If you aren't exactly sure what the difference between IRA, ROTH IRA, and 401(k) this video is for you. Find more investor training videos at www.HasslefreeCashflowInvesting.com Professional investor David Campbell, uDirect IRA president Kaaren Hall, and CPA Amanda Han present an easy to understand comparison of the features and benefits of investing through an IRA, ROTH IRA, or 401(k) with an emphasis on using these qualified plans in a self-directed account.

1. 1
Solo(k) versus Self-Directed IRA
The Ultimate Tax Smackdown
REMATCH

2. 2
• RELATIONSHIPS
• IDEAS
• OPPORTUNITIES
• NOT a sales pitch
• NOT investment, legal, or tax advice
Begin with end in mind

3. 3
Today’s agenda
• IRA investing
• BASIC self-directed IRA investing (SDIRA)
• SUPER-SIZED SDIRA = Solo(k)

4. 4
Generalist vs Specialist
Tax
Legal
Financing
Brokerage
Property
Management Accounting
Due
Diligence
IRA

5. 5
$ 29,959.92$ 11,242.9030
$ 19,040.07$ 8,142.5725
$ 10,803.85$ 5,440.2020
$ 6,130.39$ 3,634.7015
$ 3,478.55$ 2,428.4110
$ 1,973.82$ 1,622.475
$ 1,000.00$ 1,000.000
12% but tax
deferred inside
IRA
12% with tax
outside iRA
Year
Why tax deferral is so important

6. 6
WhatWhat’’s the Difference?s the Difference?
Typical IRATypical IRA
•• StocksStocks
•• BondsBonds
•• Mutual FundsMutual Funds
•• CDCD’’ss
SelfSelf--Directed IRADirected IRA
•• Rental PropertyRental Property
•• NotesNotes
•• Private StockPrivate Stock
•• LLCLLC’’ss
•• Tax LiensTax Liens
•• Foreign PropertyForeign Property
•• Raw LandRaw Land
•• Etc.Etc.

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What Are The Limits?What Are The Limits?
A SelfA Self--Directed IRA can invest in anythingDirected IRA can invest in anything
EXCEPTEXCEPT
1.1. Life Insurance PoliciesLife Insurance Policies
2.2. CollectiblesCollectibles
1.1. ArtworksArtworks
2.2. CoinsCoins
3.3. Collectible CarsCollectible Cars
4.4. AntiquesAntiques
5.5. GemsGems
6.6. StampsStamps
7.7. RugsRugs

8. 8
What if your funds are with yourWhat if your funds are with your
current employer?current employer?
Your plan will probably NOT allow you to self-
direct
Must wait until you leave the company
To rollover retirement plan
You can request an “in-service” transfer
from your current plan administrator.

9. 9
EveryoneCertain
Business
Owners*
EveryoneEveryoneEligibility?
N/A5559.559.5Retirement Age?
NONOYESYESUDFI?
NOYESYESYESUBIT?
N/AYESNONOPlan Loan?
N/A$17,000$5/6000NOTax-Free For Life
Contributions?
N/A$50,000/25%$5/6000$5/6,000Contribution Limit?
Shelters
passive
income and
maybe active
Lowers UBIT
No excess
Offset UDFI /
UBIT
No excess
Offset UDFI /
UBIT
No excess
How is depreciation
used?
NO
NO
NO
Maybe*
Cash
YES
*limits
NOYES
*limits
Deduction in current
year?
MAYBENONOCreditor exempt?
MAYBENOYESTax On withdrawals?
YESYESYESTax deferred growth?
401(k)ROTHIRA

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www.HasslefreeCashflowInvesting.com
David@HassleFreeCashflowInvesting.com
Former high school band director
Self-made multi-millionaire
Real estate investor / developer / broker / manager
Financial educator / author / speaker
Faculty Member: Investor Summit at Sea
with Robert and Kim Kiyosaki
David Campbell - Founder
Hassle-Free Cashflow Investing

11. 11
KaarenKaaren Hall, PresidentHall, President
uDirectuDirect IRA Services, LLCIRA Services, LLC
(866) 538(866) 538--35393539
KHall@uDirectIRA.comKHall@uDirectIRA.com
uDirect IRA Services, LLC
2522 Chambers Road, Ste 100
Tustin, CA 92780

12. 12
Contact Us
Company Logo(877) 975-0975
KEYSTONE CPA, INC.
Maximizing Profits & Increasing Wealth
www.KeystoneCPA.com
AS SEEN ON:
(877) 975-0975
www.KeystoneCPA.com

13. 13
DAVID CAMPBELL – professional investor / developer
www.HasslefreeCashflowInvesting.com
KAAREN HALL – president of uDirect IRA Services
www.uDirectIRA.com
AMANDA HAN, CPA – tax strategist
www.KeystoneCPA.com