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Qu’est-ce que c’est ? 
30 
Une monnaie locale est une "monnaie" qui circule sur un territoire défini. 
Elle est acceptée c...
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Monnaies locales infographie_taoa

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Comprendre les monnaies locales et complémentaires. Une infographie proposée par TAOA. Sous licence Creative Commons : http://creativecommons.org/licenses/by-nc-sa/3.0/fr/

Publié dans : Économie & finance
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Monnaies locales infographie_taoa

  1. 1. Qu’est-ce que c’est ? 30 Une monnaie locale est une "monnaie" qui circule sur un territoire défini. Elle est acceptée comme moyen de paiement dans un réseau de commerces locaux agréés, répondant à des critères pour une économie plus responsable. Son objectif : relocaliser l'economie en fléchant les flux de consommation vers un réseau d'acteurs engagés dans le développement de leur territoire. Quelle économie locale pour demain ? Pour dessiner une autre économie ... La monnaie locale est un pense-bête pour me rappeler ... ...pour notre territoire. La monnaie est un outil ! restent 100% dans l’économie réelle et locale monnaies locales sont utilisées aujourd’hui en France ... de faire mes achats chez ceux que je veux voir grandir. Qui peut la créer ? Une monnaie locale est créé pour et par une communauté de citoyens qui définit ses objectifs, son design, ses règles et caractéristiques. N’importe quel groupe de citoyens peut s’associer pour créer une monnaie locale. Où circule-t-elle? La monnaie locale circule sur un espace géographique limité (un quartier, une ville, un ensemble de communes ...) mais surtout auprès d'un réseau de prestataires choisis (critères d'agrément). À quoi ça sert ? Les monnaies locales ont, en général, pour objectifs de redynamiser l'économie locale en relocalisant les échanges, favoriser la consommation responsable, éthique et écologique, recréer du lien social et de la solidarité, par une action citoyenne et démocratique*. *www.monnaiesendebat.org Comment ça marche? Une communauté de citoyens décide de lancer une Monnaie Locale Complémentaire Le collectif s’appuie sur une charte dans laquelle il décrit ses intentions pour mobiliser les acteurs économiques du territoire. Un réseau de partenaires (commerçants, entreprises, associations) partageant les valeurs de la charte se constitue pour créer et faire circuler cette monnaie complémentaire. COMMUNAUTÉ L’epicier règle son déjeuner en MLC Modèle classique versus Monnaie locale 3 4 5 http://www.taoaproject.org There Are Other Alternatives www.infographics.cat circulent 3 fois plus vite que l’€ MLC MLC Les euros sont déposés sur un fonds de garantie et restent disponibles pour une éventuelle reconver-sion. Je change des € pour de la MLC ou je reçois une aide de la collectivité en MLC Le boucher paye en MLC a son éleveur de bétail L’eleveur achète du fourrage en MLC BANQUE PARTENAIRE Le restaurateur se fournit en viande chez le boucher en MLC J’achète chez l'épicier en MLC L’agriculteur va acheter chez l’epicier en MLC EMISSION DE MLC MLC € € € € MLC MLC MLC MLC MLC 1 2 3 MLC Une communauté de citoyens décide de lancer une MLC Au fur et à mesure de sa rotation, l’argent crée de la richesse sur le territoire et auprès des prestataires du réseau MLC Et ont recommence MODÈLE CLASSIQUE Flux monétaire Achats hors territoire (fuite) Epargne L’entreprise X réalise un achat chez Y, et en contrepartie, lui verse de l’argent. 1 L’entreprise Y épargne une partie de la somme et réalise des achats auprès d’entreprises 2 hors de la région. L'entreprise Y réalise aussi quelques achats auprès d'une entreprise de la région. L’entreprise Z réalise les mêmes opérations. Et ainsi de suite pour le reste des entreprises. MONNAIE LOCALE COMPLÉMENTAIRE Flux monétaire L’entreprise X réalise un achat chez Y, et en contrepartie, lui verse de la monnaie locale. 1 Dans un système de monnaie locale, l'entreprise n'a pas d'intérêt à épargner. Les achats hors territoire ne sont pas permis car la monnaie ne peut être échangée qu’auprès des entreprises du réseau MLC. 2 3 4 L’argent circule sans quitter la boucle, dynamisant tous les acteurs économiques Et ainsi de suite ... L’entreprise Y réalise des achats seulement auprès d'entreprises du réseau MLC. Au fur et à mesure de sa rotation, l’argent fuit en dehors du territoire

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