The document provides tips and strategies for developing personal skills in various areas including goal setting, organization, budgeting, health and safety, critical thinking, interpersonal communication, written communication, diversity and tolerance. Some key tips include using SMART goals, the POSEC method for organization, paying off credit cards in full each month to avoid interest, washing hands often, thinking before acting, protecting privacy online, considering others in decision making, making eye contact during conversations, and avoiding biased jokes. The document encourages self reflection on growth in areas like moral development, time management and goal setting over the course of reading the material.