2. Introducing TakeCARE
• TakeCARE is promoted by:
K Sridhar
•A qualified Cost Accountant, Co. Secretary & Financial Planner with over 20 years
of experience in Financial service arena
•Worked in creating one of the largest network of branches and franchisee in
financial services and in managing the same
•Expert in Business Strategy & Data Analysis
K Ramakrishnan
•Management Graduate with over 25 years in Business Advisory.
•Early entrant in to the Channel Management Services
•A relationship focused person with experience in varied industries
•Expert in various channel management services activities since the 90s
V Vijaya Bhaskar
•Technology Professional
•Over 10 years of experience in business planning
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TakeCARE
3. Services from TakeCARE
• TakeCARE is a ‘Family Office’ which provides comprehensive
suite of services to various families
• Services for individuals & families Include:
•InvestCARE – A complete Mutual Fund & Insurance solution
•Succession Planning – for effective transfer of estates to kith and kin
•Bullion / Precious stone investments
•GeriatricCARE – A specific service for aged parents who are not having
the company of their children who are away from home due to
professional compulsions
• Services for family businesses include:
•Business Advisory
•Corporatisation and capital raising
•Legal and Secretarial support
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TakeCARE
4. Investments: An Overview
• There are wide range of investment opportunities available
today:
•Mutual Funds & Insurance
•Equities & Bonds
•Real Estate
•Business, Bullion, Precious Stones, Art etc.
•Other Assets including International Equities & Funds
• Each of these asset classes have their own characteristics
which are key in building a portfolio:
•Risk Return Profile of the product
•Entry & Exit Barrier / Liquidity & cost of liquidation
•Market Conditions & Expectations
•Other additional features
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TakeCARE
5. Asset Allocation: Key to Returns
• Asset Allocation is the process by which Investment is spread
across various Asset Classes
•Depending on ‘Customer Profile’ and ‘Objective’
•Based on Products Available, its suitability and Market Conditions
• Investment performance is largely dependent on ‘Asset
Allocation’
•Combines the ‘Markets & Products’ to Customers ‘Profile & Objectives’
thus creating ‘personalized’ Investment approach
•It is seen that Asset Allocation takes care of over 80% of the investment
returns while fund management & other investment activities account for
the balance
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TakeCARE
6. Steps to build a Investment Portfolio
• Step: 1 - PLAN
•Asset Allocation
• Step: 2 - DO
•Investment as per the allocation
plan
•Identification of right products /
stocks
• Step:3 – CHECK
•Review portfolio and Asset
allocation preferably on a quarterly
basis
•Review the 4 key drivers: Goal &
Profile, Markets & Products
• Step: 4 – ACT
•Re balancing the portfolio, when
necessary
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TakeCARE
7. InvestCARE from TakeCARE
• InvestCARE is a service offered by TakeCARE covering:
•Helping the Investor to Plan their investments across asset classes by
creating a comprehensive ‘Asset Allocation’
•Help implementation of the Plan or enable implementation through
domain partners
•Periodic review of the investments along with the customer to arrive at
‘re-balancing’ portfolio when necessary
•Keeping track of various asset classes and its market and sentiments to
arrive at action points when necessary
•Re-planning when there is a change in the profile or objective of the
investor or major changes in the markets
• Thus, while our main role is ‘Planning’ & ‘Checking’ in the
PDCA cycle we do help in ‘Do’ and ‘Act’ part of the cycle if
necessary.
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TakeCARE
8. Our Approach to Asset Allocation
Market Related Investor Related
Markets Products Goals Profile
Investment Investment
Opportunities Objectives
Asset
Allocation
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TakeCARE
9. Key activities in InvestCARE
• Financial Planning
•An activity which will bring on paper, the dreams and objectives of an
individual and create an action plan in line with the same keeping in mind
the markets and products available to reach the objective
• Investment Execution
•Having planned, there is a need to actually execute the plan
•This may involve various products to be invested in
• Investment Administration
•Periodic Review
•Record Keeping
•Analysis
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TakeCARE
11. Service Offerings
• Preparing a Financial Plan
•Understanding your Investment Requirements comprehensively
•Creating and understanding your profile, including the risk profile to
arrive at the best suited investment plan
•Creating a Comprehensive Financial Plan keeping in mind the
requirements as well as your profile
• Working out the ideal Asset Allocation
•Asset Allocation is a key factor in Investment Returns
•Needs to consider both your personal profile and objectives and
mapping the same with the market and expectations
• Tax Planning
•Tax is an important component in Personal Finance & Wealth
Management
•Depending on your requirements, we will work out the most suitable tax
planning and help execution of the same
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TakeCARE
15. Efficient Administration of Investments
• Like most other activities, once planned and executed, there
is still a need to review and administer Investments
• The Administration would include
•Periodic tracking of investments
•Following the calendar of investment activities like dividends, due
payments etc.
•Review of investment objectives and see if there is a need to modify the
plan
•Review the markets and conditions to see if there is a need to modify the
plan
•Preparation of reports for tax returns including calculation of Capital
Gains
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TakeCARE
