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1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you must sacrifice $10 of current consumption to finance A. $9 of future consumption B. $10 of future consumption C. $11 of future consumption D. $1 of future consumption . 2. One thousand dollars given to you a year from now is worth __________ to you today if the relevant discount rate is 10%. A. $1,000 B. $1,100 C. $909 D. $900 . 3.You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. What is the maximum amount you could consume in the future? A. 65,400 B. 69,000 C. 20,400 D. 65,000 . 4. You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. When you allocate consumption optimally between the two periods the marginal rate of time preference between the two periods is A. -1.02 B. -1.00 C. -1.80 D. 0.80 5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the consumer gain when the price of the apples equals 5? A. 25 B. 5 C. 20 D. 12.5 Solution 1. (c) $11 of future consumption 2. (C). $909 3.(A)65400 4.(A.) -1.02 5(.D. )12.5 .

1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you
must sacrifice $10 of current consumption to finance
A. $9 of future consumption
B. $10 of future consumption
C. $11 of future consumption
D. $1 of future consumption
.
2. One thousand dollars given to you a year from now is worth __________ to you today if the
relevant discount rate is 10%.
A. $1,000 B. $1,100 C. $909 D. $900
.
3.You have $20,000 of current income and $45,000 of future income. The interest rate between
the current and future period is 2 percent. What is the maximum amount you could consume in
the future?
A. 65,400 B. 69,000 C. 20,400 D. 65,000
.
4. You have $20,000 of current income and $45,000 of future income. The interest rate between
the current and future period is 2 percent. When you allocate consumption optimally between the
two periods the marginal rate of time preference between the two periods is
A. -1.02 B. -1.00 C. -1.80 D. 0.80
5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the
consumer gain when the price of the apples equals 5?
A. 25 B. 5 C. 20 D. 12.5

Solution
1. (c) $11 of future consumption
2. (C). $909
3.(A)65400
4.(A.) -1.02
5(.D. )12.5

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Question 1 of 10 Bank management: New policy dictates a 16% reserve ratio, have you met your minimum required reserve? A. Yes B. No Question 2 of 10 What is your bank capital amount? Choose all that apply A. -50M B. $200M C. $100M D. TA-TL E. $75M Question 3 of 10 If your bank suffers a deposit outflow of $10 million with a required reserve ratio on deposits of 16%..Can you still manage to meet required reserve? A. Yes B. No Question 4 of 10 What is the size of your shortfall? A. $54M B. $2.4M C. $2.9M D. $20M Question 5 of 10 Which option will you choose to correct the shortfall ? A. borrow from the Fed funds market at July 2017 rate B. borrow from the Fed at the most recent discount rate C. selling $2M worth in loans to another bank D. buy $2.4M worth corporate bonds with coupon of 3%. Question 6 of 10 Your Associate also wants you to look at your competitors balance sheets to compare your financial condition. Using your analysis for BofA, GS and Citigroup answer the following A. Assets B. GS C. Liabilities D. TRUE E. BofA F. FALSE G. Citigroup ___ 1. Which firm has the smallest deposits ___ 2. Which firm has largest amount of loans outstanding? ___ 3. Which firm has the smallest amount of loans outstanding ___ 4. _____ loans / deposits ratio is 66% ___ 5. Citigroup loans/deposits ratio is greater than BofA loans/deposits ratio ___ 6. Which firm has largest debt securities / deposits ? ___ 7. GS chooses to have more assets in debt securities than in loans ___ 8. For Commercial Banks deposits with the bank are ___ 9. For Commercial Banks loans and debt securities that are to be paid to the Bank Question 7 of 10 Bonds and Yields: A: 3 year US Treasury note B: Startup firm's bond Type A or B Which bond will you choose if you need cashflow every year for the next 3 years? Bond____ Which bond has a cheaper present value? Bond____ Which of these bonds is a zero coupon bond? Bond____ If you were a bank regulator which of these investment would you weight to have more risk? Bond____ Which bond has a lower chance of default? Bond____ Question 8 of 10 Compare the following Bonds Bond A: 20 year bond selling for $950 with coupon of 4% and face $1,000. Bond B: 1 year bond selling for $950 with coupon of 1% and face $1,000 A. discount B. Bond A C. TRUE D. TRUE E. FALSE F. FALSE G. FALSE H. FALSE I. Bond A J. premium K. Bond B L. TRUE ___ 1. These bonds are selling at , discount, premium or par? ___ 2. Which $1,000 face value bond has higher yield to maturity ? ___ 3. Current yield is a better approximation for the 1 yr bond YTM than for the 20 year bond YTM? ___ 4. If interest rates are expected to increase which bond has more risk ? ___ 5. If the 1 year bond price drops to $500 it's YTM > 20 yr priced at $950 YTM? ___ 6. If interest rates are expected to decrease over time which bond would you prefer ? ___ 7. If the 20 year bond price increased ...

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Choose one of the following incidents involving religious freedom. 1. A Jainist student attending public high school has requested that the cafeteria staff clearly list the contents of each dish so that he can be certain he does not eat any animal products. 2. Native American members of a church want to be allowed to ingest peyote because this drug has historically been part of their religious rituals. 3. Following his baptism, a Sikh student wants to wear his required symbolic knife (kirpan) to school. 4. An employee who is a Seventh-Day Adventist wants to be excused from work every Saturday because it is their Sabbath. Describe how each of the different perspectives on diversity (Anglo-conformism, melting pot, separatism, and pluralism) would assess the situation. · Are the individual’s rights to behave in accordance with their faith in danger of being violated? · How do you think the incident should be resolved? · Remember to respond to two of your classmates’ initial posts with your own opinions and ideas. COURSE REVIEW HOMEWORK ( MULTIPLE CHOICE. Choose the one alternative that best answers the question. ) 1. Which of the following appears to be the most appropriate goal for corporate management? A) Maximizing the company's market share. B) Minimizing the company's liabilities. C) Maximizing the current profits of the company. D) Maximizing market value of the company's shares. 2. Corporate managers are expected to make corporate decisions that are in the best interest of: A) top corporate management. B) the corporation's board of directors. C) the corporation's shareholders. D) all corporate employees. 3. Which one of the following can best be characterized as an agency problem? A) Having a higher than industry average rate of defects on the firm's products. B) Differing opinions among directors as to the merits of paying a higher dividend. C) Management dispute over which accounting firm to use. D) Differing incentives between managers and owners. 4. A primary market would be utilized when: A) shares of common stock are exchanged. B) a commission must be paid on the transaction. C) securities are initially issued. D) investors buy or sell existing securities. 5. The primary distinction between securities sold in the primary and secondary markets is: A) the riskiness of the securities. B) whether the securities are new or already exist. C) the price of the securities. D) the profitability of the issuing corporation. 6. Assume the total expense for your current year in college equals $20,000. How much would your parents have needed to invest 21 years ago in an account paying 8% compounded annually to cover this amount? A) $1,728.08 B) $2,952.46 C) $3,973.12 D) $1,600.00 7. Approximately how much must you have saved by retirement if you want to withdraw $100,000 for 25 years if your account earns 9% annually and the first withdrawal occurs one year after retiring? A) $982,258 B) $887,320 C) $1,128,433 D) $925,667 ...

Choose one of the following incidents involving religious freedom..docx

Choose one of the following incidents involving religious freedom..docx

Choose one of the following incidents involving religious freedom..docx

mccormicknadine86

Choose one of the following incidents involving religious freedom. 1. A Jainist student attending public high school has requested that the cafeteria staff clearly list the contents of each dish so that he can be certain he does not eat any animal products. 2. Native American members of a church want to be allowed to ingest peyote because this drug has historically been part of their religious rituals. 3. Following his baptism, a Sikh student wants to wear his required symbolic knife (kirpan) to school. 4. An employee who is a Seventh-Day Adventist wants to be excused from work every Saturday because it is their Sabbath. Describe how each of the different perspectives on diversity (Anglo-conformism, melting pot, separatism, and pluralism) would assess the situation. · Are the individual’s rights to behave in accordance with their faith in danger of being violated? · How do you think the incident should be resolved? · Remember to respond to two of your classmates’ initial posts with your own opinions and ideas. COURSE REVIEW HOMEWORK ( MULTIPLE CHOICE. Choose the one alternative that best answers the question. ) 1. Which of the following appears to be the most appropriate goal for corporate management? A) Maximizing the company's market share. B) Minimizing the company's liabilities. C) Maximizing the current profits of the company. D) Maximizing market value of the company's shares. 2. Corporate managers are expected to make corporate decisions that are in the best interest of: A) top corporate management. B) the corporation's board of directors. C) the corporation's shareholders. D) all corporate employees. 3. Which one of the following can best be characterized as an agency problem? A) Having a higher than industry average rate of defects on the firm's products. B) Differing opinions among directors as to the merits of paying a higher dividend. C) Management dispute over which accounting firm to use. D) Differing incentives between managers and owners. 4. A primary market would be utilized when: A) shares of common stock are exchanged. B) a commission must be paid on the transaction. C) securities are initially issued. D) investors buy or sell existing securities. 5. The primary distinction between securities sold in the primary and secondary markets is: A) the riskiness of the securities. B) whether the securities are new or already exist. C) the price of the securities. D) the profitability of the issuing corporation. 6. Assume the total expense for your current year in college equals $20,000. How much would your parents have needed to invest 21 years ago in an account paying 8% compounded annually to cover this amount? A) $1,728.08 B) $2,952.46 C) $3,973.12 D) $1,600.00 7. Approximately how much must you have saved by retirement if you want to withdraw $100,000 for 25 years if your account earns 9% annually and the first withdrawal occurs one year after retiring? A) $982,258 B) $887,320 C) $1,128,433 D) $925,667 .

Choose one of the following incidents involving religious freedom..docx

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Lesson Four: Time Value of Money David Murphy, Ph.D., CPA, CFP® Introduction: I. The Bible and Interest A. Parable of the Ten Talents (Matthew 25:14-29) B. Usury and Interest (Leviticus 25:35-37) II. Tool or Enslaver A. ToolB. Invest $1,000 at 5% Interest Today. C. How Much Will You Have in Five Years?III. The Talent Principle Year Amount A. $1,050.00 B. $1,102.50 C. $1,157.63 D. $1,215.51 E. $1,276.28 F. $1,340.10 G. $1,407.10 H. $1,477.46 I. $1,551.33 J. $1,628.89 K. $2,653.30 L. $4,321.94IV. Enslaver Owe $9,000 on an 18% Credit Card and Make the Minimum monthly Payment of 1.5% or $10 How Many Months to Pay Off the Credit Card? V. Financial Slavery A. You Would Pay Off the Credit Card in 960 Months B. 80 Years C. $129,600 in Interest VI. Inflation A. A General Increase in Prices B. Everything, Except Money, Becomes More Valuable (More Expensive)C. Historic Inflation Rates Average Inflation Rates: Time Period Average Inflation Rate 1913-2004 3.14% 1945-2004 4.12% 1950-2004 3.93%VII. Cause of Inflation A. Increase in the Money Supply B. Isolated Island Economy 1. One product – grass skirts2. Production – 100 skirts per year3. Money supply – 100 conch shells4. Price of one skirt – 1 conch shell C. What Happens if the Supply of Conch Shells Doubles? 1. Inflation – the price of grass skirt would increase to 2 conch shells per skirtVIII. Inflation – The Bad A. Prices Increase Faster than Salaries B. Strain on Family Budgets IX. Inflation – The Good A. Debts are Repaid with Cheaper DollarsX. Understanding Interest A. Principal B. Interest C. Interest Rates D. Nominal Interest Rate E. Periodic Interest Rate F. APR XI. Interest and Principal A. Principal – the amount of money borrowed or lentB. Example – if you borrow $1,000 then the principal on the loan is $1,000 C. Interest – the amount paid or received as a fee for borrowing or lending money D. Example – if you borrow $1,000 and have to repay $1,100 then the interest on the loan was $100 1. Interest rate is usually determined by and percentage rateXII. Interest Rates A. Interest Rate = f(Inflation expectation + risk) B. Nominal – Interest rate stated on the face of a loan document C. Periodic – A rate of interest applied to a loan or credit card that is calculated for a time period other than a year, such as weekly, monthly or even daily XIII. APR—Annual Percentage Rate A. APR is Not the Face Interest RateB. The Following Fees ARE Generally Included in the APR:1. Points - both discount points and origination points 2. Pre-paid interest3. Loan-processing fee 4. Underwriting fee 5. Document-preparation fee 6. Private mortgage-insurance C. The Following Fees are SOMETIMES Included in the APR: 1. Loan-application fee 2. Credit life insurance XIV. Simple Interest A. Annual Interest = Amount (Interest Rate) Time B. ExampleC. What is the Annual Interest on a $3,000, 12% Loan? D. Interest = $3,000(.12)1 = $ ...

Lesson FourTime Value of MoneyDavid Murphy,.docx

Lesson FourTime Value of MoneyDavid Murphy,.docx

Lesson FourTime Value of MoneyDavid Murphy,.docx

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4th Lecture- discounted cash flows (1).pptx

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Webster’s dictionary defines synthesisas: “The combining of separate elements or substances to form a coherent whole”. Throughout the journals in this course you will have the opportunity to synthesize each chapter, or, as Webster would say, combine elements of the chapter you think were especially poignant to form a short paragraph that captures it as a whole. Your synthesis of Chapter Two should be between 200-300 words, be written in only your words (i.e., no quotes, paraphrase, etc.), and capture the essence (essential points) of the chapter concepts. After reading Chapter 2, I am more aware of how important it is to make sure that all children have the opportunity to learn in all the different categories of styles. All children are different and come from different backgrounds and lifestyles therefore it is up to the teacher to really get to know who he/she is teaching so that lesson plans can be completed to fit every student. Even though students learn at different levels they can all finish a school year in the same place if the teacher stays on top of things. Part of planning lessons is to know what interests your students and then plan from there. The curriculum is set at the beginning of the year for the grade levels but the teacher can change things around to make it more interesting for the students and keep them focused. In am big on students working in groups reason being is that they can excel in groups. The children that are ready to move ahead in certain areas can do so and the children that need a little additional help can also get that. LESSON 1 1. Which of the following would result in a decrease in cash flow and a use of cash? A. A decrease in notes payable B. An increase in long-term debt C.A decrease in inventory D. A decrease in common stock 2. In the United States, for the 2007 tax year, federal corporate income tax rates never exceeded an average rate of A. 15%. C. 39%. B. 35%. D. 34%. 3. A firm has assets of $60,000 and owners’ equity of $33,000. Which of the following is the correct balance of the firm’s liabilities? A. $33,000 C. $93,000 B. $27,000 D. $60,000 4. Which of the following would result in an increase in cash flow and a source of cash? A. A decrease in notes payable B. A decrease in long-term debt C. An increase in inventory D. An increase in common stock 5. A firm has current assets of $10,000 and current liabilities of $7,000. Which of the following is the correct net working capital for the firm? A. $10,000 C. $3,000 B. $7,000 D. $13,000 6. If a firm has an accounts receivable balance of $18,800 at the end of 2007 and $16,500 at the end of 2008, which of the following statements about accounts receivable is correct? A. Accounts receivable decreased by $2,300 and represented a use of cash. B. Accounts receivable increased by $2,300 and represented a source of cash. C. Accounts receivable decreased by $2,300 and represented a source of cash. D. Accounts receivable increased by $2,300 an.

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This document focuses on End of Chapter questions and commonly asked questions under Quantitative methods (Time Value of Money ) . The mainly asked questions include : -calculation and interpretation of Future Value and Present Value of a single sum of money , an ordinary annuity, annuity due, a perpetuity (PV only) and a series of unequal cash flows. -demonstration of the use of timelines in modeling and solving time value of money This is a very interesting topic!

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DeVry BUSN379 - Week 2 homework es sample

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Assignment 1 for Unit 2. You have to SHOW your work (show how you get the answers) to get credit. The answers to these problems are given to you on a separate file. Below are the formulas for each type of loan and bonds. Use the respective formula regarding a respective question: for example, on questions regarding a simple loan use the simple loan formula, on questions regarding a fixed payment loan question use the fixed payment loan formula, and so on. You also have to know the formulas for the test. Future Value : F C rate coupon = FV= future value, PV= present value, i= interest rate, N= number of years. . Present Value: (1) N FV PV i = + FV= future value, PV= present value, i= interest rate, N= number of years. Simple loan: (1) N FVPVi =+ FV = future value, i = interest rate, n = number of years Fixed payment loan: n i FV loan ) 1 ( + = FP = fixed payment, i = interest rate, n = number of years n i FP i FP i FP loan ) 1 ( ... ) 1 ( ) 1 ( 2 1 + + + + + + =Coupon bond: P = price of bond, i = interest rate, n = number of years, c = coupon payment, and F = face value of the bond. n i F C i C i C P ) 1 ( ... ) 1 ( ) 1 ( 2 1 + + + + + + + = P = price of bond, C = coupon payment P C yield current = F = face value, C = coupon payment Discount Bond: F C rate coupon = P = price of bond, i = interest rate, n = number of years, F = face value Yield to maturity on a discount bond with less than a year of maturity: n i F P ) 1 ( + = P = price of bond, F = Face value, G = number of days to maturity. Yield on discount basis on a bond with less than a year of maturity: G P P F ytm 365 * - = P = price of bond, F = face value G F P F basis discount on yield 360 * - =Consol bond: P = price of bond, i = interest rate Bring the answers to the following questions to Class simple loan: 1. End of ten years you will pay back $20,000. If I = 6% , how much is the loan amount now. 2. If you borrowed $9900 at i = 10% to pay back at the end of 15 years, how much money do you pay back? 3. You will receive $35,000 at the end of two years. Its present value is $20,000. The yield to maturity equals what? fixed payment loan: 1. i = 9%, loan = $15,000, 5 year loan. The fixed payment =___. 2. The fixed payment = $7000, i. i= 9%, 3 years, loan =___ coupon bond: 1. coupon payment = $100, face value = $6000, i = 5%, 4 years, a) price of bond =___ b) coupon rate =___ c) current yield =____ 2. Coupon rate = 5%, face value = $12,000, i = 7% a) price of bond for a) 1 year bond=___, b) 2 year bond =____ c) 3 year bond =_____ 3. if i increases to 12% , what happens to each of the prices (in a) above. discount bond (zero coupon bond): 1. Face value = $20,000, price = $19,000, 1 year bond, ytm = _ 2. Face value = $20,000, price 19,000, 1 year bond , number of days to maturity = 90 days. a) ytm =_______ b) yield on discount basis =___ 3. Fac ...

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9. One bank will pay you 5.4% interest compounded annually. If you invest $1000 today, what simple interest rate would you need to earn at a competing bank to have the same amount of money in 5 years? A. 5.7% B. 6.0% C. 6.4% D. 6.7% E. 7.0% 10. One perpetuity pays $1000 per year and starts in 1 year. Another perpetuity pays $1000 per year and starts in 5 years. What’s the difference in the present values of the two perpetuities today if the discount rate is 10%? A. $3012 B. $3170 C. $3487 D. $3566 E. $3791 11. An account was opened with $1,000 10 years ago. Today, the account balance is $1,800. If the account paid interest compounded semiannually, how much interest on interest was earned? A. $219.20 B. $212.27 C. $203.49 D. $198.78 E. $194.60 12. If a bank offers to pay you a 3% APR compounded continuously, how much do you need to deposit today to have $10,000 in 20 years? A. $5212 B. $5384 C. $5488 D. $5520 E. $5537 13. You buy a car today for $27,000. If you finance it with a 6% APR, 4 year loan, what will your monthly payments be? Assume monthly compounding.A. $692 B. $681 C. $658 D. $634E. $603 14. You buy a car today for $27,000. If you finance it with a 6% APR, 4 year loan, what is the difference in your payments if you agree to pay at the beginning of each month rather than at the end? Assume monthly compounding.A. $3.15 B. $3.39 C. $3.77 D. $3.87E. $3.98 15. You are saving to buy a car. You can save $200 per month and would like to buy the car in 4 years. How much more car can you afford if you make your deposits at the beginning of each month rather than at the end? Use 6% APR with monthly compounding.A. $41 B. $44 C. $54 D. $57 E. $64 16. An investment will pay you $4000 each year for the next 8 years. The investment yields 6% APR, compounded quarterly. How much is the investment worth in 8 years?A. $37,723 C. $39,590 E. $40,440B. $38,600 D. $39,784Important information: In any of the “relationship” concept questions below, assume all other variables stay the same 17. From our discussion/notes/you working problems, which of these is true? I. the difference between a perpetuity and a perpetuity due is one payment II. the difference between an annuity and an annuity due is one period of interest A. I only C. I and II B. II only D. neither is true Solution 9. Answer: B: 6.00% Compounded Annually: 1000 x (1.054)^5 = $1,300 Simple Interest: 1000 + [1000 x 6.00% x 5] = $ 1,300. 10. Answer: E: $3,791. Present Value of Perpetuity starting payment from Year 1 = Annuity / Rate of Interest = 1000/10% = $ 10,000 Present Value of Perpetuity starting payment from Year 5 = Annuity / (Rate x (1+Rate) ^ Delayed Period = (1000/(0.1*(1.1)^5)) = $ 6,209. Difference = $ 3,791. 11. Answer: C : $203.49 Rate of Interest: 1000 x ((1+r/2)^20) = 1800; where by solving for \'r\' we get, r = 5.97% P.A. Compounded Semi annually. Simple Interest @ 5.97% P.A. would have been: $ 1,000 x 5.97% x 10 Years = $ 597. Hence the Interest on Interest would be $ 203.49. 12..

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Understanding the Time Value of Money Congratulations!!! You have won a cash prize! You have two payment options: A: Receive $10,000 now or B: Receive $10,000 in three years. Which option would you choose? What Is the Time Value of Money? If you're like most people, you would choose to receive the $10,000 now. After all, three years is a long time to wait. Why would any rational person defer payment into the future when he or she could have the same amount of money now? For most of us, taking the money in the present is just plain instinctive. So at the most basic level, the time value of money demonstrates that all things being equal, it seems better to have money now rather than later. But why is this? A $100 bill has the same value as a $100 bill one year from now, doesn't it? Actually, although the bill is the same, you can do much more with the money if you have it now because over time you can earn more interest on your money. Back to our example: By receiving $10,000 today, you are poised to increase the future value of your money by investing and gaining interest over a period of time. For Option B, you don't have time on your side, and the payment received in three years would be your future value. To illustrate, we have provided a timeline: If you are choosing Option A, your future value will be $10,000 plus any interest acquired over the three years. The future value for Option B, on the other hand, would only be $10,000. So how can you calculate exactly how much more Option A is worth, compared to Option B? Let's take a look. Future Value Basics If you choose Option A and invest the total amount at a simple annual rate of 4.5%, the future value of your investment at the end of the first year is $10,450. We arrive at this sum by multiplying the principal amount of $10,000 by the interest rate of 4.5% and then adding the interest gained to the principal amount: $10,000×0.045=$450\begin{aligned} &\$10,000 \times 0.045 = \$450 \\ \end{aligned}$10,000×0.045=$450 $450+$10,000=$10,450\begin{aligned} &\$450 + \$10,000 = \$10,450 \\ \end{aligned}$450+$10,000=$10,450 You can also calculate the total amount of a one-year investment with a simple manipulation of the above equation: OE=($10,000×0.045)+$10,000=$10,450where:OE=Original equation\begin{aligned} &\text{OE} = ( \$10,000 \times 0.045 ) + \$10,000 = \$10,450 \\ &\textbf{where:} \\ &\text{OE} = \text{Original equation} \\ \end{aligned}OE=($10,000×0.045)+$10,000=$10,450where:OE=Original equation Manipulation=$10,000×[(1×0.045)+1]=$10,450\begin{aligned} &\text{Manipulation} = \$10,000 \times [ ( 1 \times 0.045 ) + 1 ] = \$10,450 \\ \end{aligned}Manipulation=$10,000×[(1×0.045)+1]=$10,450 Final Equation=$10,000×(0.045+1)=$10,450\begin{aligned} &\text{Final Equation} = \$10,000 \times ( 0.045 + 1 ) = \$10,450 \\ \end{aligned}Final Equation=$10,000×(0.045+1)=$10,450 The manipulated equation above is simply a removal of the like-variable $10,000 (the principal amount) by divi ...

Understanding the Time Value of MoneyCongratulations!!! You have.docx

Understanding the Time Value of MoneyCongratulations!!! You have.docx

Understanding the Time Value of MoneyCongratulations!!! You have.docx

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Time Value of Money- Apendix-G

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4th Lecture- discounted cash flows (1).pptx

Webster’s dictionary defines synthesisas The combining of separa.docx

Webster’s dictionary defines synthesisas The combining of separa.docx

Webster’s dictionary defines synthesisas The combining of separa.docx

CFA LEVEL 1- Time Value of Money_compressed (1).pdf

CFA LEVEL 1- Time Value of Money_compressed (1).pdf

CFA LEVEL 1- Time Value of Money_compressed (1).pdf

DeVry BUSN379 - Week 2 homework es sample

DeVry BUSN379 - Week 2 homework es sample

DeVry BUSN379 - Week 2 homework es sample

Time Value of Money

Time Value of Money

Time Value of Money

The Time Value Of Money

The Time Value Of Money

The Time Value Of Money

Homework 7

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

Assignment 1 for Unit 2.You have to SHOW your work (show how you.docx

seo service

9. One bank will pay you 5.4 interest compounded annually. If you.pdf

9. One bank will pay you 5.4 interest compounded annually. If you.pdf

9. One bank will pay you 5.4 interest compounded annually. If you.pdf

Understanding the Time Value of MoneyCongratulations!!! You have.docx

Understanding the Time Value of MoneyCongratulations!!! You have.docx

Understanding the Time Value of MoneyCongratulations!!! You have.docx

6.pdf

Time Value of Money- Apendix-G

Time Value of Money- Apendix-G

Time Value of Money- Apendix-G

Plus de tjames442

A star is 17.2 ly (light-years) from Earth. HINT (a) At what constant speed (in m/s) must a spacecraft travel on its journey to the star so that the Earth-star distance measured by an astronaut onboard the spacecraft is 4.06 ly? X m/s (b) What is the journey\'s travel time in years as measured by a person on Earth? yr (c) What is the journey\'s travel time in years as measured by the astronaut? yr Solution a)let Lo = 17.2 ly L = 4.6 ly let v is the speed of the spacecraft L = Lo*sqrt(1 - (v/c)^2) L/Lo = sqrt(1 - (v/c)^2 (L/Lo)^2 = 1 - (v/c)^2 (v/c)^2 = 1 - (L/Lo)^2 v = c*sqrt(1 - (L/Lo)^2) = 3*10^8*sqrt(1 - (4.05/17.2)^2) = 2.92*10^8 m/s b) T = Lo/v = 17.2*3*10^8/(2.92*10^8) = 17.67 years c) To = 4.06*3*10^8/(2.92*10^8) years = 4.17 years .

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A star is 17-2 ly (light-years) from Earth- HINT (a) At what constant.docx

A true statement about atoms is that they can emit radiation at frequencies only within the visible spectrum. can emit radiation only at specific frequencies. all have the same number of electrons. can emit radiation at any frequency. Solution Solution) option(D) Can emit radiation at any frequency The frequencies of light that an atom depends on states that an electron can be in.when electron is excited it moves to higher energy level.when electron falls back to ground level then light is emitted. .

A true statement about atoms is that they can emit radiation at freque.docx

A true statement about atoms is that they can emit radiation at freque.docx

A true statement about atoms is that they can emit radiation at freque.docx

A TDR price of a length of 60 centimeters was installed vertically into a soil profile before seeding wheat in the spring. The growing season precipitation was 30 cm. TDR reading on May 15th was L0=2.900 meters; L1=5.114 m. On the day of harvesting (September 8th), the reading was L0=2.900 m and L1=4.331 m. Assuming there were negligible drainage and runoff during the crop growing period, what war the average evapotranspiration rate firing the growing season? If the wheat yield was 2000 kg/hectare, what was the crop water use, and crop water use efficiency? (L0 is the initial peak reading and L1 is the end of valley reading from the TDR screen). Solution total use of water = 5.114 - 4.331 + 0.3=1.083 m = 108.3 cm depth in 115 days avg evapotranspiration = 108.3/115= 0.939 cm/day crop water use = 1.083*10 4 m 3 /hectare = 1.083 *10 7 kg /hectare efficiency = 2000/( 1.083 *10 7 ) = 1.093 *10 -4 .

A TDR price of a length of 60 centimeters was installed vertically int.docx

A TDR price of a length of 60 centimeters was installed vertically int.docx

A TDR price of a length of 60 centimeters was installed vertically int.docx

1. The real interest rate is defined as: A. inflation minus the nominal interest rate. B. the nominal interest rate plus inflation. C. the nominal interest rate divided by inflation. D. the nominal interest rate minus inflation. 2. The loanable funds theory states that ________ is(are) determined by the ________ for loans. A. real interest rates; demand B. nominal interest rates; supply and demand C. real interest rates; supply and demand D. inflation; supply 3. In the loanable funds theory, ________ is the ________ of a loan. A. the nominal interest rate; price B. inflation; cost C. the price; interest rate D. the real interest rate; price 4. Which of the following are assumptions of the loanable funds theory? I. There is only one type of loan. II. The interest rate is zero. III. Banks are the intermediary between savers and investors. A. I only B. II only C. III only D. I and III 5. Which of the following are assumptions of the loanable funds theory? I. There are many types of loans. II. There is only one interest rate. III. Savers loan to investors via banks. A. I only B. II only C. III only D. I and III Solution 1) A 2) A 3) C 4) D 5) D .

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1- The real interest rate is defined as- A- inflation minus the nomina.docx

1. The intNumbers array is a one dimensional array. Write the statement to multiply the number stored in the first array element by 3. 2. The intNumbers array is a one dimensional array. Write the statement to add together the numbers stored in the first and second array elements, display the sum in the lblSum control. ( visual basic ) Solution 1. The intNumbers array is a one dimensional array. Write the statement to multiply the number stored in the first array element by 3. statement: Dim IntNumbers() As Integers={12,16,20,24,28} IntNumbers(0)=IntNumbers(0)*3 2. The intNumbers array is a one dimensional array. Write the statement to add together the numbers stored in the first and second array elements, display the sum in the lblSum control. statement: Dim IntNumbers() As Integers={12,16,20,24,28} Dim NewElement As Integer NewElement=IntNumber(0)+IntNumber(1) lblSum.Text=Cstr(NewElement) .

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The intNumbers array is a one dimensional array- Write the statemen.docx

1- The following data were reported by a corporation: Authorized shares 20,000 Issued shares 15,000 Treasury shares 3,000 ______________What is the number of outstanding shares? 2- Purchasing 500 shares of treasury stock would be A. An asset source B. An asset use C. An asset exchange D. A claims exchange Solution 1. The number of outstanding shares = 15,000 - 3,000 = 12,000 shares 2. This is an Asset use transaction since it decrease cash and decrease paid up capital. .

1- The following data were reported by a corporation- Authorized share.docx

1- The following data were reported by a corporation- Authorized share.docx

1- The following data were reported by a corporation- Authorized share.docx

1. The following change is physical or chemical. Explain why? Water boils in a kettle 2 Balance the following reaction. C3 H6+ 02 CO2+ H20 3. Distinguish between the two terms. Provide an example for each of them. Solute and solvent 4. The following solution is an acidic or basic? Why? Soap (PEH-8) 5. Write the following chemical formulas: a. sodium chloride b. calcium nitrate 6. Draw a Condensed structural diagram for the following compound. 2-pentene 7.. Calculate the molar mass for this compound Fe 203 8. 3. Sodiun Floride is added to toothpaste and tap water to belp prevent tooth decay. Calculate the mass of2.00 mol of sodium loride. Na F(s). Solution 1. Boiling of water in a kettle is physical change since there is no change in composition(H2O) and it is reversible. 2. C3H6 + 9/2 O2 - - - - - - >3 CO2 + 3 H2O 3. Solute is the one which is in minor quantity and soluble in excess of solvent while solvent is the one which dissolves the solute and is in excess. 4. Basic since pH is greater than 7 PH =7 - neutral, <7-acidic, >7- basic 5. Sodium Chloride - NaCl, Calcium Nitrate - Ca(NO3)2 6.CH3CH=CHCH2CH3 7. Fe2O3 =2x56+3x16=112+48=160 (approximately) 8. Mass = Moles x molar mass of NaF = 2x42 = 84 g .

1- The following change is physical or chemical- Explain why- Water bo.docx

1- The following change is physical or chemical- Explain why- Water bo.docx

1- The following change is physical or chemical- Explain why- Water bo.docx

1- Which of the following is a situation in which an involuntary trans.docx

1- Which of the following is a situation in which an involuntary trans.docx

1- Which of the following is a situation in which an involuntary trans.docx

1. Which of the following is NOT a function of a firewall? a. Blocks or forwards packets based on source and destination address and TCP port b. Blocks or forwards packets based on source and destination address and UDP port c. Examines packet data for worms, viruses, malware, etc. and blocks a stream if it contains malicious content d. Converts Ethernet packets to Token Ring or ARCnet packets e. Allows a computer inside the firewall to initiate a TCP connection to an outbound system, and then transmit data to and from that system, while preventing an outbound system from initiating a TCP connection to an internal host. Solution The correct option is d. Converts Ethernet packets to Token Ring or ARCnet packets Since Ethernet is one network and another is token ring then to communicate between these two work stattions is possible by using bridge or gateway. Ethernet with a speed of 100Mbps and Token ring with a speed of 10Mbps. Here firewall has done nothing to work to get it working between two different networks. The firewall is either software program or hardware like Router which monitors the incoming packets for malicious code or virus or worms to infect the computer.The firewall examines packet data for unauthorized access to get control over the computer system. .

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1- Which of the following is NOT a function of a firewall- a- Blocks o.docx

1. What soil characteristics influence compressibility 2. Why is consolidation a time-dependent process? Solution the following are the charecteristics of soil which influence compressibility they are 1. expulsion of pore air from void spaces which leads to reduce in its void ration and soil gets compressed 2. expulsion of pore water from the void spaces of the soil mass 3. a soil mass with honey comb structure is more compresible than soil have dense structure 4. a soil which is composed of flat grains in its structure is more compressible than one with spherical grains 5. a soil in remoulded state is more compressible than same soil in its natural state. 2)answer: consolidation is time dependent why beacuse the effective void ratio ( not void ratio ) is less so the water present in the pore spaces is unable to expulse fastly. and the water which is present around the soil grain called adsorbed water drags the pore water and slow doen the process of expulsion of water.. so consolidation leads lot of time and sustained loads .

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What soil characteristics influence compressibility 2- Why is conso.docx

1- What type of encryption does PKI use? Symmetric Asymmetric DES AES 2- The upper layers of the OSI model are, in correct order. Session, application, presentation Session, presentation, application Session, application, presentation, physical Application, presentation, session, physical Solution 1. Public Key Infrastructure (PKI) uses asymmetric key encryption between parties. Asymmetric Encryption : It is a form of Encryption , in this pair of keys are coming. Here one key encrypts, while the other key can decrypt. Option b is correct choice. 2. The upper layers of the OSI model are, in correct order is 7. Application 6. Presentation 5. Session 4. Transport 3. Network 2. Data Link 1. Physical These are the Layers in OSI model. Option d is correct choice. .

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1- What type of encryption does PKI use- Symmetric Asymmetric DES AES.docx

1. What kind of contract did Lulene and Ellen have? What kinds of issues may arise with their contract? 2. Suppose the Mississippi legislature passes a law, one day after Lulene and Ellen make their contract, that the sale of lemon pies is prohibited in the state because lemons have been found to cause cancer. How would that affect the contract? 3. Assume that when Lulene and Ellen entered into the agreement Ellen was an enterprising 16-year-old. Would the contract be enforceable? Why or why not? 4. Instead of meeting to discuss the deal, Lulene had sent Ellen a letter offering to sell her lemon pies for $5.00 per pie for as long as Ellen likes. Lulene says she must receive Ellen Solution Instead of meeting to discuss the deal, Lulene had sent Ellen a letter offering to sell her lemon pies for $5.00 per pie for as long as Ellen likes. Lulene says she must receive Ellen\'s answer by May 10. On May 8 Ellen signs a letter accepting the offer and mails it. On May 9 Lulene calls to withdraw her offer. Ellen says it\'s too late, she has accepted. Who wins? Ellen wins, because it was effective when sent. Assume that Ellen doesn\'t call the deal off when she is told the price is now $7.00, but wants to hold Lulene to the deal to supply pies at $5.00. If Lulene fails to supply the pies, and if Ellen then sues her for a breach of contract, what is Lulene most likely to argue to avoid liability? Lulene is most likely to argue with impossibility. .

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1- What kind of contract did Lulene and Ellen have- What kinds of issu.docx

1. what is the net ionic equation for the neutralization of HBr with KOH 2. what is the net ionic equation for the neutralization of HF with KOH Solution Solution:- (1) HBr is a strong acid and KOH is a strong base. Both are like completely dissociated and also KBr is water soluble. The molecular equation is... HBr(aq) + KOH(aq) -----> KBr(aq) + H 2 O(l) Ionic equation is..... H + (aq) + Br - (aq) + K + (aq) + OH - (aq) ----> K + (aq) + Br - (aq) + H 2 O(l) Here, K + and Br - are the common ions so they are canceled out while write the net ionic equation. The net ionic equation is... H + (aq) + OH - (aq) -----> H 2 O(l) (2) HF is a weak acid and so it is not completely dissociated. For the ionic equations we don\'t show the dissociation of weak acid or base. HF(aq) + KOH(aq) -----> KF(aq) + H 2 O(l) Ionic equation is... HF(aq) + K + (aq) + OH - (aq) ----> K + (aq) + F - (aq) + H 2 O(l) K + is the common ion. The net ionic equation would be... HF(aq) + OH - (aq) ----> F - (aq) + H 2 O(l) .

1- what is the net ionic equation for the neutralization of HBr with K.docx

1- what is the net ionic equation for the neutralization of HBr with K.docx

1- what is the net ionic equation for the neutralization of HBr with K.docx

1. What is outsourcing? What are advantages and disadvantages of outsourcing? 2. Define Social Media Information System (SMIS)? List some of the individual and organizational risks associated with use of social media and how they can be prevented. 3. Describe business intelligence application and give at least two examples Solution 1. Some companies source their materials or work processes from outsider firms, this process is known as outsourcing . Competitive advantages of outsourcing are listed below: Despite of the above advantages, outsourcing involves the following risks: Thus, it can be concluded that a company should analyze the outcomes of outsourcing strategy, before its implementation. 2. Social media information system (SMIS) utilizes the social media channels to share some news and information with the network of users. Risks associated with social media information system are listed below: Organizations can prevent these risks with the help of given strategies: 3. Business intelligence application includes those applications that help an organization in collecting, analyzing and disseminating the data for effective decision making process. Examples of business intelligence application are given below: .

1- What is outsourcing- What are advantages and disadvantages of outso.docx

1- What is outsourcing- What are advantages and disadvantages of outso.docx

1- What is outsourcing- What are advantages and disadvantages of outso.docx

1. What is the difference between OSI and TCP/IP layered models? Solution 1. OSI which stands for Open Systems Interconnection is a conceptual model which define standards on how two systems can communicate on a network. TCP/IP which stands forÂ Â Transmission Control Protocol(TCP) and the Internet Protocol (IP) is protocol suite which defines different protocols for communication between two systems on the internet. 3. OSI model has 7 layers which include Application Layer Presentation Layer Session Layer Transport Layer Network Layer Data Link Later Physical Layer 3. TCP.IP has 4 layers Application Layer Transport Layer Internet Layer Link Layer or .

1- What is the difference between OSI and TCP-IP layered models-Soluti.docx

1- What is the difference between OSI and TCP-IP layered models-Soluti.docx

1- What is the difference between OSI and TCP-IP layered models-Soluti.docx

1. What is a database? Give some examples. 2. What is a database management system? Give some examples 3. How a database is structured? What is a primary key? 4. An application runs on specific operating system that stores and retrieves data on a database yo produce information. Explain with a diagram. 5. Explain the basic database applications in CRUD. Solution 1) Database : Its basically collection of information or say data which we want to store so that we can access or update it as and when required. Like storing data about employee in an organisation 2) Database Management System : The system which handles database. It provides user/programmers a systematic way of storing , accessing, retrieving and managing data. Eg : Oracle 3) Database is structured in form of tables which stores relevanty data like employee table wich can have colums to store employee name, address, contact details , salary etc. Primary key : its the attribute to uniquely identify a row and for eg in Employee table uniquely identify a employee. 5) CRUD : basically the four major operations in database to handle the data C: Create , the operation to create table/store data in table R : Retrieve - the operation to access the stored data U : Update : the operation to update the already stored data D : Delete : the operation to delete the stored data .

1- What is a database- Give some examples- 2- What is a database manag.docx

1- What is a database- Give some examples- 2- What is a database manag.docx

1- What is a database- Give some examples- 2- What is a database manag.docx

1. What are the functional sources of power? 2. Distinguish between personal and social power? What are the 4 power-oriented characteristics of the best managers Solution Making organizations more innovative, responsive and responsible requires focusing on a number of leadership, power and influence issues. These issues are critical in coping with the strategic environment with all its VUCA characteristics, and strategic leader performance requirements in that environment. The issues influence developing teams at the strategic level, as well as managing organizational processes linked to values and ethics, organizational culture, visioning and the management of change. Such issues include: RECENT DEVELOPMENTS Although trait, behavioral, and contingency approaches have each contributed to the understanding of leadership, none of the approaches have provided a completely satisfactory explanation of leadership and leadership effectiveness. Since the 1970s, several alternative theoretical frameworks for the study of leadership have been advanced. Among the more important of these are leader-member exchange theory, transformational leadership theory, the substitutes for leadership approach, and the philosophy of servant leadership. .

1- What are the functional sources of power- 2- Distinguish between pe.docx

1- What are the functional sources of power- 2- Distinguish between pe.docx

1- What are the functional sources of power- 2- Distinguish between pe.docx

1. What are phonons? What information can be obtained by studying the phonon spectrum of solids? Solution A phonon is a collective excitation in a periodic, elastic arrangement of atoms or molecules in condensed matter, like solids and some liquids. It is a quantized mode of vibration occurring in a rigid crystal lattice, such as the atomic lattice of a solid. Solids with one or more atoms exhibit two types of phonons. They are (1) acoustic phonons and (2) optical phonons. When a solid absorbs energy, the number of phonons changes. Macroscopic properties like thermal energy can be described by suitable statistical models. If a solid is viewed as a collection of distinguishable oscillating atoms, they would obey Maxwell-Boltzmann distribution. Since phonons are indistinguishable particles like photons, they follow Bose-Einstein distribution. There is no limit on the number of particles a boson state can occupy. In solid-state physics, the study of phonons is important because phonons play an important role in many of the physical properties of solids, such as the specific heat, melting point, thermal conductivity, the electrical conductivity, and superconductivity.Â Â The electrons are responsible for the majority of heat conduction in metal, while the phonons are the dominant carriers in the semiconductors and insulators, e.g. silicon, germanium and silica-based materials. In some cases, the phonon contribution to the specific heat or resistivity can be easily separated from other contributions and can provide important information about the lattice dynamical properties of a solid. There are studies made on the measurements of sound velocities using spectroscopic techniques which is quite useful since they provide the slopes of the acoustic phonon branches. .

1- What are phonons- What information can be obtained by studying the.docx

1- What are phonons- What information can be obtained by studying the.docx

1- What are phonons- What information can be obtained by studying the.docx

1. void fun(int &j) { j++; } int main() { int i = 20; fun(i); printf(\"i = %d\ \", i); return 0; } 2. void fun(int *j) { (*j)++; } int main() { int i = 20; int *p = &i; fun(p); printf(\"i = %d\ \", i); return 0; } 3. #include<stdio.h> void square(int); main() { int num = 3; square(num); printf(â€œnum: %d\ â€, num); } void square (int num) { num = num * num; } 4. #include<stdio.h> int square(int); main() { int num = 3; square(num); printf(â€œnum: %d\ â€, num); num = square(num); printf(â€œnum: %d\ â€, num); } int square (int num) { num = num * num; return num; } Solution 1))))))))))))) the address of i is passed in the fuinction in this case then in the function the address is incremented and print in the main block 2))))))))))))))) p is a pointer as a pointer it stores the address of another variable here p stores the address of variable i rather than the value of a variable 3)))))))))))))) function with arguement and no return type the fun ction here declared as void so it doesnot return the value 4)))))))))) function with arguement and return type it returns the value to the called function. .

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1- void fun(int &j) { j++- } int main() { int i - 20- fun(i)- printf(-.docx

1- void fun(int &j) { j++- } int main() { int i - 20- fun(i)- printf(-.docx

1. Single convex lenses can be used to make images of far away objects. Will these images be real or imaginary? Where does the image occur relative to the focus? (Specify which side of the lens) 2. Lenses in combination are used in the making of microscopes and telescopes. When observing with the human eye, should the device create real or virtual images? Why? 3. Microscopes often have very bright lights to illuminate the object. If you were to look at the light without the microscope it appears so bright it may \"hurt\" to look at it. If the microscope magnifies the object to create a larger image, why is it safe to look through microscope at the very bright object? (This is the same concept as why projector bulbs are very bright.) Please explain in detail, not just with a one sentence answer for each and I will rate. Thank you! Solution 1) The image will be real because it is formed by the actual meeting of the rays converging. The image is formed at the focal point behind the lens, i.e. on the other side of the lens. This is when the rays coming from the distant object are parallel to the principal axis. Otherwise the image is formed on a line perpendicular and passing through the focal point. 2) When observing with the human eye, the device should create virtual image. The reason is that when we view an image we want the image to be clear and upright and not inverted. An upright image is formed only when it is virtual. 3) When we look directly, we view it with its original intensity; therefore it may hurt our eyes. On the other hand when viewing through the microscope the light is reflected a few times and so its intensity decreases, thereby making it safe to view at. .

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1- Single convex lenses can be used to make images of far away objects.docx

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Spellings Wk 3 English CAPS CARES Please Practise

Spellings Wk 3 English CAPS CARES Please Practise

Spellings Wk 3 English CAPS CARES Please Practise

Food safety_Challenges food safety laboratories_.pdf

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Food safety_Challenges food safety laboratories_.pdf

ICT Role in 21st Century Education & its Challenges.pptx

ICT Role in 21st Century Education & its Challenges.pptx

ICT Role in 21st Century Education & its Challenges.pptx

Making communications land - Are they received and understood as intended? webinar Thursday 2 May 2024 A joint webinar created by the APM Enabling Change and APM People Interest Networks, this is the third of our three part series on Making Communications Land. presented by Ian Cribbes, Director, IMC&T Ltd @cribbesheet The link to the write up page and resources of this webinar: https://www.apm.org.uk/news/making-communications-land-are-they-received-and-understood-as-intended-webinar/ Content description: How do we ensure that what we have communicated was received and understood as we intended and how do we course correct if it has not.

Making communications land - Are they received and understood as intended? we...

Making communications land - Are they received and understood as intended? we...

Making communications land - Are they received and understood as intended? we...

Association for Project Management

This PowerPoint helps students to consider the concept of infinity.

This PowerPoint helps students to consider the concept of infinity.

This PowerPoint helps students to consider the concept of infinity.

christianmathematics

PROCESS RECORDING FORMAT.docx

PROCESS RECORDING FORMAT.docx

PROCESS RECORDING FORMAT.docx

Mehran University Newsletter Vol-X, Issue-I, 2024

Mehran University Newsletter Vol-X, Issue-I, 2024

Mehran University Newsletter Vol-X, Issue-I, 2024

Mehran University of Engineering & Technology, Jamshoro

𝐋𝐞𝐬𝐬𝐨𝐧 𝐎𝐮𝐭𝐜𝐨𝐦𝐞𝐬: -Discern accommodations and modifications within inclusive classroom environments, distinguishing between their respective roles and applications. -Through critical analysis of hypothetical scenarios, learners will adeptly select appropriate accommodations and modifications, honing their ability to foster an inclusive learning environment for students with disabilities or unique challenges.

Understanding Accommodations and Modifications

Understanding Accommodations and Modifications

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Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

General Principles of Intellectual Property: Concepts of Intellectual Proper...

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Poonam Aher Patil

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

christianmathematics

ICT role in 21st century education and it's challenges.

ICT role in 21st century education and it's challenges.

ICT role in 21st century education and it's challenges.

Explore the world of IT certification with CompTIA. Discover how the CompTIA Security+ Book SY0-701 can elevate your cybersecurity expertise and open doors to new career opportunities. This PDF provides essential insights into the CompTIA Security+ certification, guiding you through exam preparation and showcasing the benefits of becoming CompTIA-certified. Download now to embark on your journey to IT excellence with CompTIA.

ComPTIA Overview | Comptia Security+ Book SY0-701

ComPTIA Overview | Comptia Security+ Book SY0-701

ComPTIA Overview | Comptia Security+ Book SY0-701

1029 - Danh muc Sach Giao Khoa 10 . pdf

1029 - Danh muc Sach Giao Khoa 10 . pdf

1029 - Danh muc Sach Giao Khoa 10 . pdf

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Sociology 101 Demonstration of Learning Exhibit

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SOC 101 Demonstration of Learning Presentation

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Grant Readiness 101 TechSoup and Remy Consulting

Unit-V; Pricing (Pharma Marketing Management).pptx

Unit-V; Pricing (Pharma Marketing Management).pptx

Unit-V; Pricing (Pharma Marketing Management).pptx

UGC NET Paper 1 Mathematical Reasoning & Aptitude.pdf

UGC NET Paper 1 Mathematical Reasoning & Aptitude.pdf

UGC NET Paper 1 Mathematical Reasoning & Aptitude.pdf

Spellings Wk 3 English CAPS CARES Please Practise

Spellings Wk 3 English CAPS CARES Please Practise

Spellings Wk 3 English CAPS CARES Please Practise

Food safety_Challenges food safety laboratories_.pdf

Food safety_Challenges food safety laboratories_.pdf

Food safety_Challenges food safety laboratories_.pdf

ICT Role in 21st Century Education & its Challenges.pptx

ICT Role in 21st Century Education & its Challenges.pptx

ICT Role in 21st Century Education & its Challenges.pptx

Making communications land - Are they received and understood as intended? we...

Making communications land - Are they received and understood as intended? we...

Making communications land - Are they received and understood as intended? we...

This PowerPoint helps students to consider the concept of infinity.

This PowerPoint helps students to consider the concept of infinity.

This PowerPoint helps students to consider the concept of infinity.

PROCESS RECORDING FORMAT.docx

PROCESS RECORDING FORMAT.docx

PROCESS RECORDING FORMAT.docx

Mehran University Newsletter Vol-X, Issue-I, 2024

Mehran University Newsletter Vol-X, Issue-I, 2024

Mehran University Newsletter Vol-X, Issue-I, 2024

Understanding Accommodations and Modifications

Understanding Accommodations and Modifications

Understanding Accommodations and Modifications

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Russian Escort Service in Delhi 11k Hotel Foreigner Russian Call Girls in Delhi

Russian Escort Service in Delhi 11k Hotel Foreigner Russian Call Girls in Delhi

Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

Mixin Classes in Odoo 17 How to Extend Models Using Mixin Classes

General Principles of Intellectual Property: Concepts of Intellectual Proper...

General Principles of Intellectual Property: Concepts of Intellectual Proper...

General Principles of Intellectual Property: Concepts of Intellectual Proper...

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

Explore beautiful and ugly buildings. Mathematics helps us create beautiful d...

ICT role in 21st century education and it's challenges.

ICT role in 21st century education and it's challenges.

ICT role in 21st century education and it's challenges.

ComPTIA Overview | Comptia Security+ Book SY0-701

ComPTIA Overview | Comptia Security+ Book SY0-701

ComPTIA Overview | Comptia Security+ Book SY0-701

1029 - Danh muc Sach Giao Khoa 10 . pdf

1029 - Danh muc Sach Giao Khoa 10 . pdf

1029 - Danh muc Sach Giao Khoa 10 . pdf

Sociology 101 Demonstration of Learning Exhibit

Sociology 101 Demonstration of Learning Exhibit

Sociology 101 Demonstration of Learning Exhibit

1- Suppose a bank will pay you a 10- interest rate on your deposits fo (1).docx

1. 1. Suppose a bank will pay you a 10% interest rate on your deposits for 1 period. In this case you must sacrifice $10 of current consumption to finance A. $9 of future consumption B. $10 of future consumption C. $11 of future consumption D. $1 of future consumption . 2. One thousand dollars given to you a year from now is worth __________ to you today if the relevant discount rate is 10%. A. $1,000 B. $1,100 C. $909 D. $900 . 3.You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. What is the maximum amount you could consume in the future? A. 65,400 B. 69,000 C. 20,400 D. 65,000 . 4. You have $20,000 of current income and $45,000 of future income. The interest rate between the current and future period is 2 percent. When you allocate consumption optimally between the two periods the marginal rate of time preference between the two periods is A. -1.02 B. -1.00 C. -1.80 D. 0.80 5. If the demand function for apples is P = 10 - Q, how much consumer surplus does the consumer gain when the price of the apples equals 5? A. 25 B. 5 C. 20 D. 12.5

2. Solution 1. (c) $11 of future consumption 2. (C). $909 3.(A)65400 4.(A.) -1.02 5(.D. )12.5