The Patriot Platinum Plan is a first-class travel medical insurance plan that has comprehensive coverage for all possible unfortunate encounters of the international traveler such as accidents, terrorism, emergency dental, sports injuries, flight accidents AD&D and even, AD&D of small pets.

1. Review of International Medical Group:
Patriot Platinum Plan
Description:
The Patriot Platinum Plan is a first-class travel medical insurance plan that
has comprehensive coverage for all possible unfortunate encounters of the
international traveler such as accidents, terrorism, emergency dental, sports
injuries, flight accidents AD&D and even, AD&D of small pets.
The regular travel and medical insurance like trip cancellation, political
evacuations, identity theft assistance, lost or stolen baggage, incidental trips
back home and other possible scenarios are also included in the coverage
with the highest limit being offered.
This comprehensive insurance plan is up to 12 months and has two formats
available – that for individuals and for groups. There are plan designs also
for travelers who are US citizens or foreign nationals travelling outside their
home country.
Here are some more of the plan details:
 Maximum coverage of medical expenses of up to $8,000,000. Plans
for $5,000,000 and $1,000,000 coverage are also available.
 Flexible deductibles that would suit your budget plus if it is family
deductibles, a special discounted rate is available
 Up to $100,000 flight accidents AD&D insurance and $500 AD&D for
small pets
 High limit of $100,000 for political evacuations and extra maximum
limit of $5,000 for remote transportation costs per travel or you
may want to avail of the $20,000 lifetime maximum for this if you
travel a lot.
 Emergency dental procedures of lost or damaged teeth due to
accident of up to $250.
 Coverage of $10,000 for trip cancellations while up to $500 limit for
lost or stolen luggage
 Extra coverage for evacuations orders in conjunction with a natural
disaster
 Up to $500 identity theft assistance
 Coverage for the amateur athletics. There is an option for coverage
for hazardous sports activities that you may avail.
 Additional coverage for the unplanned trips back home plus the
option to purchase an extension if needed.

2.  $250 hospital indemnity per night
 Up to $10,000 additional felonious assault coverage for any injuries
acquired while outside their home country.
The Strengths:
The insurance plan assures the traveller of first-class protection from
whatever unfortunate events that may happen while travelling outside his or
her home country. There is also an option for a family plan in case the
insured is travelling with the family.
The comprehensive and high-limit coverage give the security for the
traveller to enjoy his stay outside the premises and confines of his country,
fully aware that unforeseen and unwanted events could be managed
professionally.
Regular travel package benefits are also included with the highest possible
limit claims that could be obtained. This is a guarantee that the insured
would not need to spend money from his or her own pocket.
The Weaknesses:
As most of the available plans in the market, the insurance does not cover
areas with prior travel advisory for six months.
Coverage for pre-existing conditions is at $50,000, which is deemed
insufficient in case the insured is in a severe medical condition that would
require advanced medical management and treatment.
The Bottom-line:
This is a first class protection plan worthy of highest consideration for its
comprehensiveness and added extra benefits.