3. • HE IS HONEST,SINCERE,LONG
SERVING,NORMALLY MALE ,
• AGE35-45,GOOD
EDUCATION&FIRST TIME
OFFENDER.
• SUCH AN EMPLOYEE COMMITS
FRAUD DUE TO MONEY NEEDS.
ACCIDENTAL
FRAUDSTERS
• HE IS NOT THE FIRST TIME
OFFENDER.
• HE MAY OR NOT BE HIGHLY
EDUCATED.KEEPS CHANGING
JOBS
• .HAS APAST CRIMINAL
RECORD
• LOOKS FOR AN OPPURTUNITY
TO COMMIT FRAUD
PREDATORS