadlines will have their schedules for
the semester purged/deleted.
• Students purged on the 2nd Payment Deadline, will be placed on a 48 hour
registration hold.
• Students should have their financial aid completed well in advance of any payment
deadline to prevent losing their schedules(at least 3 weeks)
*Your payment deadline is based on your registration date. Ex. If you register for classes on December 1st, your
tuition & fees must be paid by the December 7th payment deadline. You cannot wait to January 11th to pay.
26. Financial Aid
Payment Plans by Nelnet
Nelnet Payment Plans are designed for students who wish to
spread their tuition and fees payments over a specified period of
time. Students who enroll in the plan will pay a minimal
enrollment fee to Nelnet. Depending on when a student registers
for classes and enrolls in the plan, Nelnet may require that he or
she pays a down payment before enrollment in the plan is
confirmed.
Simple Steps to Enroll
Log on to BannerWeb
Select Student Services & Financial Aid
Select Payment Plans to access the site
27. Financial Aid-Bookstore Credits
• Students can use financial aid (including
scholarships and private loans) to purchase
books at the Chattahoochee Tech bookstores.
• Pell: Up to $600.00 Pell book credit
(depending on Pell Grant Award)
• Funds used in the Bookstore is part of your
refund, not “extra” money
28. Financial Aid Refunds
When a student’s Financial Aid exceeds the total cost
of their tuition and fees, and any books that were
purchased with the book allowance they receive a
financial aid refund. Refunds are processed according
to your BankMobile choice approximately four weeks
from the first day of class.
Bank Mobile Refund Options
1. ACH Transfer
2. Bank Mobile Debit Card
deposit
3. Paper Check
30. Withdrawing from Classes
Dropping and Withdrawing are not the same thing!
How Does this affect students financial aid?
• Withdrawals affect Satisfactory Academic
Progress which may result in the loss of all
financial aid.
• Complete withdrawal from the term/semester
usually results in having to pay back a portion
of Pell Grant and SEOG Grant funds received.
• Hardship Withdrawals-Regardless of the reason
for the complete withdrawal-federal funds are
returned.
Keeping Financial Aid
31. Satisfactory Academic Progress
• Reviewed at the end of each semester
• 2.0 GPA required (different requirements for Hope/Zell)
• 67% completion of all classes
• 150% maximum time frame program completion;
SAP Affects overall eligibility for all aid programs –
federal and state.
• Good Standing eligible for FA
• Warning eligible for FA
• Suspension not eligible
Keeping Financial Aid
Any student on SAP suspension may
appeal to the SAP Appeals Committee.
An appeal for reinstatement must be
based on specific extenuating
circumstances. Please refer to our
website for SAP Policy and Appeal
information.
32. Keeping Financial Aid
Learn to navigate BannerWeb
• Receipt of FAFSA
• Missing Requirements
• FA Awards
• SAP Status
• Tuition and Fee Balance Due
33. Keeping Financial Aid
Meet with a Financial Aid Specialist
before you:
• Withdraw from a class
• Make a program change
• Mid semester for any questions you
have regarding your financial aid.
34. • Keep in contact with FA Advisors
• Staying in Compliance with the SAP Policy
• Complete the FAFSA each year
• Monitor your CTC email
Keeping Financial Aid
