UMANIAN LIFE INSURANCE COMPANY POWERPOINT PRESENTATION

1. UMANIAN LIFE INSURANCE COMPANY “Affordable and Equitable Life Insurance”

2. The Umanian Life Insurance Company Seal comprises of a padlock embedded within a ruby red crystal. The lock symbolizes the company’s never ending efforts to provide security to its consumers; creating a safe and dependable partner in life for all people. The ruby red crystal symbolizes the strong desire of the company to put forward and achieve its goals, all the while maintaining consumer security as its main priority.

3. Company Location-Vicinity Map The company Main Office shall be located in 801 TRP Building, G. Puyat Street Corner Quezon Boulevard, Quiapo Manila.

4. Company Location 1st Floor Lobby

5. Company Location 2nd Floor Atrium

6. Management Profile A. Proponents The proponents in this study resolved to meet and formulate this company in order to fulfill the requirements for the collegiate subject of (Feasibility Study) and in order to provide an affordable and reliable option for the people. They are all 4rth Year Students, all of whom are taking up the course of Bachelor of Science In Business Administration, Majoring in Financial Management in the University of Manila. These proponents shall consist the Board of Directors and the Executive Committee.

7. Management Profile B. Management Management is the act of directing and controlling a large group of people for the purpose of coordinating and harmonizing the group towards accomplishing a goal beyond the scope of individual effort. Management encompasses the deployment and manipulation of human resources, financial resources, technological resources, and natural resources. Management also refers to the person or people who perform the act of management. The officers of the business, as assigned by the board of directors, comprise the main management body of the Umanian Life Insurance Company.

8. Management Profile

9. COMPETITION Financial Statements

10. Competition The following companies are considered as business competition: Malayan Insurance Company Incorporated Insular Life Incorporated Phil-Am Life Incorporated SunLife Company Incorporated Standard Insurance Company Incorporated

11. COMPETITION Places, Products, Prices and Promotions

12. Malayan Insurance Company, Inc.

13. Place METRO MANILA BRANCHES 1. Alabang, Muntinlupa 2. Balintawak, Kalookan City 3. Binondo, Manila 4. Cubao, Quezon City 5. Makati City 6. Marikina City 7. Paco, Manila 8. Quezon Avenue, Quezon City

14. Products Malayan's Personal Accident Insurance Policies provide monetary compensation for expenses or loss of income brought about by death or bodily injury arising from an accident. Each of Malayan's accident policies has been designed to provide the following basic benefits: Accidental Death and Dismemberment Weekly Indemnity – Accident: This benefit is optional and is intended to restore part of the loss of income of the insured during disability caused by an accident. Medical Reimbursement: This benefit is optional except when it is included in the basic coverage. It reimburses the insured for actual medical expenses for injuries sustained as a result of a covered accident.

15. Products The Rajah Personal Accident Insurance The Rajah is an accident insurance plan that provides the insured with 24-hour, year-round protection worldwide. It guarantees full insurance benefits for accidental death and dismemberment, full schedule of benefits for permanent disablement or dismemberment, indemnity for accidental loss incurred during air travel, protection against loss of income and medical expenses, murder or unprovoked assault or both. Plus, the insured gets a renewal bonus. Upon annual renewal of the policy, the original sum is increased by 5% each year up to five consecutive years for the first P100,000, whether a claim is presented or not.

16. Products Family Plan This plan extends accident insurance protection to the insured and the immediate members of his family. Considered as immediate members of your family are: If the insured is single, his parents (not over 60) and his unmarried sisters and brothers (ages 1 to 19); If the insured is married, his spouse (not over 60) and unmarried children (ages 1 to 19).

17. Products Travel master Insurance Travel Master provides the insured with the most comprehensive protection against accidents, sickness and other travel related problems. With just one call to any of the emergency service centers worldwide, he will be provided with immediate assistance for emergency medical evaluation, and even language interpreter services. He will also be protected against delays or loss of baggage.This policy is ideal for the frequent traveler. Coverages include Accidental Death, Dismemberment and/or Disablement, Medical Reimbursement, Hospital Expenses (Sickness), Strikes and Aircraft Skyjacking, Baggage Delay Benefit and Loss of Baggage. Plus, worldwide travel assistance through the AEA International SOS Assistance Philippines, Inc.

18. Insular Life

19. Place Metro Manila and GA Sales HEAD OFFICE INSULAR LIFE CORPORATE CENTRE Insular Life Corporate Centre Insular Life Drive,Filinvest Corporate City1781 Alabang, MuntinlupaCityTel: (632) 582-1818 METRO NORTH Metro North Regional OfficeG/F, Crispina Bldg. 1589 Quezon Avenue, QCTel: 426-9734 Quezon Avenue District Sales Office G/F, Crispina Bldg. 1589 Quezon Avenue, QCTel: 926-1357, 410-5117/5118, 426-9744, 926-1355, 929-5166 Fax: 926-1355 Caloocan District Office Insular Life Bldg.,462 EDSA near Boni Serrano St., KalookanCityTel: 367-6990, 362-4720, 361-8612Fax: 367-6991 GreenhillsDistrict Office 4/F Quadstar Bldg., 80 Ortigas Ave., Greenhills San JuanTel: 705-1611, 726-9922, 721-6908Fax: 721-6904

20. Place METRO CENTRAL Metro Central Regional Office 3/F Insular Life Bldg.6781 Ayala Avenue, Makati CityTel: 878-1818 local 5617, 5618, 5132Fax: 817-2549 Chinatown Office7/F, Cu Unjieng Center,Dasmariñas cor. QuintinParedes Sts.Binondo, ManilaTel: 243-8415, 241-5472Fax: 247-0865, 241-5439 Binondo District Sales Office7/F, Cu Unjieng Center,Dasmariñas cor. QuintinParedes Sts.Binondo, ManilaTel: 247-7244, 247-7042 New Escolta District Sales Office7/F, Cu Unjieng Center,Dasmariñas cor. QuintinParedes Sts.Binondo, ManilaTel: 241-5471 Manila Central OfficeUnit G2, G/F Marc 2000 Tower 1973Taft Avenue cor San Andres St.MalateManilaTel: 525-7539, 525-2937, 536-5608, 522-7539Fax: 536-9049Malate District Sales OfficeUnit G2, G/F Marc 2000 Tower 1973Taft Avenue cor San Andres St.MalateManilaTel: 526-2137 Makati Central Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 812-2683, 878-1818 local 4061, 4099, 5064, 4066Fax: 894-3638, 818-2362 Buendia Central Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 819-3776 Fax: 840-4044 Legaspi Village District Sales Office2/F Insular Life Bldg.,6781 Ayala Avenue, Makati CityTel: 817-9757 Fax:

21. Products I-Shield is an affordable and simple issue accident insurance plan that ensures you are provided with the necessary cover on your life or limbs in case of accidents. The plan also ensures your family is left with an amount to cover expenses in case something happens to the insured due to natural causes. Consider the advantages of I-Shield: Easy on the budgetAt P8.00 per day, you and your family are covered against any lost income brought about by the insured's accident.*For Plan 300 Extensive accident coverageI-Shield provides benefits for hospital, ICU confinement, as well as surgery that may result from an accident. Supplemental income protectionShould the insured's demise be due to a non-accident related event, a lump sum benefit will still be given to the beneficiaries to fund any immediate need. Easy to availI-Shield is a simple issue product. There is no need to submit any documents or undergo any medical check to avail of the plan.

22. Products AngI-Assure Sulit ay nagbibigayng lifetime protection sahalagangabotkaya. Ito ay handogngpinakamalaki at pinakamatatagna Filipino life insurance company, Insular Life. Sa I-Assure Sulit, makasisigurokangnasamabutingkamayangkinabukasanngiyongpamilya. Alaminangmaaaringidulotng I-Assure Sulit: Sulitsabulsa Sa halagang P35 kadaaraw*, protektadoangpamilya mo anumanangmangyarisaiyo.*Para sa face amount na P300,000, age 30. Sulitsaproteksyon Sa I-Assure Sulit, lifetime angproteksyon mo. Wala ka nangaalahanin pa dahilalammong may nakalaannapondoparasaiyongmgamahalsabuhayanumanangmangyarisaiyo. Sulit at maaasahanAngI-Assure Sulit ay produktong Insular Life, angpinakamalaking Filipino life insurance company na may 100 taongpaninilbihansapamilyang Pilipino. Patuloynitongpinangangalagaanangpinansyalnaseguridadngbawat Pilipino.

23. Sunlife

24. Place Sun Life of Canada (Philippines), Inc.12/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line)Fax No. (632) 849-9686 (Marketing) Sun Life Asset Management Company, Inc.15/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line)Fax No. (632) 849-9744/849-9758 Sun Life Financial Plans, Inc.12/F, Tower 2, Enterprise Center6766 Ayala Avenue Corner Paseo de Roxas Makati City, PhilippinesTel. No. (632) 886-6188 (Trunk Line) Customer Care Center, Sun Link (Call Center)10th Flr., The Enterprise Center Tower 2,6766 Ayala Avenue cor. Paseo de Roxas, Makati CityTel. No. (632) 849-9888

25. Place Sun Life Financial Store BinondoG/F Sun Life Financial Center Binondo, Dasmarinas corner QuintinParedes Sts. Binondo, ManilaTel. No. (632) 247-9454Fax No. (632) 247-9426 Sun Life Financial Store CebuG/F Innove Plaza Building Panay Rd. cor. Samar Loop Cebu Business Park, Cebu City 6000Tel. No. (032) 415-8540Fax No. (032) 415-8564 Sun Life Financial Store GreenhillsG/F E Square Building 416 Ortigas Ave., San Juan, Metro ManilaTel No. (632) 719-3997 Sun Life Financial Store MakatiGround Flr, BA Lepanto Bldg.8747 Paseo de Roxas, Makati CityTel No. (632) 813-7229 Sun Life Financial Store Quezon CityG/F Orcel II Building1611 Quezon Ave, Quezon CityTel. No. (632) 448-6515

26. Products Sun Life Philippines has a wide range of variable life insurance plans designed to meet both your insurance and investment needs. All our plans offer financial protection, but, depending on your needs you can choose a plan that either allows you to invest in selected global equities, choose where your premium payments will be invested depending on your risk appetite, and allows our investment professionals to maximize growth potential for your money.

27. Products Sun FlexiLinkThe Sun FlexLink is a peso-denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium payments will be invested. Our top-notch investment professionals will carefully invest a portion of the premiums you pay – so you get the best out of your hard-earned peso. Sun FlexiLink1Sun FlexiLink1 is a single pay peso denominated variable life insurance plan that provides financial protection PLUS the flexibility to choose where your premium will be invested. Our top-notch investment professionals will carefully invest a portion of the premium you pay – so you get the best out of your hard-earned peso.

28. Products Sun MaxiLink PrimeThe Sun MaxiLink Prime is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings that can fund future needs like retirement income through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Prime is payable for at least 10 years* * The premium paying period is not guaranteed. You may be required to pay additional premiums after 10 years if the fund value is insufficient to pay charges.

29. Products Sun MaxiLink BrightSun MaxiLink Bright is a peso denominated variable life insurance plan that provides financial protection PLUS a potential source of savings. It enhances your money's growth potential to fund future needs like education through its investment earnings. There are 5 funds to choose from where your premium payments will be invested in. These funds are managed actively and prudently by our top-notch investment professionals. Sun MaxiLink Bright is payable for at least 5 years* * The premium paying period is not guaranteed. You may be required to pay additional premiums after 5 years if the fund value is insufficient to pay charges.

30. Phil-Am Life

31. Place Metro Manila Alabang Alabang Regional OfficeG/F Philam Life Bldg, Acacia Road, Madrigal Business Park, 1702 Muntinlupa CityTel Nos.: 807-4343; 807-4366; 807-4323 (Fax) Caloocan CaloocanAutomated Insurance Center8/F Orange Bldg, 328 EdsaMonumento, Caloocan City, Metro Manila 1400Tel Nos.: 367-5701 to 03 (telefax) Makati MakatiRegional Office2/F, Gammon Center Building, 126 Leviste Street, Salcedo Village, Makati CityTel Nos.: 754-4055; 754-4056; 754-4052 (Fax) Manila UN Regional OfficeUN Business Center, 1st Flr., Philam Life Bldlg, UN Ave, Ermita, ManilaTel Nos.: 526-9228; 526-9258; 526-9253; 526-9503 (Telefax)

32. Place BinondoAutomated Insurance CenterG/F Paramount Bldg, 434 QuintinParedes St., Binondo, Manila 1006Tel Nos.: 245-3620 local 236-237 (Fax); 241-3490 Quezon City Cubao Regional Office2/F Philam Life Bldg, Aurora Blvd corAraneta Ave, 1111 Cubao Quezon CityTel Nos: 423-6000; 423-6233 (Fax) Rizal Antipolo Automated Insurance Center2/F Megathon Bldg, Circumferential Rd, Antipolo City, Rizal 1906Tel Nos.: 650-7069; 650-0514 (Fax) San Juan Greenhills Automated Insurance CenterG/F VAG Bldg., Ortigas Avenue Extension, San Juan, Metro Manila 1500

33. Products Guardian Life Insurance Guardian provides maximum insurance protection for you and your family. You can add benefits to your Guardian to make it more comprehensive (i.e. optional Accident, Disability, and Hospitalization benefits). There is a Guardian designed to meet your needs: Guardian 1 provides basic protection for 1 year and can be renewed up to age 84 Guardian 5 provides you with protection for 5 years by paying level premiums Guardian 10 provides you with protection for 10 years by paying level premiums Guardian 65 provides you with protection up to age 65 Guardian Home provides protection for your family’s mortgage

34. Standard Insurance Company, Inc.

35. Place Metro Manila Branches Alabang4/F JJACCIS Bldg., Acacia Ave.Madrigal Business ParkAlabang, MuntinlupaCityTel.No.: 772-6573 to 75Fax No.: 772-3720Jeffrey Joseph R. BobadillaVice-President/Branch Head Head Office (formerly Ayala Branch)31/F Petron Mega Plaza, Sen Gil Puyat Ave., Makati CityTel.No.: 988-6388Joel Victor K. DelasAlasSenior Assistant Vice-President/Branch Head BinondoUnit1503, World Trade Exchange Building215 Juan Luna Street, Binondo, ManilaTel.No.: 241-1255/ 241-3481/ 241-3483Fax No.: 241-8081Alex S. SantiagoVice-President/Branch Head Caloocan3/F Security Bank Bldg., 266 Rizal Ave. Ext.Grace Park, Caloocan CityTel.No.: 365-0856/ 365-0830/ 365-0836Fax. No. 323-9783Romulo M. ManucomSenior Assistant Vice-President/Branch Head

36. Place Manila 4/F Standard Insurance Tower999 P.Gil cor. Agoncillo St. Ermita, ManilaTel.No.: 400-7777 loc. 164/172/194/185Direct: (02) 522-4472/ 404-3875Telefax: (02) 525-6731Elia B. AkolVice-President/Branch Head MakatiSecurity Bank Building6776 Ayale Ave., Makati CityTel.No.: 891-1041 / 812-4417/ 891-1012/ 810-9441Telefax: 891-1042/ 840-5621/ 810-9441Severo L. SantillanaJr.Senior Vice-President/Branch Head Ortigas2/F Hyatt Center, Brgy. Wack-WackOrtigas Ave., MandaluyongCityTel.No.: 724-4026/ 722-7011/ 724-4025/ 727-4992Telefax: trunkline loc. 108Fax No.: 727-4991Antonio B. EspejoSenior Vice-President/Branch Head West AvenueUnit 201 West Life Bldg. 107 B West Ave., Quezon CityTel.No.: 415-3772 to 73/ 373-5193/ 371-2016Telefax: 374-1640Antonio L. CastilloVice-President/Branch Head

37. Products Personal Accident Personal Accident Insurance can ease the family's financial and emotional burdens by providing monetary benefits at a time when finances are greatly strained because of an accident. Depending on your requirements, we have the ideal coverage that best fits your needs Unlimited Personal Accident Insurance(For Individuals) It provides benefits/indemnity in cases of losses to the person which arises out of an accident UPA Insurance affords basic protection for the income of the Insured Group Unlimited Personal Accident A Group Insurance that covers an employee/member of a group for a whole year. It covers the said employee/member against injuries sustained 24 hours a day, 365 days a year at home, in the office or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external visible means.

38. Products Special Student Accident Insurance (SSAI) A group insurance that covers students inside and outside the school premises from whole year, inclusive of summer vacation. It covers the student against injuries sustained 24 hours a day, at home, in school or at play, anywhere in the world. The plan indemnifies on death or dismemberment directly and proximately caused by violent, accidental, external or visible means. Travel Accident Insurance Covers death, dismemberment or bodily injuries caused by an accident while insured is traveling during the period disclosed on the policy. It indemnifies the full principal sum for accidental death or dismemberment. With medical reimbursement of 10% of the principal sum stated in the schedule. Total Standard Take One, Take All Insures you and your family or a maximum of six (6) family members for P100,000 each against death and permanent disablement exclusive of medical reimbursement due to accident.

39. Competition’s Promotion The competition employs the following promotional methods in disseminating information about their company and products: Inter-Group Advertising Television Commercials Corporate Proposal Meetings Seminars in Job Fairs and Business Symposia. Billboards Individual and Small-scale Advertising

40. Life Plans “What we can offer”

41. Life Plans The Umanian Life Insurance Company proudly offer the following policies for the perusal of our clients: CashBackProtect LifeTimeLink FlexiPlans

42. CashBackProtect This product provides a twofold plan that consists of: An anticipated endowment policy which allows you to quickly acquire a lump sum of your investments, ideal for meeting milestone expenses like a child’s marriage, expenses for a child’s higher education or purchase of an asset. Standard life assurance inclusive of critical illness hospitalization benefit, ICU benefit, surgical allowance benefit and, Death and Maturity benefit.

43. CashBackProtect CashBackProtect offers a modest Face amount of 100,000-300,000 pesos upon maturity. Plan duration can be 5 or 10 years. A monthly premium of 2800 shall be charged and 96% of all payments tendered shall be released upon request for lumpsum at anytime; after which, the plan shall be terminated.

44. LifeTimeLink This product is a plan that is market linked whole life insurance which offers the following: Standard life assurance inclusive of critical illness hospitalization benefit, ICU benefit, surgical allowance benefit and, Death and Maturity benefit. Increase the value of your policy anytime by adding premium additions called top-up premiums as you desire. Plus, you have the option to avail of protection against accidental death, dismemberment or disablement. Control over where the your broker invests your money. This allows you to allow growth for your money and still stay secured.

45. LifeTimeLink The price of the life time link is payable in ten (10) years. It provides lifetime insurance protection and cash payouts. The payouts, equal to 3% of the face amount, will be given starting at the end of the 3rd year and every 3 years thereafter for life. Standard premiums (of a client at age 30)are 3500 pesos monthly with the option of paying for top-up premiums at any amount, anytime! Face amount reaches 150,000 pesos up.

46. FlexiPlans This is a term life insurance that shows its flexibility through its various add-ons and its capability to evolve into the company’s other plans. This plan initially offers: Standard term life protection covering final expenditure benefit (funeral and burial)

47. FlexiPlans FlexiPlans payment options come in many forms. There are annual payments, quarterly payments or monthly payments. Standard Flexiplan rates for 5 years terms are only 600 per month. Add-on prices increase this premium to either SilverFlexiPlan 800 (with hospitalization allowance and post-hospitalization benefit), GoldFlexiPlan (with full hospitalization benefit including ICU benefit) 999, or PlatinumFlexiPlan 2000 (with full hospitalization benefit including ICU and death benefit paid to beneficiaries.)

48. Advantages Missed premium payment? The Umanian Life Insurance company has provisions that allow a grace period (31 days or more), during which the policy lapses. However, the LifeTimeLink plan provides certain benefits such as cash dividend values which can be collected in cash, or used to continue insurance coverage limited in either amount or duration.

49. Advantages Expired FlexiPlan insurance? The Umanian Life Insurance Company offers a renewable term life insurance, allowing you to continue your policy for another term without having to take another medical examination. Though the premium for the renewed term would be increased based on your age at the time the policy is renewed, availing of the term life insurance renewal still allows you an assured and happy lifestyle.

50. Promotion “Spreading the word”

51. Promotion The Umanian Life Insurance Company has selected various promotion techniques in order to “spread the word”, so to speak, of the options and advantages of the Filipino people upon availing our plans: Pamphlet Distribution Network Group Discussion / Seminar Direct Selling Method

52. Pamphlet Distribution Network The pamphlet shall contain the aims of the company along with the Company profile. It shall also contain the various life plans available with attractive explanations and price brackets. These pamphlets shall be distributed throughout Luzon, providing an effective means of promotion throughout a wide area.

53. Group Discussions / Seminars The company shall hold group discussions and corporate seminars through corporate contacts, job fairs and corporate symposia. These shall target large private businesses, small-scale businesses, schools and other various organizations. These discussions shall acquaint the masses on the principles and goals of the company, and explain the various plans and packages available to both large and small scale consumers. This shall also provide the prospect of recruiting commission-based sales agents to fuel the individual scale opportunities and promotion through direct selling.

54. Direct Selling Method This is a individual-scale promotion method wherein the recruited sales agent uses his/her own business and personal contacts in order to sell individual packages of the company’s products and propagate information of about the company through their contact’s contacts and so on, creating a network of individuals who are well informed of the company’s plans and advantages.