Musoni System provides next generation microfinance technology to improve lives of the unbanked through technology-driven microfinance. It has established the first 100% mobile microfinance institution in Kenya and won awards for innovative use of technology. The Musoni system offers microfinance best practices including client and group management, loan and savings functionality, and integration with mobile money transfer services. It operates in multiple countries in Africa and looks to expand further.

1. Musoni System
Next Generation Microfinance Technologywww.musonisystem.com
Next Generation Microfinance Technology

2. 2
To improve the lives of the unbanked through
technology driven microfinance

3. 3
Technology
in
microfinance
is
a
journey
Improved data
SMS Integration
Mobile Money
Tablet Apps
Credit Scoring
Benefits
Complexity

4. 4
Background
to
Musoni
Services
Sept 2009 Established the first 100% mobile
microfinance institution in the world, Musoni
Kenya
July 2011 Won the award for ‘most innovative
use of technology’ at the Global Microfinance
Awards
Oct 2011 Launch of an SMS module enabling
the automatic sending of personalised payment
reminders
Oct 2012 Launch of the Musoni
App
enabling
field based data capture
Dec 2013 Over 50,000 loans and $15m
disbursed since launch
Feb 2014 1,300,000 M-PESA transactions
seamlessly processed with 99% automatic
allocation
May 2014 Ten MFIs using the Musoni System

5. 5
Where
we
operate?
Ten MFIs using the Musoni System
Operating in Kenya, Uganda,Tanzania
& Zimbabwe
Now looking to expand into West
and Southern Africa
Integrated with three MMT Services
and counting
• M-PESA
• Airtel Money
• Payway

6. 6
Introduc@on
to
the
Musoni
System
Microfinance best practice
Client and group management
Loan and savings functionality
Integrated accounting
Integration with MMT
High quality reports
Extensive user customisation
www.musonisystem.com

7. Musoni enables clients to repay and receive their loans through mobile money

8. Musoni leverages upon the success of existing mobile money services

9. Dear Mr. Maina. Your
loan instalment of
Ksh. 1,001 is due
tomorrow. Asante
Musoni
Automated SMS Reminders

10. Musoni app replacing paper forms

11. Client Registrations

12. Loan Applications

13. Social Performance Measurement

14. 14
How
the
technology
is
used
in
Thika
branch
www.musonisystem.com

15. 15
musonisystem.com
@MusoniMFI
Musoni
System
www.musonisystem.com
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