At first glance, the housing market in Australia offers some uncertainty with low interest rates on one end of things and economic ambiguity in terms of income, employment and overall market growth on the other end. While it may seem counterintuitive, it just might be the right time for a home loan. Rockingham residents as well as those in Kwinana, Cockburn and elsewhere in the area are looking at lower home prices right now, the lowest in three years.