Payware connect-authorization-matrix
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List of processors who integrate to Payware Connected.
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Constat Actuel
L'IA est de plus en plus présente dans notre quotidien, y compris dans l'éducation. Certaines universités, comme Science Po en janvier 2023, ont interdit l'utilisation de l'IA, tandis que d'autres, comme l'Université de Prague, la considèrent comme du plagiat. Cette diversité de positions souligne la nécessité urgente d'une réponse institutionnelle pour encadrer ces usages et prévenir les risques de triche et de plagiat.
Enquête Nationale
Pour mieux comprendre ces dynamiques, une enquête nationale intitulée "L'IA dans l'enseignement" a été réalisée. Les auteurs de cette enquête sont Le Sphynx (sondage) et Compilatio (fraude académique). Elle a été diffusée dans les universités de Lyon et d'Aix-Marseille entre le 21 juin et le 15 août 2023, touchant 1242 enseignants et 4443 étudiants. Les questionnaires, conçus pour étudier les usages de l'IA et les représentations de ces usages, abordaient des thèmes comme les craintes, les opportunités et l'acceptabilité.
Résultats de l'Enquête
Les résultats montrent que 55 % des étudiants utilisent l'IA de manière occasionnelle ou fréquente, contre 34 % des enseignants. Cependant, 88 % des enseignants pensent que leurs étudiants utilisent l'IA, ce qui pourrait indiquer une surestimation des usages. Les usages identifiés incluent la recherche d'informations et la rédaction de textes, bien que ces réponses ne puissent pas être cumulées dans les choix proposés.
Analyse Critique
Une analyse plus approfondie révèle que les enseignants peinent à percevoir les bénéfices de l'IA pour l'apprentissage, contrairement aux étudiants. La question de savoir si l'IA améliore les notes sans développer les compétences reste débattue. Est-ce un dopage académique ou une opportunité pour un apprentissage plus efficace ?
Acceptabilité et Éthique
L'enquête révèle que beaucoup d'étudiants jugent acceptable d'utiliser l'IA pour rédiger leurs devoirs, et même un quart des enseignants partagent cet avis. Cela pose des questions éthiques cruciales : copier-coller est-il tricher ? Utiliser l'IA sous supervision ou pour des traductions est-il acceptable ? La réponse n'est pas simple et nécessite un débat ouvert.
Propositions et Solutions
Pour encadrer ces usages, plusieurs solutions sont proposées. Plutôt que d'interdire l'IA, il est suggéré de fixer des règles pour une utilisation responsable. Des innovations pédagogiques peuvent également être explorées, comme la création de situations de concurrence professionnelle ou l'utilisation de détecteurs d'IA.
Conclusion
En conclusion, bien que l'étude présente des limites, elle souligne un besoin urgent de régulation. Une charte institutionnelle pourrait fournir un cadre pour une utilisation éthique.
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OCTO TALKS : 4 Tech Trends du Software Engineering.pdf
Payware connect-authorization-matrix
- 1. PAYware Connect Authorization Networks and Features - VeriFone, Inc. Host/Terminal Retail Direct Mktg - MOTO Restaurant Ecommerce Master Card/VISA American Express Discover/Diners JCB Card Online Debit EBT Gift Card (Closed Loop) Verification ECC (e-Check Conversion) Check Refund Visa/MC Level 2 AVS CVV2CVC2 CID (Amex) CID (Discover) VbV/3D Secure MasterCard UCAF Auth Verification Discover Partial Reversal MC Partial Reversal VISA Partial Reversal Partial Auth Visa Bill Pay Custom Data Contactless Recurring Billing Indicator FSA/ HRA Descriptors PAYware Connect Auth Networks Cert L2 Chase Paymentech Tampa Host H • • T • • • • • • • • • • • • • • • • • • • • • • • ECHO H • • • • • • • • • • • • • • • Elavon Host H • • T • • • • • • • • • • • • • • • • • Elavon Terminal (NOVA) H • • T • • • • • • • • • First Data Atlanta H • • T • • • • • • • • • • • First Data Nashville ISO H • • • • • • • • • • • • • • • • • • • • • • • • • • First Data North T • • • • • • • • • • • • • • • • • • • • • • First Data Omaha Y • • • • • • • • • • • • • • • • • First Data ValueLink H • • EVO H/T • • T • • • • • • • •1 • • • • • • • • • GETI** H • • • Givex H •1 • Global Payments East - Host H • • T • • • • • • • • • • • • • • • • • • Heartland Payment Systems T • • • • • • • • • • • • • • • • • • SVS H • • • TSYS T • • • • • • • • • • • • • • • • • • • • • • • • • • Valutec H •1 • Vantiv St. Pete Host H • • T • • • • • • • • • • • • • • • • • • • • • WorldPay H • • T • • • • • • • • • • • • • • • • • **API only, 1 +Gift Loyalty T in Restaurant - Host with Terminal Capture for Restaurant Y - Hybrid Capture Mode Business Type Credit Card Type Other cards Check Fraud Prevention Reversals Features 11/05/2013