UTI Mutual Fund provides various mutual fund investment options to help investors meet different life goals at various life stages. It offers equity, debt, balanced and specialty fund schemes. Some of its equity fund categories include banking, energy, infrastructure and tax saving funds. Popular debt fund options are bond, gilt, liquid and short term income funds. Balanced funds provide a mix of both growth and income. Specialty funds cater to needs like retirement. UTI also offers online tools for fund research, comparison and transaction along with customer support services.

1. UTI MUTUAL
FUNDS
BY :
SARABJEET SINGH DUA
MBA (Marketing)
Sarabjeetsinghdua10@gmail.com

2. What is a Mutual Fund?
• A Mutual Fund is a trust that pools the savings of a
number of investors who share a common financial
goal.
• Anybody with an investible surplus of as little as a
few thousand rupees can invest in Mutual Funds.
• These investors buy units of a particular Mutual
Fund scheme that has a defined investment
objective and strategy.
• The money collected is invested by the fund
manager in different types of securities. These could
range from shares to debentures to money market
instruments, depending upon the scheme’s stated
objectives.

3. Human Life Cycle
Phase I Phase II Phase III
Child’s Marriage
Child’s Education
Housing
Child birth
Marriage
22 yrs 38 yrs 10- 20 yrs
Education Earning Years Post Retirement Years
Age- 22 yrs Age- 60 yrs

4. Individual Investor: Life Stages
Earnings
Consumption
Savings
22 27 40 60
Young Independent Young Married Middle Age Retirement
All individuals have a finite period to save for their investment goals

5. UTI MUTUAL FUND
• UTI Mutual Fund aims to deliver
consistent and stable returns in
the medium to long term. With a
fairly lower volatility of fund
returns, compared to the broad
market, we offer a balanced and
well -diversified portfolio based
on rigorous in-house research.
Incorporated on January 14, 2003.

6. UTI MUTUAL FUND
Vision
• To be the most preferred Mutual Fund
Mission
• To make UTI Mutual Fund:
• The most trusted brand that is admired by all
stakeholders
• The largest and most efficient wealth
manager with global presence
• The best-in-class customer service provider
• The most preferred employer
• The most innovative and best wealth creator
• A socially responsible organisation known for
best corporate governance arch.

7. UTI BOARD OF DIRECTORS

8. Recent Achievements
Year 2012
28 Feb 2012 UTI Mutual Fund Wins 8 ICRA Mutual Fund Awards 2012
- Awarded Star Fund House Of The Year –DEBT
07 Feb 2012 UTI Mutual Fund has been declared as a winner for
Customer & Brand Loyalty in the “Mutual Fund Sector”

9. SERVICES PROVIDED BY UTI
FUND ALLOCATION
FUND SUGGESTOR
TOOLS FOR FUND ANALYSIS

10. 1. FUND ALLOCATION
TYPES OF FUNDS INVESTMENTS
UTI IS PROVIDING
•EQUITY
•DEBT
•BALANCED
•SPECIALITY

11. EQUITY SCHEMES
Equities produce highest long-term returns
Cumulative annualised returns (1980 - 2011)

12. EQUITY SCHEMES
•UTI - Banking Sector Fund
•UTI - Contra Fund
•UTI - Dividend Yield Fund
•UTI - Energy Fund
•UTI - Equity Fund
•UTI - Equity Tax Savings Plan
•UTI - India Lifestyle Fund
•UTI - Infrastructure Fund
•UTI - Leadership Equity Fund
•UTI - Long Term Advantage Fund
•UTI - Long Term Advantage Fund S II
•UTI - Master Equity Plan Unit Scheme
•UTI - Master Index Fund
•UTI - Master Plus Unit Scheme
•UTI - Master Value Fund
•UTI - Mastershare Unit Scheme
•UTI - Mid Cap Fund
•UTI - MNC Fund

13. EQUITY SCHEMES
•UTI - Nifty Index Fund
•UTI - Opportunities Fund
•UTI - Pharma & Healthcare Fund
•UTI - Services Industries Fund
•UTI - Spread Fund
•UTI – Sunder
•UTI - Top 100 Fund
•UTI - Transportation and Logistics Fd
•UTI - Wealth Builder Fund
•UTI - Wealth Builder Fund Series II

14. DEBT SCHEMES
WHY DEBT SCHEMES
•More liquid than FDs
•They are more tax efficient
•You don't lose even a day's growth
•Your returns can be higher
•They offer greater flexibility

15. DEBT SCHEMES
•UTI - Bond Fund
•UTI - Dynamic Bond Fund
•UTI - Fixed Maturity Plan –
Quarterly series – QFMP 02 / 12 – I
•UTI - Floating Rate Fund Stp
•UTI - G-SEC STPUTI - G-Sec-Investment Plan
•UTI - Gilt Advantage Fund Ltp
•UTI - Liquid Cash Plan
•UTI - Money Market Fund
•UTI - Short Term Income Fund
•UTI - Treasury Advantage Fund

16. BALANCED SCHEMES
WHAT ARE BALANCED FUNDS
A mutual fund that buys a combination
of common stock, preferred stock,
bonds, and short-term bonds, to
provide both income and capital
appreciation while avoiding excessive
risk. The purpose of balanced funds
(also sometimes called hybrid funds) is
to provide investors with a single
mutual fund that combines both growth
and income objectives, by investing in
both stocks (for growth) and bonds (for
income).

17. BALANCED SCHEMES
•UTI - Balanced Fund
•UTI - C.R.T.S. 1981
•UTI - CCP Advantage Fund
•UTI - Childrens Career Balanced Plan
•UTI - Mahila Unit scheme
•UTI - Mis Advantage Plan
•UTI - Monthly Income Scheme
•UTI - Retirement Benefit Pension Fund
•UTI - Unit Linked Insurance Plan

18. SPECIALITY SCHEMES
WHAT ARE SPECIALITY FUNDS
A mutual fund that is ment for special
purposes,, like Mahila Debt Funds,
Oldage Retirement Plans etcs are
speciality funds.

19. 2. FUND SUGGESTOR

20. ONLINE SUGGESTIONS

21. FUNDS COMPARISON

22. 3. TOOLS FOR FUND ANALYSIS

23. UTI AHEAD !!

24. UTI AHEAD !!

25. ONLINE TRANSACTION
THROUGH DEBIT CARD –
DEMO

27. UTI IN COMPETITION

28. UTI ADVERTISEMENT

29. UTI DETAILS
• WEBSITE
http://www.utimf.com/
• SMS
'GAIN' to 5676756
• CALL
1800 22 1230
• MAIL
invest@uti.co.in

30. THANK YOU !!