SlideShare une entreprise Scribd logo
1  sur  15
Télécharger pour lire hors ligne
From startup crowdfunding to finance sector disruption
The Soho Loft – Digital Media and Entertainment Investment Conference
April 10, 2014 – New York - Jouko Ahvenainen
Grow VC Group ++
www.growvc.com ++
@growvc ++
MARKETS – ASSETS – CROWD ++
Copyrights © Grow VC Group 2014
Finance and Services Infrastructure Consulting &
Professional Services
Grow VC Group ++
Copyrights © Grow VC Group 2014
Hong Kong - London - New York - San Francisco - Sao Paolo
The Grow VC Group is a worldwide pioneer and leader in the crowd investing,
peer-to-peer and online investment market.
Copyrights © Grow VC Group 2014
Market places in our group ++
Copyrights © Grow VC Group 2014
#1 market place infrastructure ++
Technical platform, services like investor background check, investment escrow accounts,
due diligence services, credit check, transaction settlement, investor communications
Finance to a new era ++
Copyrights © Grow VC Group 2014
Copyrights © Grow VC Group 2014
New regulation is coming ++
Title	
  I	
  (Crea'on	
  of	
  EGCs;	
  “IPO	
  on	
  ramp”)	
   Largely	
  effec've	
  on	
  enforcement.	
  
	
  
Title	
  II	
  (Amendments	
  to	
  General	
  
Solicita'on/Adver'sing)	
  
Effec've	
  since	
  September	
  2013.	
  
Title	
  III	
  (Crowdfunding,	
  i.e.	
  investments	
  
from	
  non-­‐accredited	
  investors)	
  
The	
  SEC	
  collected	
  comments	
  by	
  January	
  
2014,	
  now	
  SEC	
  processes	
  the	
  comments,	
  
expected	
  to	
  be	
  effec've	
  in	
  6	
  to	
  9.	
  
Title	
  IV	
  (Increasing	
  Reg	
  A	
  offerings	
  to	
  up	
  to	
  
$50	
  million)	
  
Not	
  yet	
  effec've,	
  date	
  unclear.	
  
Title	
  V	
  (Increased	
  thresholds	
  for	
  
registra'on	
  with	
  SEC)	
  
Largely	
  effec've	
  on	
  enforcement.	
  
Title	
  VI	
  (Increased	
  thresholds	
  for	
  
registra'on	
  with	
  SEC	
  for	
  banks)	
  
Largely	
  effec've	
  on	
  enforcement.	
  
	
  
Read more: http://www.crowdvalley.com/1/post/2013/10/jobs-act-where-are-we-now.html
Copyrights © Grow VC Group 2014
Internet has been a distribution channel ++
WE HAVE A DREAM:
more equal opportunities,
where entrepreneurs
and private investors unite
to accelerate innovation
Copyrights © Grow VC Group 2014
Go back to the idea of stock market ++
New professional finance services
•  Crowdfunding and p2p finance are regulated markets, and they require professional
approach, including competent professionals, technical platforms and backoffices
•  Our approach, at Grow VC Group, is especially offer the best and most professional
solutions to operate market places, backoffices and crowd funding activities à the
only way to build long term success for the whole industry
•  Crowdfunding and lending market is not a market where one player takes it all, the
market has many dimensions and need many companies to serve each segment and
support services
Copyrights © Grow VC Group 2014
Create a new effective finance retail market ++
Crowd
investing
Market
Place
P2P
Lending
Companies /
Assets
Market Places Investors / resources
Copyrights © Grow VC Group 2014
Opportunity for traditional finance companies too ++
1. Funding
round or loan
application
• A company opens a funding round or apply a
loan
2. Crowd
investing or
p2p lending
• Crowd, i.e. ordinary people, can offer
an investment or loan, and if enough
money available, the company gets
money
3. Co-
investment or
co-lending
• A bank or investment
company can join to a deal,
i.e. make co-investment or
participate the loan
How we can help YOU?
1.  Do you plan to raise money for your film, music, book or play?
–  Kapipal’s reward or donation model is a good model to start; millions of people
use it already à Check kapipal.com
2.  Do you plan how crowdfunding or p2p finance can influence on your business, fund
raising or give new business opportunities?
–  Grow Advisors is to help you to learn more about models, opportunities and
investment models; the leading global experts with practical experience à Check
GrowAdvisors.com
3.  Do you want to set up a crowdfunding, crowdinvesting or p2p lending service?
–  Crowd Valley offers a turn-key solution with technical platform, backoffice, related
services and also broker license if needed; dozens of professional finance
companies already use it à Check crowdvalley.com
Jouko Ahvenainen
jouko@growvc.com
+1 646 363 6664 (US)
+44 7889 833 165 (UK)
Grow VC Group ++
www.growvc.com ++
@growvc ++
Slideshare: Grow VC
MARKETS
ASSETS
CROWD

Contenu connexe

Tendances

Building the vision - Steve Ballmer
Building the vision - Steve BallmerBuilding the vision - Steve Ballmer
Building the vision - Steve BallmerLUISSENLABS
 
Barclays entrepreneurship planning a successful Exit
Barclays entrepreneurship planning a successful ExitBarclays entrepreneurship planning a successful Exit
Barclays entrepreneurship planning a successful ExitAtlanticBridgeCapital
 
European Commission - NOAH15 London
European Commission - NOAH15 LondonEuropean Commission - NOAH15 London
European Commission - NOAH15 LondonNOAH Advisors
 
Compire presentation
Compire presentationCompire presentation
Compire presentationJurgLaFors
 
Equity Crowdfunding - Imperial College London Apr 2013
Equity Crowdfunding - Imperial College London Apr 2013Equity Crowdfunding - Imperial College London Apr 2013
Equity Crowdfunding - Imperial College London Apr 2013Grow VC Group
 
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...PKF Francis Clark
 
QIB Q2 2021: Investment Funds
QIB Q2 2021: Investment FundsQIB Q2 2021: Investment Funds
QIB Q2 2021: Investment FundsBriony Phillips
 
FDSeminar Legal Update
FDSeminar Legal UpdateFDSeminar Legal Update
FDSeminar Legal UpdateFDMagazine
 
Notation Annual Meeting - Oct 2018
Notation Annual Meeting - Oct 2018Notation Annual Meeting - Oct 2018
Notation Annual Meeting - Oct 2018Notation Capital
 
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...FinTech Belgium
 
Tech tour business presentation evs - v.8.12
Tech tour business presentation   evs - v.8.12Tech tour business presentation   evs - v.8.12
Tech tour business presentation evs - v.8.12William_Stevens
 
RahulSood_MicrosoftVentures_sist14
RahulSood_MicrosoftVentures_sist14RahulSood_MicrosoftVentures_sist14
RahulSood_MicrosoftVentures_sist14Startup Istanbul
 
Financing innovation in early stage
Financing innovation in early stageFinancing innovation in early stage
Financing innovation in early stagemet3project
 
Future of funding & the virtual Silicon Valley
Future of funding & the virtual Silicon ValleyFuture of funding & the virtual Silicon Valley
Future of funding & the virtual Silicon ValleyGrow VC Group
 
QIB Q4 2020: Reflections on 2020
QIB Q4 2020: Reflections on 2020QIB Q4 2020: Reflections on 2020
QIB Q4 2020: Reflections on 2020Briony Phillips
 

Tendances (18)

Building the vision - Steve Ballmer
Building the vision - Steve BallmerBuilding the vision - Steve Ballmer
Building the vision - Steve Ballmer
 
Barclays entrepreneurship planning a successful Exit
Barclays entrepreneurship planning a successful ExitBarclays entrepreneurship planning a successful Exit
Barclays entrepreneurship planning a successful Exit
 
European Commission - NOAH15 London
European Commission - NOAH15 LondonEuropean Commission - NOAH15 London
European Commission - NOAH15 London
 
Startupbootcamp Info
Startupbootcamp InfoStartupbootcamp Info
Startupbootcamp Info
 
Maxloyal
MaxloyalMaxloyal
Maxloyal
 
Compire presentation
Compire presentationCompire presentation
Compire presentation
 
Berlino2
Berlino2Berlino2
Berlino2
 
Equity Crowdfunding - Imperial College London Apr 2013
Equity Crowdfunding - Imperial College London Apr 2013Equity Crowdfunding - Imperial College London Apr 2013
Equity Crowdfunding - Imperial College London Apr 2013
 
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...
2015 Finance in the South West Segment 2 - Equity, Grants and Investment read...
 
QIB Q2 2021: Investment Funds
QIB Q2 2021: Investment FundsQIB Q2 2021: Investment Funds
QIB Q2 2021: Investment Funds
 
FDSeminar Legal Update
FDSeminar Legal UpdateFDSeminar Legal Update
FDSeminar Legal Update
 
Notation Annual Meeting - Oct 2018
Notation Annual Meeting - Oct 2018Notation Annual Meeting - Oct 2018
Notation Annual Meeting - Oct 2018
 
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...
FinTech Belgium - Insurtech Belgium MeetUp on Claim Optimisation - Fintech Be...
 
Tech tour business presentation evs - v.8.12
Tech tour business presentation   evs - v.8.12Tech tour business presentation   evs - v.8.12
Tech tour business presentation evs - v.8.12
 
RahulSood_MicrosoftVentures_sist14
RahulSood_MicrosoftVentures_sist14RahulSood_MicrosoftVentures_sist14
RahulSood_MicrosoftVentures_sist14
 
Financing innovation in early stage
Financing innovation in early stageFinancing innovation in early stage
Financing innovation in early stage
 
Future of funding & the virtual Silicon Valley
Future of funding & the virtual Silicon ValleyFuture of funding & the virtual Silicon Valley
Future of funding & the virtual Silicon Valley
 
QIB Q4 2020: Reflections on 2020
QIB Q4 2020: Reflections on 2020QIB Q4 2020: Reflections on 2020
QIB Q4 2020: Reflections on 2020
 

En vedette

Smart City Expo 2014: How to generate more innovation and improve return on i...
Smart City Expo 2014: How to generate more innovation and improve return on i...Smart City Expo 2014: How to generate more innovation and improve return on i...
Smart City Expo 2014: How to generate more innovation and improve return on i...Grow VC Group
 
Grow VC Group finance sector changes presentations for Tel Aviv and Oulu
Grow VC Group finance sector changes presentations for Tel Aviv and OuluGrow VC Group finance sector changes presentations for Tel Aviv and Oulu
Grow VC Group finance sector changes presentations for Tel Aviv and OuluGrow VC Group
 
Business and Anarchy Event: Digital Finance Revolution
Business and Anarchy Event: Digital Finance RevolutionBusiness and Anarchy Event: Digital Finance Revolution
Business and Anarchy Event: Digital Finance RevolutionGrow VC Group
 
Deal Index - aggregating digital investing market data
Deal Index - aggregating digital investing market dataDeal Index - aggregating digital investing market data
Deal Index - aggregating digital investing market dataGrow VC Group
 
Entrepreneurship workshop, yerevan - team building
Entrepreneurship workshop, yerevan - team buildingEntrepreneurship workshop, yerevan - team building
Entrepreneurship workshop, yerevan - team buildingGrow VC Group
 
Fintech o2o digital hybrid finance presentation by Grow VC Group
Fintech o2o digital hybrid finance presentation by Grow VC GroupFintech o2o digital hybrid finance presentation by Grow VC Group
Fintech o2o digital hybrid finance presentation by Grow VC GroupGrow VC Group
 
Entrepreneurship Workshop - Co-founders and Team Building
Entrepreneurship Workshop - Co-founders and Team BuildingEntrepreneurship Workshop - Co-founders and Team Building
Entrepreneurship Workshop - Co-founders and Team BuildingGrow VC Group
 
Digital finance, crowdfunding and creative content business
Digital finance, crowdfunding and creative content businessDigital finance, crowdfunding and creative content business
Digital finance, crowdfunding and creative content businessGrow VC Group
 
US-EU Meeting Alternative Finance Presentation
US-EU Meeting Alternative Finance PresentationUS-EU Meeting Alternative Finance Presentation
US-EU Meeting Alternative Finance PresentationGrow VC Group
 
Presentation at Retail Banking Forum
Presentation at Retail Banking ForumPresentation at Retail Banking Forum
Presentation at Retail Banking ForumGrow VC Group
 
Entrepreneurship Workshop Yerevan -Building Value and Startup Funding
Entrepreneurship Workshop Yerevan -Building Value and Startup FundingEntrepreneurship Workshop Yerevan -Building Value and Startup Funding
Entrepreneurship Workshop Yerevan -Building Value and Startup FundingGrow VC Group
 
Grow VC Group digital finance insight and vision
Grow VC Group digital finance insight and visionGrow VC Group digital finance insight and vision
Grow VC Group digital finance insight and visionGrow VC Group
 
Podim: Digital Finance Ecosystem and Samples
Podim: Digital Finance Ecosystem and SamplesPodim: Digital Finance Ecosystem and Samples
Podim: Digital Finance Ecosystem and SamplesGrow VC Group
 
Essential Characteristics of Entrepreneurs
Essential Characteristics of EntrepreneursEssential Characteristics of Entrepreneurs
Essential Characteristics of EntrepreneursHimansu S Mahapatra
 
Fintech 2017 vision and insight - presentation at the Hanken School of Economics
Fintech 2017 vision and insight - presentation at the Hanken School of EconomicsFintech 2017 vision and insight - presentation at the Hanken School of Economics
Fintech 2017 vision and insight - presentation at the Hanken School of EconomicsGrow VC Group
 

En vedette (15)

Smart City Expo 2014: How to generate more innovation and improve return on i...
Smart City Expo 2014: How to generate more innovation and improve return on i...Smart City Expo 2014: How to generate more innovation and improve return on i...
Smart City Expo 2014: How to generate more innovation and improve return on i...
 
Grow VC Group finance sector changes presentations for Tel Aviv and Oulu
Grow VC Group finance sector changes presentations for Tel Aviv and OuluGrow VC Group finance sector changes presentations for Tel Aviv and Oulu
Grow VC Group finance sector changes presentations for Tel Aviv and Oulu
 
Business and Anarchy Event: Digital Finance Revolution
Business and Anarchy Event: Digital Finance RevolutionBusiness and Anarchy Event: Digital Finance Revolution
Business and Anarchy Event: Digital Finance Revolution
 
Deal Index - aggregating digital investing market data
Deal Index - aggregating digital investing market dataDeal Index - aggregating digital investing market data
Deal Index - aggregating digital investing market data
 
Entrepreneurship workshop, yerevan - team building
Entrepreneurship workshop, yerevan - team buildingEntrepreneurship workshop, yerevan - team building
Entrepreneurship workshop, yerevan - team building
 
Fintech o2o digital hybrid finance presentation by Grow VC Group
Fintech o2o digital hybrid finance presentation by Grow VC GroupFintech o2o digital hybrid finance presentation by Grow VC Group
Fintech o2o digital hybrid finance presentation by Grow VC Group
 
Entrepreneurship Workshop - Co-founders and Team Building
Entrepreneurship Workshop - Co-founders and Team BuildingEntrepreneurship Workshop - Co-founders and Team Building
Entrepreneurship Workshop - Co-founders and Team Building
 
Digital finance, crowdfunding and creative content business
Digital finance, crowdfunding and creative content businessDigital finance, crowdfunding and creative content business
Digital finance, crowdfunding and creative content business
 
US-EU Meeting Alternative Finance Presentation
US-EU Meeting Alternative Finance PresentationUS-EU Meeting Alternative Finance Presentation
US-EU Meeting Alternative Finance Presentation
 
Presentation at Retail Banking Forum
Presentation at Retail Banking ForumPresentation at Retail Banking Forum
Presentation at Retail Banking Forum
 
Entrepreneurship Workshop Yerevan -Building Value and Startup Funding
Entrepreneurship Workshop Yerevan -Building Value and Startup FundingEntrepreneurship Workshop Yerevan -Building Value and Startup Funding
Entrepreneurship Workshop Yerevan -Building Value and Startup Funding
 
Grow VC Group digital finance insight and vision
Grow VC Group digital finance insight and visionGrow VC Group digital finance insight and vision
Grow VC Group digital finance insight and vision
 
Podim: Digital Finance Ecosystem and Samples
Podim: Digital Finance Ecosystem and SamplesPodim: Digital Finance Ecosystem and Samples
Podim: Digital Finance Ecosystem and Samples
 
Essential Characteristics of Entrepreneurs
Essential Characteristics of EntrepreneursEssential Characteristics of Entrepreneurs
Essential Characteristics of Entrepreneurs
 
Fintech 2017 vision and insight - presentation at the Hanken School of Economics
Fintech 2017 vision and insight - presentation at the Hanken School of EconomicsFintech 2017 vision and insight - presentation at the Hanken School of Economics
Fintech 2017 vision and insight - presentation at the Hanken School of Economics
 

Similaire à How crowdfunding and p2p finance work for digital media and entertainment investments?

Crowdfunding for founders network in San Francisco
Crowdfunding for founders network in San FranciscoCrowdfunding for founders network in San Francisco
Crowdfunding for founders network in San FranciscoJouko Ahvenainen
 
Grow VC Group: crowd investing and governance
Grow VC Group: crowd investing and governanceGrow VC Group: crowd investing and governance
Grow VC Group: crowd investing and governanceJouko Ahvenainen
 
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...Grow VC Group
 
Grow VC in The Global Peter Drucker Forum
Grow VC in The Global Peter Drucker ForumGrow VC in The Global Peter Drucker Forum
Grow VC in The Global Peter Drucker ForumJouko Ahvenainen
 
Be Inspired Tour: Disruption in Mobile and Finance
Be Inspired Tour: Disruption in Mobile and FinanceBe Inspired Tour: Disruption in Mobile and Finance
Be Inspired Tour: Disruption in Mobile and FinanceGrow VC Group
 
Mobile Monday Be Inspired Tour: New Era in Mobile and Finance
Mobile Monday Be Inspired Tour: New Era in Mobile and FinanceMobile Monday Be Inspired Tour: New Era in Mobile and Finance
Mobile Monday Be Inspired Tour: New Era in Mobile and FinanceJouko Ahvenainen
 
Grow VC Group Company Presentation 7/2016
Grow VC Group Company Presentation 7/2016Grow VC Group Company Presentation 7/2016
Grow VC Group Company Presentation 7/2016Jouko Ahvenainen
 
Where Money Meets the Talent
Where Money Meets the TalentWhere Money Meets the Talent
Where Money Meets the TalentGrow VC Group
 
Mobile World Congress Grow VC Emerging Funding Models
Mobile World Congress Grow VC Emerging Funding ModelsMobile World Congress Grow VC Emerging Funding Models
Mobile World Congress Grow VC Emerging Funding ModelsGrow VC Group
 
World Youth Mobile Forum 2013 - funding ecosystem
World Youth Mobile Forum 2013 - funding ecosystemWorld Youth Mobile Forum 2013 - funding ecosystem
World Youth Mobile Forum 2013 - funding ecosystemGrow VC Group
 
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd Sourcing
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd SourcingBroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd Sourcing
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd SourcingGrow VC Group
 
Grow VC BroadcastAsia 2013
Grow VC BroadcastAsia 2013Grow VC BroadcastAsia 2013
Grow VC BroadcastAsia 2013Jouko Ahvenainen
 
Crowdfunding models and regulation update
Crowdfunding models and regulation updateCrowdfunding models and regulation update
Crowdfunding models and regulation updateGrow VC Group
 
Grow VC in Transatlantic Economic Council 2012 12-03
Grow VC in Transatlantic Economic Council 2012 12-03Grow VC in Transatlantic Economic Council 2012 12-03
Grow VC in Transatlantic Economic Council 2012 12-03Jouko Ahvenainen
 
GrowVC Transatlantic Economic Council 2012 12-03
GrowVC Transatlantic Economic Council 2012 12-03GrowVC Transatlantic Economic Council 2012 12-03
GrowVC Transatlantic Economic Council 2012 12-03Grow VC Group
 
Grow VC and the South East England Development Agency
Grow VC and the South East England Development AgencyGrow VC and the South East England Development Agency
Grow VC and the South East England Development AgencyGrow VC Group
 
Grow VC Group Presentation
Grow VC Group PresentationGrow VC Group Presentation
Grow VC Group PresentationJouko Ahvenainen
 
Equity Crowdfunding- How to Execute a Successful Equity Fundraising Campaign
Equity Crowdfunding- How to Execute a Successful Equity Fundraising CampaignEquity Crowdfunding- How to Execute a Successful Equity Fundraising Campaign
Equity Crowdfunding- How to Execute a Successful Equity Fundraising CampaignCrowdonomic
 

Similaire à How crowdfunding and p2p finance work for digital media and entertainment investments? (20)

Crowdfunding for founders network in San Francisco
Crowdfunding for founders network in San FranciscoCrowdfunding for founders network in San Francisco
Crowdfunding for founders network in San Francisco
 
Grow VC Group: crowd investing and governance
Grow VC Group: crowd investing and governanceGrow VC Group: crowd investing and governance
Grow VC Group: crowd investing and governance
 
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...
Grow VC in The Peter Drucker Forum 2013 - Managing Complexity in the Investme...
 
Grow VC in The Global Peter Drucker Forum
Grow VC in The Global Peter Drucker ForumGrow VC in The Global Peter Drucker Forum
Grow VC in The Global Peter Drucker Forum
 
Be Inspired Tour: Disruption in Mobile and Finance
Be Inspired Tour: Disruption in Mobile and FinanceBe Inspired Tour: Disruption in Mobile and Finance
Be Inspired Tour: Disruption in Mobile and Finance
 
Mobile Monday Be Inspired Tour: New Era in Mobile and Finance
Mobile Monday Be Inspired Tour: New Era in Mobile and FinanceMobile Monday Be Inspired Tour: New Era in Mobile and Finance
Mobile Monday Be Inspired Tour: New Era in Mobile and Finance
 
Grow VC Group Company Presentation 7/2016
Grow VC Group Company Presentation 7/2016Grow VC Group Company Presentation 7/2016
Grow VC Group Company Presentation 7/2016
 
Where Money Meets the Talent
Where Money Meets the TalentWhere Money Meets the Talent
Where Money Meets the Talent
 
Mobile World Congress Grow VC Emerging Funding Models
Mobile World Congress Grow VC Emerging Funding ModelsMobile World Congress Grow VC Emerging Funding Models
Mobile World Congress Grow VC Emerging Funding Models
 
World Youth Mobile Forum 2013 - funding ecosystem
World Youth Mobile Forum 2013 - funding ecosystemWorld Youth Mobile Forum 2013 - funding ecosystem
World Youth Mobile Forum 2013 - funding ecosystem
 
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd Sourcing
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd SourcingBroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd Sourcing
BroadcastAsia 2013: Crowd Funding, Peer-to-Peer Investing, Crowd Sourcing
 
Grow VC BroadcastAsia 2013
Grow VC BroadcastAsia 2013Grow VC BroadcastAsia 2013
Grow VC BroadcastAsia 2013
 
Crowdfunding models and regulation update
Crowdfunding models and regulation updateCrowdfunding models and regulation update
Crowdfunding models and regulation update
 
Grow VC in Transatlantic Economic Council 2012 12-03
Grow VC in Transatlantic Economic Council 2012 12-03Grow VC in Transatlantic Economic Council 2012 12-03
Grow VC in Transatlantic Economic Council 2012 12-03
 
GrowVC Transatlantic Economic Council 2012 12-03
GrowVC Transatlantic Economic Council 2012 12-03GrowVC Transatlantic Economic Council 2012 12-03
GrowVC Transatlantic Economic Council 2012 12-03
 
Grow VC and the South East England Development Agency
Grow VC and the South East England Development AgencyGrow VC and the South East England Development Agency
Grow VC and the South East England Development Agency
 
Grow VC Group Presentation
Grow VC Group PresentationGrow VC Group Presentation
Grow VC Group Presentation
 
SWVL last version.pptx
SWVL last version.pptxSWVL last version.pptx
SWVL last version.pptx
 
Crowdfunding-R2FINAL
Crowdfunding-R2FINALCrowdfunding-R2FINAL
Crowdfunding-R2FINAL
 
Equity Crowdfunding- How to Execute a Successful Equity Fundraising Campaign
Equity Crowdfunding- How to Execute a Successful Equity Fundraising CampaignEquity Crowdfunding- How to Execute a Successful Equity Fundraising Campaign
Equity Crowdfunding- How to Execute a Successful Equity Fundraising Campaign
 

Plus de Grow VC Group

5 Predictions for Finance, FinTech and Blockchain Market
5 Predictions for Finance, FinTech and Blockchain Market5 Predictions for Finance, FinTech and Blockchain Market
5 Predictions for Finance, FinTech and Blockchain MarketGrow VC Group
 
Blockchain and tokenization are coming to all asset classes and instruments
Blockchain and tokenization are coming to all asset classes and instrumentsBlockchain and tokenization are coming to all asset classes and instruments
Blockchain and tokenization are coming to all asset classes and instrumentsGrow VC Group
 
FinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceFinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceGrow VC Group
 
Prifina Data Service Demo
Prifina Data Service DemoPrifina Data Service Demo
Prifina Data Service DemoGrow VC Group
 
Digital Platform Economy
Digital Platform EconomyDigital Platform Economy
Digital Platform EconomyGrow VC Group
 
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbul
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbulThe Digital Side Of Startup Ecosystem Development GEC 2018 istanbul
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbulGrow VC Group
 
Grow VC Group presentation at Crypto Funding Summit in Los Angeles
Grow VC Group presentation at Crypto Funding Summit in Los AngelesGrow VC Group presentation at Crypto Funding Summit in Los Angeles
Grow VC Group presentation at Crypto Funding Summit in Los AngelesGrow VC Group
 
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017Grow VC Group
 
AI and Data in Fintech: Hong Kong Fintech Week keynote
AI and Data in Fintech: Hong Kong Fintech Week keynoteAI and Data in Fintech: Hong Kong Fintech Week keynote
AI and Data in Fintech: Hong Kong Fintech Week keynoteGrow VC Group
 
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandFintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandGrow VC Group
 
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015Crowd Valley Digital Investing and Lending Platform Report - Q2 2015
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015Grow VC Group
 

Plus de Grow VC Group (11)

5 Predictions for Finance, FinTech and Blockchain Market
5 Predictions for Finance, FinTech and Blockchain Market5 Predictions for Finance, FinTech and Blockchain Market
5 Predictions for Finance, FinTech and Blockchain Market
 
Blockchain and tokenization are coming to all asset classes and instruments
Blockchain and tokenization are coming to all asset classes and instrumentsBlockchain and tokenization are coming to all asset classes and instruments
Blockchain and tokenization are coming to all asset classes and instruments
 
FinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conferenceFinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conference
 
Prifina Data Service Demo
Prifina Data Service DemoPrifina Data Service Demo
Prifina Data Service Demo
 
Digital Platform Economy
Digital Platform EconomyDigital Platform Economy
Digital Platform Economy
 
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbul
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbulThe Digital Side Of Startup Ecosystem Development GEC 2018 istanbul
The Digital Side Of Startup Ecosystem Development GEC 2018 istanbul
 
Grow VC Group presentation at Crypto Funding Summit in Los Angeles
Grow VC Group presentation at Crypto Funding Summit in Los AngelesGrow VC Group presentation at Crypto Funding Summit in Los Angeles
Grow VC Group presentation at Crypto Funding Summit in Los Angeles
 
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017
Grow VC Group keynote about FinTech and blockchain ecosystems at VanFUNDING 2017
 
AI and Data in Fintech: Hong Kong Fintech Week keynote
AI and Data in Fintech: Hong Kong Fintech Week keynoteAI and Data in Fintech: Hong Kong Fintech Week keynote
AI and Data in Fintech: Hong Kong Fintech Week keynote
 
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum PolandFintech 2017 Vision and Insight - MIT Enterprise Forum Poland
Fintech 2017 Vision and Insight - MIT Enterprise Forum Poland
 
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015Crowd Valley Digital Investing and Lending Platform Report - Q2 2015
Crowd Valley Digital Investing and Lending Platform Report - Q2 2015
 

Dernier

Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...
Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...
Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...batoole333
 
Test bank for advanced assessment interpreting findings and formulating diffe...
Test bank for advanced assessment interpreting findings and formulating diffe...Test bank for advanced assessment interpreting findings and formulating diffe...
Test bank for advanced assessment interpreting findings and formulating diffe...robinsonayot
 
Shrambal_Distributors_Newsletter_May-2024.pdf
Shrambal_Distributors_Newsletter_May-2024.pdfShrambal_Distributors_Newsletter_May-2024.pdf
Shrambal_Distributors_Newsletter_May-2024.pdfvikashdidwania1
 
Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them
Significant AI Trends for the Financial Industry in 2024 and How to Utilize ThemSignificant AI Trends for the Financial Industry in 2024 and How to Utilize Them
Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them360factors
 
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammam
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammamabortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammam
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammamsamsungultra782445
 
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budget
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budgetCall Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budget
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budgetSareena Khatun
 
Webinar on E-Invoicing for Fintech Belgium
Webinar on E-Invoicing for Fintech BelgiumWebinar on E-Invoicing for Fintech Belgium
Webinar on E-Invoicing for Fintech BelgiumFinTech Belgium
 
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot Girls
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot GirlsMahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot Girls
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot GirlsDeepika Singh
 
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...Health
 
Responsible Finance Principles and Implication
Responsible Finance Principles and ImplicationResponsible Finance Principles and Implication
Responsible Finance Principles and ImplicationNghiaPham100
 
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...mazhshah570
 
Strategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate PresentationStrategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate PresentationAdnet Communications
 
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadh
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadhabortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadh
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadhsamsungultra782445
 
Economics Presentation-2.pdf xxjshshsjsjsjwjw
Economics Presentation-2.pdf xxjshshsjsjsjwjwEconomics Presentation-2.pdf xxjshshsjsjsjwjw
Economics Presentation-2.pdf xxjshshsjsjsjwjwmordockmatt25
 
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...batoole333
 
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammam
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammamAbortion pills in Saudi Arabia (+919707899604)cytotec pills in dammam
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammamsamsungultra782445
 
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...janibaber266
 
Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements
Explore Dual Citizenship in Africa | Citizenship Benefits & RequirementsExplore Dual Citizenship in Africa | Citizenship Benefits & Requirements
Explore Dual Citizenship in Africa | Citizenship Benefits & Requirementsmarketingkingdomofku
 
Collecting banker, Capacity of collecting Banker, conditions under section 13...
Collecting banker, Capacity of collecting Banker, conditions under section 13...Collecting banker, Capacity of collecting Banker, conditions under section 13...
Collecting banker, Capacity of collecting Banker, conditions under section 13...RaniT11
 
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdfSeeman_Fiintouch_LLP_Newsletter_May-2024.pdf
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdfAshis Kumar Dey
 

Dernier (20)

Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...
Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...
Certified Kala Jadu, Black magic specialist in Rawalpindi and Bangali Amil ba...
 
Test bank for advanced assessment interpreting findings and formulating diffe...
Test bank for advanced assessment interpreting findings and formulating diffe...Test bank for advanced assessment interpreting findings and formulating diffe...
Test bank for advanced assessment interpreting findings and formulating diffe...
 
Shrambal_Distributors_Newsletter_May-2024.pdf
Shrambal_Distributors_Newsletter_May-2024.pdfShrambal_Distributors_Newsletter_May-2024.pdf
Shrambal_Distributors_Newsletter_May-2024.pdf
 
Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them
Significant AI Trends for the Financial Industry in 2024 and How to Utilize ThemSignificant AI Trends for the Financial Industry in 2024 and How to Utilize Them
Significant AI Trends for the Financial Industry in 2024 and How to Utilize Them
 
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammam
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammamabortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammam
abortion pills in Riyadh Saudi Arabia (+919707899604)cytotec pills in dammam
 
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budget
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budgetCall Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budget
Call Girls Howrah ( 8250092165 ) Cheap rates call girls | Get low budget
 
Webinar on E-Invoicing for Fintech Belgium
Webinar on E-Invoicing for Fintech BelgiumWebinar on E-Invoicing for Fintech Belgium
Webinar on E-Invoicing for Fintech Belgium
 
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot Girls
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot GirlsMahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot Girls
Mahendragarh Escorts 🥰 8617370543 Call Girls Offer VIP Hot Girls
 
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...
+971565801893>>SAFE ORIGINAL ABORTION PILLS FOR SALE IN DUBAI,RAK CITY,ABUDHA...
 
Responsible Finance Principles and Implication
Responsible Finance Principles and ImplicationResponsible Finance Principles and Implication
Responsible Finance Principles and Implication
 
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...
Famous Kala Jadu, Kala ilam specialist in USA and Bangali Amil baba in Saudi ...
 
Strategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate PresentationStrategic Resources May 2024 Corporate Presentation
Strategic Resources May 2024 Corporate Presentation
 
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadh
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadhabortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadh
abortion pills in Jeddah Saudi Arabia (+919707899604)cytotec pills in Riyadh
 
Economics Presentation-2.pdf xxjshshsjsjsjwjw
Economics Presentation-2.pdf xxjshshsjsjsjwjwEconomics Presentation-2.pdf xxjshshsjsjsjwjw
Economics Presentation-2.pdf xxjshshsjsjsjwjw
 
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...
Famous Kala Jadu, Black magic expert in Faisalabad and Kala ilam specialist i...
 
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammam
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammamAbortion pills in Saudi Arabia (+919707899604)cytotec pills in dammam
Abortion pills in Saudi Arabia (+919707899604)cytotec pills in dammam
 
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...
Famous No1 Amil Baba Love marriage Astrologer Specialist Expert In Pakistan a...
 
Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements
Explore Dual Citizenship in Africa | Citizenship Benefits & RequirementsExplore Dual Citizenship in Africa | Citizenship Benefits & Requirements
Explore Dual Citizenship in Africa | Citizenship Benefits & Requirements
 
Collecting banker, Capacity of collecting Banker, conditions under section 13...
Collecting banker, Capacity of collecting Banker, conditions under section 13...Collecting banker, Capacity of collecting Banker, conditions under section 13...
Collecting banker, Capacity of collecting Banker, conditions under section 13...
 
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdfSeeman_Fiintouch_LLP_Newsletter_May-2024.pdf
Seeman_Fiintouch_LLP_Newsletter_May-2024.pdf
 

How crowdfunding and p2p finance work for digital media and entertainment investments?

  • 1. From startup crowdfunding to finance sector disruption The Soho Loft – Digital Media and Entertainment Investment Conference April 10, 2014 – New York - Jouko Ahvenainen Grow VC Group ++ www.growvc.com ++ @growvc ++ MARKETS – ASSETS – CROWD ++ Copyrights © Grow VC Group 2014
  • 2. Finance and Services Infrastructure Consulting & Professional Services Grow VC Group ++ Copyrights © Grow VC Group 2014 Hong Kong - London - New York - San Francisco - Sao Paolo The Grow VC Group is a worldwide pioneer and leader in the crowd investing, peer-to-peer and online investment market.
  • 3. Copyrights © Grow VC Group 2014 Market places in our group ++
  • 4.
  • 5. Copyrights © Grow VC Group 2014 #1 market place infrastructure ++ Technical platform, services like investor background check, investment escrow accounts, due diligence services, credit check, transaction settlement, investor communications
  • 6. Finance to a new era ++ Copyrights © Grow VC Group 2014
  • 7. Copyrights © Grow VC Group 2014 New regulation is coming ++ Title  I  (Crea'on  of  EGCs;  “IPO  on  ramp”)   Largely  effec've  on  enforcement.     Title  II  (Amendments  to  General   Solicita'on/Adver'sing)   Effec've  since  September  2013.   Title  III  (Crowdfunding,  i.e.  investments   from  non-­‐accredited  investors)   The  SEC  collected  comments  by  January   2014,  now  SEC  processes  the  comments,   expected  to  be  effec've  in  6  to  9.   Title  IV  (Increasing  Reg  A  offerings  to  up  to   $50  million)   Not  yet  effec've,  date  unclear.   Title  V  (Increased  thresholds  for   registra'on  with  SEC)   Largely  effec've  on  enforcement.   Title  VI  (Increased  thresholds  for   registra'on  with  SEC  for  banks)   Largely  effec've  on  enforcement.     Read more: http://www.crowdvalley.com/1/post/2013/10/jobs-act-where-are-we-now.html
  • 8. Copyrights © Grow VC Group 2014 Internet has been a distribution channel ++
  • 9. WE HAVE A DREAM: more equal opportunities, where entrepreneurs and private investors unite to accelerate innovation
  • 10. Copyrights © Grow VC Group 2014 Go back to the idea of stock market ++
  • 11. New professional finance services •  Crowdfunding and p2p finance are regulated markets, and they require professional approach, including competent professionals, technical platforms and backoffices •  Our approach, at Grow VC Group, is especially offer the best and most professional solutions to operate market places, backoffices and crowd funding activities à the only way to build long term success for the whole industry •  Crowdfunding and lending market is not a market where one player takes it all, the market has many dimensions and need many companies to serve each segment and support services
  • 12. Copyrights © Grow VC Group 2014 Create a new effective finance retail market ++ Crowd investing Market Place P2P Lending Companies / Assets Market Places Investors / resources
  • 13. Copyrights © Grow VC Group 2014 Opportunity for traditional finance companies too ++ 1. Funding round or loan application • A company opens a funding round or apply a loan 2. Crowd investing or p2p lending • Crowd, i.e. ordinary people, can offer an investment or loan, and if enough money available, the company gets money 3. Co- investment or co-lending • A bank or investment company can join to a deal, i.e. make co-investment or participate the loan
  • 14. How we can help YOU? 1.  Do you plan to raise money for your film, music, book or play? –  Kapipal’s reward or donation model is a good model to start; millions of people use it already à Check kapipal.com 2.  Do you plan how crowdfunding or p2p finance can influence on your business, fund raising or give new business opportunities? –  Grow Advisors is to help you to learn more about models, opportunities and investment models; the leading global experts with practical experience à Check GrowAdvisors.com 3.  Do you want to set up a crowdfunding, crowdinvesting or p2p lending service? –  Crowd Valley offers a turn-key solution with technical platform, backoffice, related services and also broker license if needed; dozens of professional finance companies already use it à Check crowdvalley.com
  • 15. Jouko Ahvenainen jouko@growvc.com +1 646 363 6664 (US) +44 7889 833 165 (UK) Grow VC Group ++ www.growvc.com ++ @growvc ++ Slideshare: Grow VC MARKETS ASSETS CROWD