This document provides an overview of various online tools and apps to help teach children about personal finance, including: 1) Several online games like Planet Orange and Savings Quest that allow kids to earn, spend, and save virtual money to learn financial skills. 2) Apps like Kiddy Bank, A+ Allowance, and iAllowance allow kids to track their allowance and spending on mobile devices. 3) Websites like Zefty, Biz Kid$, The Mint, and Sense & Dollars provide games, videos, and lessons about earning, spending, saving and investing money tailored for different age groups.

1. Personal Finance for Kids
Danielle Johnson
Stone Bank School District Library Opportunities
03.20.12

2. This presentation will introduce you to some great
technology tools to help teach children about
personal finance.
If you have questions about anything in this
presentation, contact Ms. Johnson by email at:
d.johnson@stonebank.12.wi.us. will introduce you
to some popular online tools

3. Online Games: Planet Orange
 www.orangekids.com
 Created by ING Direct, Planet Orange is a game
site aimed at kids in 1st – 6th grade to help them
learn about earning, spending, saving and
investing.
 Kids create an account and can visit the site
regularly to travel the planet and learn about
money.
 Information collected includes: first
name, grade, state, gender and parent’s email
address. Information is not shared with anyone.
 Features: Create an Astronaut Avatar, Parent
Center, Video that lets you tour Planet Orange

4. Online Game: Savings Quest
 www.mysavingsquest.com
 Created by Wells Fargo Advisors
 Game that tests ability to save for things you
want while paying for things you need.
 Kids create a character and pick a job.
 Features: earn a paycheck, build a budget, pay
bills, pay unexpected expenses, save money for
what you want.

5. Online Games: Practical
Money Skills for Life
 www.practicalmoneyskills.com/games
 Created by partners like Visa, educators, and
financial institutions, this website features tools to
help anyone gain financial literacy.
 For kids, there’s a page with games that will
appeal to all ages
 There are also plenty of resources available for
parents & teachers.
 Features games like: Financial Football, Peter
Pig’s Money Counter, Ed’s Bank,and Money
Metropolis

6. App: Kiddy Bank
 For Apple devices
 $0.99
 Allows you to keep track of your child’s
allowance. Can credit child’s account
automatically on allowance day, or you can
manually add funds on special occasions.
 When child spends money, you can deduct from
balance.

7. App: FamZoo Family Finance
 For Apple devices
 Free, but works in conjunction with paid online
subscription service.
 More than just credit & debit, use to track goals,
charitable giving, and even loans.


8. App: A+ Allowance
 For Apple Devices
 Free
 Virtual chore chart and allowance tracker in one.
 You & your children can pick weekly
chores, assign a dollar value to those and track
allowances.

9. App: iAllowance
 For Apple devices
 $3.99 or Free for Lite version
 Set up weekly allowance, or pay out special
reward.
 Pleasing & easy-to-use interface
 No need to find real money to pay out allowance;
automatically set up into “banks” through this app
 Get a summary of amounts received and spent by
email, like a bank statement

10. Website: Zefty
 zefty.com
 FREE website designed to teach kids about
responsible spending and saving; subtitle is “Simpler
Allowances for Kids (And Parents)”
 Parents set up virtual accounts for kids (no real
money involved) and decide how much allowance
kids get, and how often. Parents are the bank.
 Allowances can be automatically deposited,
Parents manage withdrawals & deposits, Kids can
print ZeftyChecks to give their parents
 Kids can use ZeftyCalc to see how long they will
have to save for a purchase, Parents can use Zefty
Calc to find a reasonable amount for allowance.

11. Website: Biz Kid$
 bizkids.com
 Website featuring Biz Kid$ educational videos, a
blog, newsletter, games, and lesson plans.
 Presented by American Public Television, A
Smarter Choice, and lovemycreditunion.org.
 Really well-designed website, especially for older
kids (grades 5 and up).
 Biz Kids is also a program on public television. The
website offers an option to search local listings.

12. Website: The Mint
 www.themint.org
 Sponsored by Northwestern Mutual
 This educational website aims to provide kids and
teens with information about making, saving,
spending and giving money through text and
game-play.
 Features: “When Will You Be a Millionaire”
Calculator, “What Kind of Spender Are You” Quiz,
Saving Calculator, Debt Calculator and more

13. Website: Sense & Dollars
 Senseanddollars.thinkport.org
 Website designed to give kids in middle & high
school a leg up on acquiring money knowledge.
 Presented by Maryland Public Television with
grants from U.S. Department of Education Star
Schools
 Features: Games, links, information; Kids can
practice effective ways of
earning, spending, saving, and investing money.
Can explore budgets, credit card and interest
rates.

14. Website: CNN Money 101
 money.cnn.com/magazines/moneymag/money10
1/lesson12/index.htm
 The Money 101 website was created to help
educate people about money management. This
lesson is all about Financial Education for Kids.
 According to CNN, this parent’s guide to kids &
money will, “help put your children on the road to
handling money responsibly.”
 Features: Articles like “Top Things to Know,” “Making
Allowances,” and “Saving and Spending.”

15. I hope you’ve found this information helpful.
Your kids should be financially literate in no time
with these easy tools!