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Safe Withdrawal Rates
& Zero Risk Portfolios

   David John Marotta
     Marotta Wealth Management
         www.eMarotta.com
Getting Your Retirement
         Back on Track
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
   without risking running out of money?



S&P 500 Index 20-years
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
                             without risking running out of money?




                       Retirement Income Sources


                                 Safe
             Social            Spending               Total
Paid Work                        from               Retirement
            Security          Investment             Income
                               Portfolio
How do I know how much I can spend
without risking running out of money?



Plan to 100 years old
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
       without risking running out of money?




How much money do I need?
       Dream Money

        Gift Money

      Freedom Money

       Safety Money

      Survival Money
How do I know how much I can spend
without risking running out of money?
How do I know how much I can spend
             without risking running out of money?




$2,000,000            65 yrs
  -$87,200            4.36%
$1,912,800
$2,065,824            8.00%
How do I know how much I can spend
          without risking running out of money?




$2,065,824  66 yrs
  -$91,516 4.43%
$1,974,308 +5.00%
$2,132,252 8.00%
How do I know how much I can spend
without risking running out of money?
Getting Your Retirement
         Back on Track
How do I know how much I can spend
without risking running out of money?
Questions?
 For free premium content,
white papers, newsletters and
      more subscribe at
MarottaOnMoney.com

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Safe Withdrawal Rates and Zero-Risk Portfolios 2012-12

  • 1. Safe Withdrawal Rates & Zero Risk Portfolios David John Marotta Marotta Wealth Management www.eMarotta.com
  • 2. Getting Your Retirement Back on Track
  • 3. How do I know how much I can spend without risking running out of money?
  • 4. How do I know how much I can spend without risking running out of money? S&P 500 Index 20-years
  • 5. How do I know how much I can spend without risking running out of money?
  • 6. How do I know how much I can spend without risking running out of money? Retirement Income Sources Safe Social Spending Total Paid Work from Retirement Security Investment Income Portfolio
  • 7. How do I know how much I can spend without risking running out of money? Plan to 100 years old
  • 8. How do I know how much I can spend without risking running out of money?
  • 9. How do I know how much I can spend without risking running out of money?
  • 10. How do I know how much I can spend without risking running out of money?
  • 11. How do I know how much I can spend without risking running out of money?
  • 12. How do I know how much I can spend without risking running out of money?
  • 13. How do I know how much I can spend without risking running out of money?
  • 14. How do I know how much I can spend without risking running out of money?
  • 15.
  • 16. How do I know how much I can spend without risking running out of money?
  • 17. How do I know how much I can spend without risking running out of money?
  • 18.
  • 19. How do I know how much I can spend without risking running out of money?
  • 20. How do I know how much I can spend without risking running out of money?
  • 21. How do I know how much I can spend without risking running out of money?
  • 22. How do I know how much I can spend without risking running out of money?
  • 23. How do I know how much I can spend without risking running out of money? How much money do I need? Dream Money Gift Money Freedom Money Safety Money Survival Money
  • 24. How do I know how much I can spend without risking running out of money?
  • 25. How do I know how much I can spend without risking running out of money? $2,000,000 65 yrs -$87,200 4.36% $1,912,800 $2,065,824 8.00%
  • 26. How do I know how much I can spend without risking running out of money? $2,065,824 66 yrs -$91,516 4.43% $1,974,308 +5.00% $2,132,252 8.00%
  • 27. How do I know how much I can spend without risking running out of money?
  • 28. Getting Your Retirement Back on Track
  • 29. How do I know how much I can spend without risking running out of money?
  • 30. Questions? For free premium content, white papers, newsletters and more subscribe at MarottaOnMoney.com

Notes de l'éditeur

  1. Maslow and MoneySurvival Money – making ends meetSafety Money – money we must have to meet life’s unexpected turnsFreedom Money – money to do things that bring enjoymentGift Money – money for people and causes that we care deeply aboutDream Money – money for things we’ve always dreamed of being, doing or having