How solidarity groups of women in West Cameroon organize themselves with private European investors to fight poverty and exclusion. How small business and morally clean entrepreneurship changes the future of many.
LES COOPERATIVES AU FEMININ: Enjeux et defis propac
FORUM DE LA FEMME RURALE AFRICAINE
2ème Edition
Autonomisation des femmes et développement de l’Afrique pour la concrétisation de l’agenda 2063 :
« Plaidoyer pour l’accroissement des investissements en faveur des femmes dans les exploitations agricoles familiales et rurales».
Du 28 au 31 juillet 2015, Yaoundé au Cameroun
Infographie - Générations X, Y, Z, K : de quoi s'agit-il ?FIDAQUITAINE
Générations X, Y, Z, K, découvrez leurs caractéristiques : centres d'intérêt, habitudes, ambitions, motivations, rapport vie privée / vie professionnelle.
La génération Y ou WHY ?
- Quelles sont les caractéristiques de cette génération ?
- Comment attirer, intégrer et manager cette nouvelle génération de collaborateurs ?
- Le management intergénérationnel
plan :
Introduction générale
Qu’est ce que Entrepreneuriat féminin
Développement de l’Entrepreneuriat féminin au Maroc
Les motivations à entreprendre
Les obstacles rencontrés
Entrepreneuriat féminin au Maroc en chiffre
modèles de femmes Entrepreneures au Maroc
Conclusion
Contraintes et conditions d'émergence de l'entreprenariat féminin Solutions &...OECDglobal
Journée de l'OCDE investissement, Tunis, 11 mars 2015, Mme Wafa LAAMIRI, Première Vice-présidente du Centre des jeunes dirigeants d’entreprise, et Directrice de CRIT
Extrait intervention Isabelle Deprez sur Entrepreneuriat Féminin. Sept 2013Isabelle Deprez
EXTRAIT
Intervention en sept. 2013 d'Isabelle Deprez sur l'Entrepreneuriat Féminin. COMPRENDRE le problème et sa dimension systémique.
Point sur les recherches en-cours.
LES COOPERATIVES AU FEMININ: Enjeux et defis propac
FORUM DE LA FEMME RURALE AFRICAINE
2ème Edition
Autonomisation des femmes et développement de l’Afrique pour la concrétisation de l’agenda 2063 :
« Plaidoyer pour l’accroissement des investissements en faveur des femmes dans les exploitations agricoles familiales et rurales».
Du 28 au 31 juillet 2015, Yaoundé au Cameroun
Infographie - Générations X, Y, Z, K : de quoi s'agit-il ?FIDAQUITAINE
Générations X, Y, Z, K, découvrez leurs caractéristiques : centres d'intérêt, habitudes, ambitions, motivations, rapport vie privée / vie professionnelle.
La génération Y ou WHY ?
- Quelles sont les caractéristiques de cette génération ?
- Comment attirer, intégrer et manager cette nouvelle génération de collaborateurs ?
- Le management intergénérationnel
plan :
Introduction générale
Qu’est ce que Entrepreneuriat féminin
Développement de l’Entrepreneuriat féminin au Maroc
Les motivations à entreprendre
Les obstacles rencontrés
Entrepreneuriat féminin au Maroc en chiffre
modèles de femmes Entrepreneures au Maroc
Conclusion
Contraintes et conditions d'émergence de l'entreprenariat féminin Solutions &...OECDglobal
Journée de l'OCDE investissement, Tunis, 11 mars 2015, Mme Wafa LAAMIRI, Première Vice-présidente du Centre des jeunes dirigeants d’entreprise, et Directrice de CRIT
Extrait intervention Isabelle Deprez sur Entrepreneuriat Féminin. Sept 2013Isabelle Deprez
EXTRAIT
Intervention en sept. 2013 d'Isabelle Deprez sur l'Entrepreneuriat Féminin. COMPRENDRE le problème et sa dimension systémique.
Point sur les recherches en-cours.
Galileo Galilei (1564-1642) fue un científico y matemático italiano que realizó importantes descubrimientos astronómicos que apoyaron la teoría heliocéntrica, a pesar de la teoría aristotélica imperante. Galileo descubrió las montañas de la Luna y demostró que la Tierra gira alrededor del Sol, lo que le valió ser condenado al arresto domiciliario de por vida. También inventó el péndulo y mejoró el telescopio.
Bottled water is argued to be a safer and healthier option than tap water due to concerns about the quality of tap water over time. The document discusses preferences between bottled water and tap water and provides a reason for the class's preference.
This document discusses living a purposeful and symbolic life by connecting one's past, present, and future through self-reflection amidst daily actions. Gaining wisdom and knowing oneself allows life to flow endlessly as interconnected experiences, leading to a greater sense of purpose even in silence.
The Mud March campaign launched by General Ambrose Burnside in January 1863 as a winter offensive to revive the Army of the Potomac ended in disaster. Burnside planned feints and a cavalry raid to surprise the Confederates, but two of his staff officers betrayed the plans to political leaders in Washington. When heavy rains fell, turning the ground to mud, Burnside's army became stuck and had to retreat without engaging the enemy. The failed campaign destroyed the troops' confidence in Burnside, prompting his resignation as commander of the Army of the Potomac.
The document advertises Ansal Highland Park apartments located in Sector 103, Gurgaon along the 150 meter wide Dwarka Expressway. The apartments offer 2/3/4 BHK luxury units close to the Delhi border and airport, with amenities like a sports club, tennis courts, and shopping complexes nearby. It provides contact information for Piyush Sharma to confirm bookings or get more information about the proposed investment opportunity.
The document describes a last weekend, with Friday night spent working as a waiter and wanting to sleep, Saturday undescribed, and Sunday mentioning someone named Marylian Echeverria and a reference to M-201.
The February 2015 Albany MLS Market Trend Report showed:
- The median home sales price was $90,000, down 22% from January 2015 and up 14% from February 2014.
- Closed home sales transactions decreased 15% from January 2015 and 3% from February 2014, with 57 sales in February 2015.
- The average days on the market was 123 days, down 46 days from January 2015 and 45 days from February 2014.
- The months supply of inventory was 9.6 months, down 23% from January 2015 and 26% from February 2014.
Looking for council approval? We are #1 Blue Mountains Town Planner helping people to get council approval & town planning consultancy. Call us at 02 4784 3235 today!
Ireland is known for its myths and legends such as leprechauns. The country has a rich history in dancing and its flag is an important symbol. However, Ireland suffered from the Great Famine in the 1800s which led to mass emigration, with over 4 million Irish people immigrating to the United States between 1820 to 1920, including many who joined the Union Army during the American Civil War. Popular Irish bands like The Cranberries help keep Irish culture alive today.
Commercial and residential properties present unique challenges for investors. A knowledgeable real estate agent with experience in the desired property types can help navigate the purchase process. The agent should understand the investor's needs and provide an initial list of potential properties to view. After showings, the agent assists with making an offer and negotiating the contract, drawing on their training to advise for commercial deals. Throughout the process, the agent guides the investor through each step and coordinates inspections to resolve issues before closing.
CINTAS FELLOW TERESITA FERNÁNDEZ APPOINTED TO SERVE ON U.S. COMMISSION OF FI...Cintas Foundation
Teresita Fernández, a past CINTAS Fellow and installation artist known for her large-scale sculptures, has been appointed to serve a four-year term on the U.S. Commission of Fine Arts. The Commission advises the President, Congress and government agencies on national matters of design and aesthetics. Fernández is the first CINTAS Fellow to serve on the Commission. She has received many honors throughout her career including a MacArthur Fellowship and has had solo exhibitions at major museums nationally and internationally.
La femme est l'avenir de l'Afrique. Un rapport réalisé par ONE : ONE est une organisation de campagne et de plaidoyer sans-parti comptant plus de 2 millions de membres engagés dans la lutte contre l’extrême pauvreté et les maladies évitables, particulièrement en Afrique. Pour en savoir plus www.one.org
Réalisé par La Marie Debout, ce répertoire s'adresse aux Montréalaises qui désirent s'impliquer dans leur milieu et dans les décisions qui les concernent. Il vise également à convaincre celles qui douteraient de leur capacité d'influencer.
Appel à projets 2016 du fond de dotation de la LGV SEA - Sillon solidaireLISEA
Sillon Solidaire soutient des projets qui correspondent aux thématiques suivantes :
Illettrisme : prévention et sensibilisation ;
Insertion par l’activité économique et accès à la formation ;
Mobilité solidaire, au service du lien social et de l’accès à l’emploi.
L’environnement économique et sociétal est en mutation constante. Comment appréhender ces bouleversements sociétaux en intégrant la nouvelle donne générationnelle ?
MPFA est une ONG Humanitaire qui oeuvre dans le domaine de l'éducation sous toutes ces formes.
Elle s'inscrit dans bon nombres de combats pour changer la visibilité de l'Afrique vis à vis des autres Continents.
Galileo Galilei (1564-1642) fue un científico y matemático italiano que realizó importantes descubrimientos astronómicos que apoyaron la teoría heliocéntrica, a pesar de la teoría aristotélica imperante. Galileo descubrió las montañas de la Luna y demostró que la Tierra gira alrededor del Sol, lo que le valió ser condenado al arresto domiciliario de por vida. También inventó el péndulo y mejoró el telescopio.
Bottled water is argued to be a safer and healthier option than tap water due to concerns about the quality of tap water over time. The document discusses preferences between bottled water and tap water and provides a reason for the class's preference.
This document discusses living a purposeful and symbolic life by connecting one's past, present, and future through self-reflection amidst daily actions. Gaining wisdom and knowing oneself allows life to flow endlessly as interconnected experiences, leading to a greater sense of purpose even in silence.
The Mud March campaign launched by General Ambrose Burnside in January 1863 as a winter offensive to revive the Army of the Potomac ended in disaster. Burnside planned feints and a cavalry raid to surprise the Confederates, but two of his staff officers betrayed the plans to political leaders in Washington. When heavy rains fell, turning the ground to mud, Burnside's army became stuck and had to retreat without engaging the enemy. The failed campaign destroyed the troops' confidence in Burnside, prompting his resignation as commander of the Army of the Potomac.
The document advertises Ansal Highland Park apartments located in Sector 103, Gurgaon along the 150 meter wide Dwarka Expressway. The apartments offer 2/3/4 BHK luxury units close to the Delhi border and airport, with amenities like a sports club, tennis courts, and shopping complexes nearby. It provides contact information for Piyush Sharma to confirm bookings or get more information about the proposed investment opportunity.
The document describes a last weekend, with Friday night spent working as a waiter and wanting to sleep, Saturday undescribed, and Sunday mentioning someone named Marylian Echeverria and a reference to M-201.
The February 2015 Albany MLS Market Trend Report showed:
- The median home sales price was $90,000, down 22% from January 2015 and up 14% from February 2014.
- Closed home sales transactions decreased 15% from January 2015 and 3% from February 2014, with 57 sales in February 2015.
- The average days on the market was 123 days, down 46 days from January 2015 and 45 days from February 2014.
- The months supply of inventory was 9.6 months, down 23% from January 2015 and 26% from February 2014.
Looking for council approval? We are #1 Blue Mountains Town Planner helping people to get council approval & town planning consultancy. Call us at 02 4784 3235 today!
Ireland is known for its myths and legends such as leprechauns. The country has a rich history in dancing and its flag is an important symbol. However, Ireland suffered from the Great Famine in the 1800s which led to mass emigration, with over 4 million Irish people immigrating to the United States between 1820 to 1920, including many who joined the Union Army during the American Civil War. Popular Irish bands like The Cranberries help keep Irish culture alive today.
Commercial and residential properties present unique challenges for investors. A knowledgeable real estate agent with experience in the desired property types can help navigate the purchase process. The agent should understand the investor's needs and provide an initial list of potential properties to view. After showings, the agent assists with making an offer and negotiating the contract, drawing on their training to advise for commercial deals. Throughout the process, the agent guides the investor through each step and coordinates inspections to resolve issues before closing.
CINTAS FELLOW TERESITA FERNÁNDEZ APPOINTED TO SERVE ON U.S. COMMISSION OF FI...Cintas Foundation
Teresita Fernández, a past CINTAS Fellow and installation artist known for her large-scale sculptures, has been appointed to serve a four-year term on the U.S. Commission of Fine Arts. The Commission advises the President, Congress and government agencies on national matters of design and aesthetics. Fernández is the first CINTAS Fellow to serve on the Commission. She has received many honors throughout her career including a MacArthur Fellowship and has had solo exhibitions at major museums nationally and internationally.
La femme est l'avenir de l'Afrique. Un rapport réalisé par ONE : ONE est une organisation de campagne et de plaidoyer sans-parti comptant plus de 2 millions de membres engagés dans la lutte contre l’extrême pauvreté et les maladies évitables, particulièrement en Afrique. Pour en savoir plus www.one.org
Réalisé par La Marie Debout, ce répertoire s'adresse aux Montréalaises qui désirent s'impliquer dans leur milieu et dans les décisions qui les concernent. Il vise également à convaincre celles qui douteraient de leur capacité d'influencer.
Appel à projets 2016 du fond de dotation de la LGV SEA - Sillon solidaireLISEA
Sillon Solidaire soutient des projets qui correspondent aux thématiques suivantes :
Illettrisme : prévention et sensibilisation ;
Insertion par l’activité économique et accès à la formation ;
Mobilité solidaire, au service du lien social et de l’accès à l’emploi.
L’environnement économique et sociétal est en mutation constante. Comment appréhender ces bouleversements sociétaux en intégrant la nouvelle donne générationnelle ?
MPFA est une ONG Humanitaire qui oeuvre dans le domaine de l'éducation sous toutes ces formes.
Elle s'inscrit dans bon nombres de combats pour changer la visibilité de l'Afrique vis à vis des autres Continents.
La famille mute ! Quelles conséquences pour les marques ? CHEMISTRY AGENCY
La famille est la cible privilégiée de beaucoup d’annonceurs.
Comment les familles d'aujourd'hui s’organisent ? Vivent ensemble ? S’informent ? Achètent ? Découvrez toutes les nouvelles dynamiques dans ce cahier de tendances.
The Obs est la revue de tendance mensuel du Planning Strat chez TMS. Chaque mois un sujet est décortiqué et analysé.
Dans cette édition, partez à la découverte de la Génération Z qui fait couler tant d'encre. Bonne lecture.
3. CRÉDIT AUX FEMMES ACTIVES!
Give loans to active women!
•Independence through
economic growth
•Women in West Cameroon
fight for their future...
•...and their children‘s chances
4. Micro Credits to women...!
= Micro Credits / Give credit to women/ Small loans
to women for small and start up business
Give credit to women - in both senses:
• Women need small loan at low costs to grow
their property
• Women need recognition of their abilities by
the civil society (men)
5. Economic Growth is crucial
• Growth is the target for all
micro Finance institutions
• Economic growth is what
the women seek for
markets develop
• Property growth is defined
by interests of their loans
consumers emerge
6. Why gender equality
matters for economic growth?
Andrew Morris, 2007, asked
„Growth is crucial for what exactly?“
• First generation of gender equality increased
control over resources by mothers results in more
spending on children’s health and education
• Second generation impact of pensions &
insurances, CCTs and micro credit
• Much stronger evidence that gender equality matters
for household poverty reduction
• Evidence on gender equality’s impact on
productivity (micro foundations of growth) is
suggestive but not conclusive
What does this mean to us, working in the fields to fight
poverty?
7. Dignity is our first task
• OUR target for a sustainable
future is not growth but
DIGNITY
• OUR experience is that
dignity, respect and
recognition
AUTOMATICALLY leads to
economic growth.
• OUR way is solidarity
between women and will
ALWAYS be solidarity -
deeper & better
8. Women - Backbone of
Central African economy
• always it was the
women who created
added value
• since ever women
bear fruits for next
generation
• evermore women
keep growth and
prosperity in mind
9. Loans bring success in
business & growth
• ...property is created
• ...cash flow achieved
• ...growing out of poverty
Yvonne Blanche Mbella working
in the field / on the ground
11. I - ASPECT ÈCONOMIQUE
• La femme active, entreprenante, grâce à ses
activités (Commerces, travaux, champêtres et
autres) pour peu qu’elle ait un soutien
financier (micro crédit) aboutit finalement à
son autonomie financière, en ce sens qu’elle
peut prendre soin de sa famille, avoir son
épargne propre pour développer ses
activités, afin de décider sur leurs revenus,
de planifier la vie de famille (leurs enfants),
leurs activités et leurs foyers.
12. II- ASPECT SOCIAL
b) Femmes et éducation.
• NOS femmes ont droit à
a) Femmes et métiers
l’éducation. Dans les temps
anciens la femme dans notre
La femme doit être libre de choisir continent africain n’avait pas le
son métier car à travers ce droit d’étudier. Elles ne pouvaient
métier, elle aura des revenus pas lever le petit doigt pour
lui permettant de s’épanouir et
de soutenir sa famille, par donner leurs opinions, qui pouvait
ricochet, participé à l’éducation même à cette époque changer le
des enfants, ce qui contribue destin de nos pays.
en particulier à la stabilité de la
famille, et également de la • La femme dans sa nouvelle
société. nature, cherche à percer le
mystère tant caché au paravent.
Ceci entraîne en elle l’envie
d’acquérir des formations et
d’encadrement dans leurs
activités diverses (coaching).
13.
14. III- ASPECT POLITIQUE
L’homme, dominateur dans notre continent est resté maître
de tous jusqu’à ce que naisse des idées nouvelles à
l’exemple de la liberté d'expression. Ceci a entraîné la
démocratie.
La femme active, par rapport à ses activités et son
autonomie, a un rôle important dans la société civil, car
elle gagne la confiance des hommes et s’imposent à un
niveau de responsabilité élevé. En ce sens, malgré leur
nombre insuffisant, nous avons aujourd’hui des femmes
qui occupent des postes politique dans nos pays (Chef
d’Etat, Ministre, Député, Maire etc.) – ce qui jadis étant
chose rare.
15. OUR ladies need independence
• To decide about their own activity
• To decide about their own revenue
• To keep track on their own plans for
• their children
• their business
• their homes
16.
17.
18. Development and Education =
Dignity
(In)Formation for their business
Training for better performance
Schooling for their children
Know How for leadership
Prosperity in lifestile
Stability in their families
their clans village country
Notes de l'éditeur
10, 20, 50 € of loans given to women without access to banks and credit systems. In gorups of 5 they guarantee for each other. This guarantee of solidarity replaces bank guarantees of property, which they do not have. Mohamed Yunus un Bangladesh is the founder of this system that has been leading out of poverty millions and millions of people over the past 30 years.
Our organisation is small but very effective. In just the last 22 months nearly 60 women have received micro crédits through know how and assistance from Yvonne and me free of charge, up to now.
Women achieve:
2007, Yale University CCT = Center for Community Transformation
I - Economic Aspect The active business women in Cameroon gains her financial autonomy as soon as she receives financial support through a micro credit. Her commercial or craft's activity, her agricultural or other products only in that very moment enable her to sustainably care for her family. She will soon dispose of her own economies to further develop her activities. And she finally will decide about where and how to direct her income, how to plan family life - particularly for her children, including all their educational activities.
II - Social Aspect a) Women and Profession In complete liberty all our women should decide their own professional road. It's the single woman's profession giving her job satisfaction and income to support her family. Indirectly the micro credit allows her to participate at the education of her children which definitely contributes to stabilize the whole family and consequently the society. b) Women and Education Women have a right for education! In old times women had no right for schooling - no right even to lift their hands to give an opinion which would have changed our destiny in those days. Women, today - having just discovered their own nature - brake through mysteries hidden before her. She now needs access to tutoring and coaching for her plans!
Dignity through Information and education
III - Political Aspect Men, on the contrary, dominated our African continent until new ideas were born such as freedom of speech and expression. That's what leads us to democracy! Our "working girls" according to their activities AND their autonomy have an important role to play in Civil Society. As women gradually gain respect by the male part of society they place themselves into a level of higher responsibility. And, even if still insufficient in numbers, we observe in Cameroon more and more women taking over political positions where before this was very rare: head of states, ministers, MPs, Lord mayors and others...
Organigram for a successful project of micro finance Investors, research management and receiving micro credit bank form a triangle of technical assistance for the receivers of loans ready to pay back.
Organigram for the pay back of micro credits - loans - received The micro finance bank has the central role of managment for every solidarity group receiving a loan. The group leader and the assisting coordinator of the loan circulate around the bank. NB. This rotation of information between group leader, micro credit bank and coordinator (or technical assistant) is the essential base for a certain of pay back, be it monthly or quarterly.
Sustainable Development for the dignity of new generations and their Education are key questions for women in Central Africa
Congratulations! You have just been winning a new generation of happy people! Thank you