4. Credit is not the enemy
• “You have to spend money to make money”
▫ You have to start with something
• Joseph set up a credit system during the Famine
(Gen 47:15-25)
▫ The Egyptians had nothing to start with
▫ So they were given seeds from Pharaoh
▫ Then they paid Pharaoh back in crops
5. When Should I Not borrow?
• When You cannot pay it back
▫ Romans 13:8-10
▫ Psalm 37:27 The wicked borrows and does not
repay, But the righteous shows mercy and gives.
• When you are trying to fill the bottomless pit of
Greed
▫ Ecclesiastes 5
6. When Should I Not borrow?
• When you are simply not being patient
▫ “it’s your money, use it when you need it”
▫ “it’s my money, and I want it now”
• When you are trying to keep up a certain lifestyle
• When you have a “heart” problem
7. The Danger in Not paying off Debt
• The Debtor can hurt the name of Christ (Luke
16:7)
• The Debtor cannot share (Eph 4:28)
• The Debtor cannot “lay by and store” (1 Cor
16:2)
• The Christian Debtor can become a “burden to
the church” (1 Tim 5:16)
