A project done to assess how well the RSBY scheme runs in

2.  RASHTRIYA SWASTHYA BIMA YOJANA
(RSBY)
 Launched in 2008 by the Ministry of Labour &
Employment.
 A registration fees of only Rs 30
 Facilities of treatment worth Rs 30000 ( in
patient care) per year/family
 Empanelled hospitals using health cards.

3.  COMPREHENSIVE HEALTH INSURANCE
SCHEME(CHIS)
- Introduced by the Government of Kerala
- It provides medical insurance to both APL &
BPL households (APL households to pay the
full premium).
-Success of the programme depend on
awareness

4.  To know the RSBY CHIS coverage in ward 14
& 15 of Ettumanoor panchayath.
 To study the awareness of the population
about RSBY CHIS
 To know the utilisation of RSBY CHIS among
enrolled families
 To study the selected factors associated
with the awareness and enrollment of
RSBY CHIS.

6. • Study Design : Cross sectional analytical study
• Study Setting : Wards 14 & 15 of Thellakom
subcentre area,Ettumanoor Panchayath
• Study Period : 1 month (02-05-2014 to 02-06-
2014)

7.  Sample size : 385
(According to CHIAK,the coverage of RSBY
CHIS is 80.97 % in Kottayam district.Based
on this data & using the formula, 4pq/l2
,the
minimum sample size was calculated to be
385)
 Study tool : Semi structured questionnaire

11. • The study was conducted among 336
families of the selected region which included
1447 individuals.

12. 72.4
22.2
5.4
RSBY CHIS
OTHER SCHEMES
RSBY CHIS & OTHER
SCHEMES

13. The respondents were asked 8 questions to
assess their awareness about the scheme.
About
i. Reporting unit
ii. Registration fees
iii. Maximum insurance coverage
iv. Social groups that can avail benefits
v. Hospital facilities for which insurance can be used
vi. Maximum no. of family memebers who can avail the
benefits
vii.Nearest RSBY empanelled hospital
viii.Scheme renewal

15. FACTOR MEAN
VALUE
ANOVA TEST
F VALUE
P VALUE
RESPONDENT
AGE
POOR
KNOWLEDGE
50.18 3.194 0.042
AVERAGE
KNOWLEDGE
44.96
GOOD
KNOWLEDGE
46.24
RESPONDENT
EDUCATION
POOR
KNOWLEDGE
10.81 3.829 0.023
AVERAGE
KNOWLEDGE
9.87
GOOD
KNOWLEDGE
9.77

17.  AWARENESS ABOUT THE
SCHEME
 SOCIO ECONOMIC STATUS

18. FACTOR ENROLLED IN
THE SCHEME
P VALUE CHI
SQUARE
VALUE
AWARENESS
LEVEL
POOR
KNOWLEDGE
7.5%
0.001 122.551AVERAGE
KNOWLEDGE
62.79%
GOOD
KNOWLEDGE
78.47%
SOCIO
ECONOMIC
STATUS
LOWER CLASS 50%
0.001 26.824
UPPER LOWER
CLASS
68.1%
LOWER MIDDLE
CLASS
58.4%
UPPER MIDDLE
CLASS
46.4%
UPPER CLASS 9.1%

20. • 225 familes (out of 336) enrolled in medical
insurance schemes - 175 families enrolled in
RSBY CHIS.
• 22.85% of the families have used the scheme at
least once , majority for chronic illness
• The 2 important factors associated with enrolment
are awareness level & socioeconomic status.
• 41.67 % - Good Knowledge ; 25.6% - Average
Knowledge & 32.73 - Poor Knowledge
about the scheme.

21. • More awareness programmes
• Maximum insurance amount be raised
• Extend the list of empanelled hospitals
• Clearly define the enrollment criteria & procedure
or APL families.
• More counters,more staffs at the hospital
• Include more healthcare facilities
• Timely release of funds by Government to the
empanelled institutions.

22. • The decision maker of the family was not
available.
• More APL families with high educational status
in the study setting.

23. GUIDED BY
DR. BINDHU VASUDEVAN &
DR.AJAN MJ
 Jebin P James
 Jilumol Abraham
 Jim Jacob Roy
 Jittu Alex
 John V Alexander
 Joe Jose
 Jyothi Mariam Jose
• Karthika Sabu
• Krishnadas CM
• Krishnendu R
• Kucku S
• Lakshmi R
• Lekshmi S
• Leons Joy
• Maria Francis