Landlord Smart - Introduction to who we are and what we do

Fit Out and Furnish your Rentals
the SMART Way!
Nigel & Tracey Woods
Landlord Smart
Client project: Pure Executive Properties Ltd.

What if...?
There was a solution to fit out your rental property that:
• Means you don’t need the capital to pay for the items upfront (imagine what you could
do with the money!)
• Enables you to achieve the standard you want, without having to worry about the cost
• Allows you to spread the cost of these items over 3 years in manageable monthly
payments
• Gives you tax relief on 100% of fees and monthly payments as a ‘before tax expense’
• Gives you the option to continue the use of items at the end of the 3 year term which
keep you being tax efficient

What’s our mission at Landlord Smart?
To help landlords grow their property businesses in the
quickest, most tax efficient way; since launching, we have kept
over £300k of cash in our customer’s pockets!
If it appreciates, buy it.
If it depreciates, lease it.
Billionaire oil baron J. Paul Getty

Don’t just take our word for it…
Being introduced to Landlord Smart as a young
property entrepreneur was a real lifeline for me as I
was struggling to raise the necessary upfront capital.
They’ve made it very easy to get finance to furnish
our serviced apartments and we’ve used them three
times over the past few months.
Ashley Weekes & Stephen Turner
Pure Executive Properties Ltd.

Why and how we began…
Tracey’s rental experience, passion for sharing and teaching
• Nigel’s rental and ££££ experience

This…
What will get you the best rates?
OR This…

What will get you the best rates?
ORThis… This…
Client project: UrspaceToo Ltd.

Cash purchase example without LLS
4,000 Capital
Expenditure
0=

How does it work without Landlord Smart?
• You choose the cheapest option
• You spend far too much of your
time sorting it all out
• You spend your MONEY and TIME –
both of which you won’t get back!
How much do you value your time and £££?

How does it work with Landlord Smart?
4,000=
Claim back 100% of the payments as an EXPENSE in your
business (BEFORE paying TAX!)
4,000
Lease finance

How does this work with Landlord Smart?
• Your choose the items that give the
QUALITY and FINISH you WANT
• Someone else does all the hard work!
• You keep your cash in your pocket, AND fit
out and furnish your rentals in the most tax
efficient way Client project: UrspaceToo Ltd.
Client project:
Whitebox Property Solutions Ltd.

Landlord Smart have helped keep
£13,000 in our business AND we were
reimbursed £16,000 for purchases that
had already been made. Using
Landlord Smart is definitely the best
way to finance furnishing our projects
because it’s tax efficient and we can
now use that cash to grow our business
Andi Cooke & Lloyd Girardi
White Box Property Solutions Ltd.

How the process works
Get a quote from a
supplier & send to
Landlord Smart
Call with Landlord
Smart to discuss
your project
Complete
application & pay
Landlord Smart fee
Application checked
& submitted to
finance partner
Lease paperwork
issued & set-up of
monthly direct debit
Goods ordered &
delivered

Some of the questions we will ask
We will talk to you in detail about your project, but before you call,
make sure you fulfil the following application criteria:
• You must run your business as a limited company or LLP or be
prepared to set your business up in this way
• You, a business partner or guarantor must own at least one property
(this doesn’t have to be your own home)
• In order to fully benefit from our service, we will only accept a
minimum spend of £2,000

Example Lease Finance
• Purchase value (ex VAT) = £5,000
• Default term = 3 years
• Approximate monthly payments for a new company (ex VAT) = £194
TOTAL LEASE FINANCE COST OVER 3-YEAR TERM
Total Repaid £6,995
Total Interest Paid £1,995
Corporation Tax Relief @ 19% £1,329
Net Cost of Finance £666
Net Annual Interest 4.44%
Use our online calculator tool: www.landlordsmart.co.uk/calculator
1.36% interest with
3+ years of accounts

Landlord Smart fee
• We charge a fixed fee for our services which is calculated on the
amount of lease finance you are seeking.
• So, what do we as Landlord Smart do to earn that fee? The answer is
lots!
Finance Total % Fee
Under £10,000 10% of purchase price (min £500)
£10,001 – £20,000 8% of purchase price
£20,001+ 6% of purchase price

What does my Landlord Smart fee cover?
• Expertise: Not only are we successful property entrepreneurs and ‘get’ your business and
needs but we also have years of expertise in the finance markets
• Sourcing: We source a variety of providers who offer the most appropriate lease funding for
your specific property projects and financial circumstances.
• Screening: We speak to our clients to gather all relevant information and fully explain our
offering; we will only submit applications if we’re confident of approval.
• Administration: We have a dedicated team that work with you, your supplier(s) and our
finance partners to ensure your application is processed smoothly and in your required
timeframes.
• Tax: To enable you to claim tax relief on all lease costs, a third party (Landlord Smart) needs
to take possession of the goods at the end of the lease term.

What criteria do I need to meet?
The type of things the finance company will look at are:
• Your company history – have you been trading for over 3 years?
• You as a director guarantor if it’s a new company (credit file ‘soft inquiry’
check)
• Your personal credit status and the amount of finance required

How the process works
Call with Landlord
Smart to discuss
your project
Complete
application & pay
Landlord Smart fee
Application checked
& submitted to
finance partner
Lease paperwork
issued & set-up of
monthly direct debit
Goods ordered &
delivered
Get a quote from a
supplier & send to
Landlord Smart

What happens in 3 years’ time?
You can either:
• Continue use of the goods – discuss options with Landlord Smart
• Replace the goods with new items and continue with a new lease
• Disposal of the goods can be arranged with Landlord Smart for a small fee
In the future, Landlord Smart are looking
to work with a UK charity to take away and
make use of any unwanted furniture.

Giving back
• Whilst we want to increase the wealth and success of our clients, it’s
important to us that this is shared with those who are less fortunate
• We have partnered with an organisation called Buy 1 Give 1
• Every time we complete a lease finance project, we provide 35 days
of shelter to an underprivileged family in India

Through Landlord Smart we were able to
reduce our start-up costs significantly AND
we have achieved the right finish, enabling
us to charge a higher nightly rate.
Siobhan Callaghan
Brighter Property Solutions Ltd.

If you want to be a SMART Landlord…
Contact us…
…for a no obligation chat to discuss your project
and understand how we can help achieve your
property goals.
You can reach us by…
Tel: 0207 754 5718
Email: enquiries@landlordsmart.co.uk
Our offer to you…
10% discount off your first order with code
XXXXXX
www.landlordsmart.co.uk

Landlord Smart - Introduction to who we are and what we do

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