Presentation of new mobile banking app ValYou for the Norwegian markets

1. Your Mobile Wallet
FINANCIAL SERVICES CLUB, MARCH 6th 2014
TOR JACOBSEN, CEO VALYOU

2. TAP2PAY PROJECT 2011
2

3. OWNED BY
BANK AND MNO

5. MOBILE WALLETS CONCEPT ARE EMERGING

7. NORWAY - A PERFECT MARKET TO LAUNCH MOBILE FINANCIAL SERVICES
80% penetration of smartphones
-
30% NFC terminals and increasing
-
A history of collaboration

8. VALYOU
AN OPEN WALLET

9. VAST MAJORITY OF CARD ISSUERS ARE READY FOR
ONBOARDING IN THE VALYOU WALLET

10. VALYOU WALLET STRATEGY
Com
petition
Collaboration
Card Issuer Services = Widgets
Common Infrastructure & innovative channel

11. AS A TSM PROVIDER
VALYOU

12. 2-3 TIMES PER
MONTH
2-3 TIMES PER WEEK 2-3 TIMES PER DAY

13. PAYMENT
ACCESS
TICKETING
VALYOU
CATEGORIES

14. PAYMENT
THE FIRST VALYOU
SERVICE

15. NEAR FIELD COMMUNICATION (NFC)
TECHNOLOGY AND STANDARDS

16. SIM BASED SECURE ELEMENT
TECHNOLOGY AND STANDARDS

17. SMOOTH ONBOARDING
BUILT ON INTERNATIONAL STANDARDS

19. CHOOSE YOUR PREFERRED
CARD

20. EASY OVERVIEW OF YOUR
LATEST PURCHASES

21. OFFERS AND COUPONS

25. «IT WAS SHOCKING SIMPLE
WHEN I JUST PUT DOWN THE
MOBILE OVER THE TERMINAL»
«I WAS IMPRESSED THAT IT
WORKED EVEN IF THE
MOBILE WAS TURNED OFF»
«FIRST TIME IT WAS LIKE «WOW, IT
WORKS». AND YOU ARE GETTING
SO QUICKLY USED TO IT»
86 %
OF RESPONDENTS ARE SATISFIED OR VERY SATISFIED WITH VALYOU

26. OF RESPONDENTS CLAIMED THAT TRANSACTION TIME IS SHORTER WITH VALYOU
71 %
«IT WAS SHOCKING SIMPLE
WHEN I JUST PUT DOWN THE
MOBILE OVER THE TERMINAL»
«I WAS IMPRESSED THAT IT
WORKED EVEN IF THE
MOBILE WAS TURNED OFF»
«FIRST TIME IT WAS LIKE «WOW, IT
WORKS». AND YOU ARE GETTING
SO QUICKLY USED TO IT»

27. Beta launch
1000 users
Launch of Valyou 1.0
Production test
200 users

28. THANK YOU!