CEFI’s CET Group Option Plan has been paying the highest education assistance payments for 20 consecutive years. In addition to the CET Group Plan, CEFI offers other RESPs, including the CET Achievers Plan and the CET Self-Initiated Plan.

1. 1 CEFI has compared its Education Assistance Payments for the Group Option Plan to those of other Group Scholarship Plans through publicly available financial statements and prospectus documents available at www.sedar.com . On
the basis of this comparison CEFI has determined that its Group Option Plan has paid the highest Education Assistance Payments per unit to beneficiaries from 1997 to 2016 inclusive.
2 Please consult the Plan’s prospectus for full information and a definition of Eligible Studies.
3 Please see the Master List of Designated Educational Institutions (both in Canada and international) here. Qualifying post-secondary educational institutions include universities, community colleges, certain trade schools, vocational
schools, technical schools, religious schools, CEGEPs, as well as distance learning or correspondence learning programs.
4 These include Discretionary top up of EAPs and return of part of the Sales Charge from the Discretionary Payment Account (Scholarship Enhancement Fund). Discretionary payments are not guaranteed. You must not count on receiving
a discretionary payment. The Foundation decides if it will make a discretionary payment in any year and how much that payment will be.
5 Except in the Province of Québec, eligible subscribers are automatically insured in the event of death or permanent disability for all remaining contributions on the Plan. Further optional insurance coverages are available.
1 (800) 246-1203 Email: info@cefi.ca www.cefi.ca
Group Option Plan Key Benefits
• Our Group Option Plan’s track record of excellence – year after year: The CET Group Option Plan
has paid the highest Educational Assistance Payments (EAPs) for 20 years in a row!1
• Your beneficiary qualifies to receive all 3 EAPs in a 1, 2, 3 or 4 year course of Eligible Studies2
- not
all providers offer this benefit!
• Flexibility in education programs in both Canadian and international institutions3
• As a disciplined, committed saver you follow our established Contribution Schedule
• Government Grants – we assist you in applying for and collecting all federal and provincial grants
that your family is eligible to receive. We provide ongoing administration services for the duration
of the plan.
• Eligibility to receive Discretionary Payments with EAPs4
• You have the option to transfer to our CET Self-Initiated Option Plan
• Peace of mind through the range of insurance coverage options available to protect your
investment in the Group Option Plan5
• Your Contributions earn AIR MILES®
reward miles!
Leaps & Bounds
ahead of the rest.
HIGHEST
EAPs
1997 – 2016
The CET Group Option Plan
has paid the highest
Education Assistance Payments for
20 consecutive years*
The CET Group Option Plan
has paid the highest
Education Assistance Payments for
20 consecutive years*